Cynthia Wandia
Updated 12.06.2025

Online Loans in Ruiru

Amount, KSh
70 000

Quick Financial Assistance from Private Lenders in Just Minutes

We offer quick and genuine credit assistance with minimal documentation, up to KES 2,000,000. We streamline the process for our clients, bypassing complexities and formalities. We collaborate exclusively with one bank, eliminating unnecessary applications and ensuring approval and disbursement regardless of credit history. The requirements are minimal and straightforward: at least 19 years old, Kenyan citizenship and registration, and no active loans with our bank. Applications can be submitted via email.

160 000 KSh
25 months
19,97% per annum

EXPERT ASSISTANCE IN OBTAINING A LOAN! SOLUTIONS FOR ANY COMPLEXITY!

Large sums without upfront payment, available 2 hours after application with just 2 main documents. We’ll review your request in 10 minutes, approve it, and you can receive the loan in your city of residence without collateral, travel, or guarantors. For ages 23 to 55, even with a poor credit history and overdue payment obligations. Strictly for Kenyans with no assets or accounts frozen by court order. Write to us via email any day, including weekends and holidays.

20 000 KSh
28 months
7,68% per annum

Tired of dealing with scammers? Come to me for honest loans!

What do you need to do to avoid rejections and not pay upfront fees? Contact us! As we work in a bank, we can process any amounts from 500,000 to 10,000,000 Kenyan shillings! To easily receive the funds, all you need is a passport, any other document, and to give us a call! It doesn’t matter to us whether you are employed officially or unofficially, we will help you in any case!

200 000 KSh
24 months
2,76% per annum

Terms of a Personal Loan from a Private Lender That Will Appeal to Everyone.

If banks are turning down your loan applications or you have a poor credit history and unofficial employment, don’t worry—there’s always a way out! I offer personal loans from my own funds at an annual interest rate of 15%. This is private financial assistance and I am not affiliated with any financial institutions. Loan amounts range from 150,000 KES to 5,250,000 KES for a term of 12 months (1 year) to 96 months (8 years). Early repayment is possible. The loan is arranged through a loan agreement. You can receive your loan on the day you apply. Requirements for borrowers: – Age between 23 and 65 years – A stable source of income – Permanent residence in Kenya – Kenyan ID card If you are seeking financial help, you’re on the right track! Feel free to contact me via email.

150 000 KSh
60 months
5,15% per annum

Get Cash Today

Borrow up to 3 million KES from a private lender, with any credit history.
I provide financial and credit services to borrowers from any region of Kenya.
I assist regardless of credit history and help borrowers with outstanding overdue payments. Each borrower receives a personalized approach!
Documentation is done with a promissory note and a minimal set of documents. A national ID and a secondary ID are required.
— No advance payment
— No collateral
— No guarantors
Send your application via email. You can also call the provided phone number. Available every day, including weekends and holidays!

110 000 KSh
48 months
4,99% per annum

Flexible Loans for Any Purