Cynthia Wandia
Updated 12.06.2025

Unsecured Loans in Kenya

Amount, KSh
70 000

We’ll process your bank loan application with guaranteed approval since we work within the bank! All you need is your national ID for application.

3,000,000 Kenyan Shillings at 11% interest – it’s possible. I can help you secure a loan quickly, in just 1 to 2 days. The loan requirements are simple: Kenyan ID, Social Security Card, age between 18 and 65 years, and no outstanding criminal records. We consider all credit histories, even the most challenging cases such as blacklisted credit histories, stop lists, heavy credit load, and long-term delays. If our offer interests you, please write to the provided email or call the listed phone number.

150 000 KSh
36 months
9,23% per annum

Loan from a private individual within 1 day

We assist in obtaining loans up to 5,000,000 KES in cash for any purpose at a reduced rate starting from 5.9% per annum without collateral. We cater to situations such as: – high debt load, long-term delinquencies, court decisions on credit obligations; – lack of official income source, unemployed individuals. A bank representative will personally handle your application! Our terms of cooperation are transparent, with no hidden surprises, and our commission is paid only after successful completion of the process. All expenses related to securing the loan, including documents proving solvency, are INCLUDED in our fee! This offer is exclusively available to Kenyan citizens aged between 20 to 70 years, and the region of residence is not a barrier. The loan acquisition process in your region will be discussed separately. For more details and consultation, please reach out via email request.

350 000 KSh
24 months
12,97% per annum

Small Loan Offer

I provide personal funds. I offer financial assistance without any encumbrances, income certificates, or credit history reports, and no guarantors required. Any amount up to 4,000,000 Kenyan Shillings. The interest rate, loan term, and detailed conditions are discussed individually with each client. I work with clients from all over East Africa. A mandatory condition is to arrive to receive the funds in Nairobi, Mombasa, Kisumu, or Nakuru. The loan is issued upon presentation of a passport and any other document that verifies identity. Quick application review and disbursement of funds. To apply, please write to the e-mail address provided.

190 000 KSh
20 months
3,47% per annum

Willing to lend up to three million Kenyan shillings from personal funds at a low interest rate.

We offer assistance in obtaining loans, credit, or financing for citizens aged 18 to 64. You can secure a loan of up to 1 million Kenyan Shillings without leaving your home. We operate remotely across all regions of Kenya. Applications are submitted to one bank and do not go any further. NO SPAM, NO COLLATERALS, AND NO UPFRONT PAYMENTS. Your credit history and any past dues do not matter to us. We guarantee the funds will be deposited into your account within the day.

50 000 KSh
13 months
4,09% per annum

We offer assistance in securing a personal loan through bank connections, with no credit checks or upfront fees

We process loans through bank employees without any upfront payments or commissions. We will take your application to a positive decision with just two documents and can issue up to 3 million Kenyan shillings. We do not care about your credit history or if you have any overdue payments, we will consider the most challenging cases. For assistance with calculating the amount and submitting your application, you can contact our specialists via phone or email. Reach out to us today, and by tomorrow, you will receive a positive response to your application!

70 000 KSh
42 months
3,05% per annum

Consider a Personal Loan as an Alternative to Bank Credit

I am offering my assistance in obtaining a loan to your card. Credit history does not matter. You will need a passport and a personal identification number, as well as a card or bank account. Approval is guaranteed for all Kenyan citizens who apply. The terms are suitable for everyone. Please contact via email.

130 000 KSh
60 months
5,57% per annum

Get up to 10,000,000 KES today

We assist in obtaining cash loans for various purposes, focusing solely on results. We work directly with bank officials. Beneficial and transparent terms for the deal. Quick decision on your application (15 minutes). Loan limits range from 150,000 to 4,500,000 Kenyan shillings, with a low interest rate and long repayment term. We handle cases such as: bad credit history; lack of official employment; credit overload; no credit history. Our commission for helping you get the loan is reasonable. No employment certificates required! No collateral or upfront payments needed! AVAILABLE DAILY WITHOUT BREAKS FROM 9 AM TO 10 PM.

200 000 KSh
50 months
7,82% per annum

Borrow Money Without Extra Costs and Hassles

We provide fully official loan processing at bank branches, with no hidden conditions. Approval is guaranteed, with a 100% success rate. Loan amounts range from KSh 150,000 to KSh 5,000,000 for a term of up to 7 years. We consider all categories of citizens, whether with negative credit history or blacklisted, as well as those with positive credit ratings. Our collaboration terms are transparent, with no hidden fees. Commission fees are paid strictly after the completion of the work, and the rates are reasonable. We cover all expenses ourselves. The loan application process is as quick as possible, handled urgently and within tight deadlines. A minimal set of documents is required, with no income verification needed, as our specialist in the bank facilitates the process. This offer is valid only for Kenyan citizens aged between 19 and 65 years, and the region of residence does not matter. The process of obtaining a loan in your area is discussed separately. For more detailed information and partnership inquiries, please contact us at

300 000 KSh
15 months
1,63% per annum

Personal Loan with a Promissory Note

Fast and efficient assistance in obtaining loans or credit for residents of our country. We work with those who have a negative credit history, are temporarily unemployed, have a criminal record, debts, and other issues. No upfront payment is required, you don’t pay a single cent until you receive the funds, everything is based on the outcome! The amount and terms of the loan depend on the client; contact us, and we will find the most favorable option for you.

350 000 KSh
28 months
7,99% per annum

Offering Loans at Low Interest Rates

Financial services for Kenyan citizens: If you want to get a loan today, contact us. All our clients receive loans with just two main documents, no certificates or employment records required, no employer calls or involvement of third parties. We have established channels with several Kenyan banks and help even the most challenging category of borrowers obtain loans. Everything is real and solvable if you reach out to us. We have the ability to secure the necessary amount for each of our clients. No upfront fees, advances, or other charges; our service fee is taken only after the loan funds are disbursed to the borrower. Applications are accepted via email.

120 000 KSh
24 months
1,88% per annum

Loan Services and Documentation Support

If you’re tired of deception and shady deals, reach out to me for loan arrangements. We can meet up and handle everything with a notary. I can work with any credit history and even if you’re employed unofficially. You’ll just need a passport and a promissory note. Loans available up to 1,000,000 Kenyan shillings without collateral. Send your applications via email. Funds are still available.

70 000 KSh
19 months
7,95% per annum

Offering Financial Assistance with Interest.

I am an individual offering loans with interest from my personal savings. I am not concerned with your credit history or place of employment. I operate on a trust-based basis. A passport will be required. Loan terms will be provided via email.

160 000 KSh
25 months
21,87% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
5,0/5 12,3% 2 400 000 KSh
SMEP Microfinance Bank Limited
4.8,0/5 9,7% 4 200 000 KSh
Bank of Africa Kenya Limited
5,0/5 7,2% 600 000 KSh
SBM Bank Kenya Limited
4.8,0/5 3,8% 400 000 KSh
Prime Bank Limited
4.9,0/5 14,6% 1 200 000 KSh
Ecobank Kenya Limited
4.5,0/5 2,4% 2 500 000 KSh
Family Bank Limited
4.3,0/5 8,8% 700 000 KSh
I&M Bank Limited
4.1,0/5 0,2% 1 900 000 KSh
Standard Chartered Bank Kenya Limited
4.6,0/5 7,5% 1 400 000 KSh
Equity Bank Kenya Limited
4.6,0/5 9,4% 2 500 000 KSh
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