Cynthia Wandia
Updated 26.05.2025

Bad Credit Loans in Thika

Amount, KSh
70 000

Instant Loan with No Down Payment

Urgent private loan available with any credit history, no upfront payment required. Approved amounts up to 3 million Kenyan shillings, with an annual interest rate starting at 10.5%. Loans can be granted to Kenyan citizens aged 18 and over, regardless of credit history, even with open overdue payments and high credit load. I work with all regions of Kenya. If you’re interested in my financial offer, please email or call the provided phone number.

100 000 KSh
100 months
1,63% per annum

Business Development Loan

I offer quick and efficient assistance in obtaining a private loan without collateral or guarantors for amounts ranging from 400,000 to 3,000,000 KES with a 30% service fee. Cash disbursement will occur in person in Nairobi or any other major city, with fees for services, notary public, and any necessary round-trip travel expenses to be covered by you once the agreement is documented and cash is handed over. Credit history, criminal record, and open or closed delinquencies are not of concern. Applicants must be aged between 21 and 65 and have a steady income in any form.

20 000 KSh
12 months
21,22% per annum

Get a Loan in Just One Day. No Prepayments. Secure Loans via Safaricom

We offer personalized loan terms tailored to each client. Even in challenging situations such as a negative credit history, existing loan delinquencies, or informal employment, there is always an opportunity to secure a non-bank loan on favorable terms. We provide loans up to a maximum amount of two million Kenyan shillings. The interest rate is determined individually for each client based on the loan amount and duration. Available to individuals with Kenyan citizenship. Your city of residence and registration can be anywhere within Kenya. Solve your financial challenges today!

120 000 KSh
5 months
24,17% per annum

Apply for a Loan Up to 2,000,000 KES Today and Receive It in Your Region

I can assist in arranging and obtaining a loan: – with a poor credit history – with overdue payments – without rejection – without collateral – interest-free – without checks – without calls – without a guarantor – without income verification Contact me via EMAIL (provided in the contacts), and you can have money today.

500 000 KSh
4 months
2,81% per annum

We offer comprehensive assistance in obtaining a cash loan even with current delinquencies.

Hello. I am Alex Otieno, a private investor offering independent financial assistance with no upfront fees. By contacting me directly, you can rest assured that you are taking no risks. I provide financing at a low interest rate and do not charge any preliminary fees, commissions, or insurance. I also do not work with intermediaries or banks.
Amount: Up to 1 million Kenyan shillings
Term and rate: 1 – 7 years at 16% per annum
Loan payments: Annuity
Any upfront payments: None
Guarantee: Provided
To start an honest and beneficial collaboration, please reach out to me via email. Brokers, bank employees, and similar individuals should not contact me. Phone contact is reserved for existing clients.

150 000 KSh
48 months
1,88% per annum

Financial Assistance Available in Nairobi!

Happy New Year to everyone! I’m ready to offer financial assistance from 300 to 30,000,000 Kenyan Shillings, and I work with all regions of Kenya. Let me clarify that there are no upfront payments, commission fees, or document charges; you pay absolutely nothing until you receive the money. If you prefer a personal meeting, it can be arranged in Nairobi or Mombasa. For everyone else, there is remote processing available (also with no fees). To proceed, you’ll only need to provide your ID and any other secondary document. For all the details, feel free to contact me via email.

50 000 KSh
17 months
8,79% per annum

We Assist in Securing Loans Regardless of Your Credit History! Guaranteed Results

Where to get a loan in difficult cases? With a poor credit history, no verified income, and other issues? You could spend a long time going from bank to bank, only to receive refusals everywhere. You could also browse the internet endlessly, receiving many dubious or unclear offers. Alternatively, you can pay closer attention to advertisements, consult a specialist, and positively resolve your financial issues. Of course, a credit broker does not work for free, the conditions are specified in the contract and will not be changed for the borrower’s peace of mind. Loans are offered from KES 500,000, with maximum amounts to be discussed. Rates, terms, and other conditions are negotiated in a preliminary conversation. Age 21 and over, all regions except the Rift Valley, Coast, and Western provinces. Strictly for those without criminal records and who are able to repay. Income verification is not necessary. A personal meeting with the broker to finalize the service contract is mandatory for residents of Nairobi. The possibility of remote work is discussed individually. Write, call. Let’s discuss your situation and find the right solution.

100 000 KSh
64 months
8,54% per annum

Quick Approval in 1 Hour: Get a Loan with Your ID on the Same Day

Looking to secure a private loan without any upfront fees and with reliable processing? Look no further, I work with integrity and do not require any prepayments – 100% guaranteed. Regardless of your credit history, you can receive funds directly to your card or account in just 30 minutes! Loan amounts range from KES 50,000 to KES 3,000,000. At an annual interest rate of 10.8%. For an urgent loan, call or email me:

140 000 KSh
24 months
9,92% per annum

Assistance in Obtaining Loan Approval Despite Outstanding Debt

Assistance in obtaining a loan (no commission). Various banks. Credit limit up to KES 30,000,000. Terms from 1 year to 15 years. Age from 18 to 85 years. Interest rates vary depending on the type of loan and the term. Email us your loan preferences, and we will find the right fit for you!

150 000 KSh
60 months
8,79% per annum

Loans for Individuals with Poor Credit History

Fast assistance in obtaining loans for Kenyan citizens with a damaged credit history, those without official employment, and other groups in need. Loan acquisition and processing in your local area. No charges for document handling or other services. The fee is paid only if you receive a positive credit decision from the bank. Contact via email.

140 000 KSh
21 months
6,04% per annum

Get a Loan Without Upfront Payments. Contact Us via Email.

If you need money, I can help. I offer loans starting from 100,000 Kenyan Shillings with a written agreement. I guarantee fairness and transparency in the transaction. WhatsApp: +254715565474

250 000 KSh
36 months
24,90% per annum

Unlock Your Full Potential!

No upfront payments or the sale of any certificates, we will get your bank loan approved! Payment for our services is made strictly upon receiving the funds in your hands, and not a moment sooner! All you need to do is call us, have two documents with you, and be between 19 and 75 years old! Any loans and any amounts from 100,000 to 9,000,000 will be easily accessible to you! If you need less than 2,500,000 Kenyan shillings, you will receive it on the day of application!

40 000 KSh
15 months
9,23% per annum

We facilitate loan approval even with less-than-perfect credit history, serving all regions in Kenya.

We offer loans up to 1,500,000 KES at an annual interest rate of 18% for a term of up to 72 months, with approval on the same day. Funds are transferred to your card or bank account. No upfront fees, it’s all genuine and without deception. For more details, please contact us via email.

110 000 KSh
16 months
15,40% per annum

We offer comprehensive assistance in obtaining a loan with a challenging credit history

The best credit offers with easy terms, minimal interest rates, and a flexible approach to your credit history status. We genuinely help secure real cash from the bank even for borrowers whose credit history is significantly poor. We tackle nearly any issues related to credit history that hinder borrowing. We ensure approval and arrange the swift disbursement of loans with just two documents. No upfront payments or advance fees; you receive your loan first and only then pay for our services. Contact us via email.

30 000 KSh
3 months
13,33% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.2,0/5 1% 500 000 KSh
Faulu Microfinance Bank Limited
4.1,0/5 8% 1 400 000 KSh
Bank of Africa Kenya Limited
4.7,0/5 10% 4 400 000 KSh
Ecobank Kenya Limited
4.2,0/5 10,5% 500 000 KSh
Family Bank Limited
4.5,0/5 12,2% 1 800 000 KSh
Diamond Trust Bank Kenya Limited
4.2,0/5 13,8% 2 700 000 KSh
NCBA Bank Kenya PLC
5,0/5 14,9% 4 900 000 KSh
Stanbic Bank Kenya Limited
4.1,0/5 7,6% 4 800 000 KSh
Co-operative Bank of Kenya Limited
4.6,0/5 9,1% 1 100 000 KSh
Equity Bank Kenya Limited
4.4,0/5 9,4% 3 000 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email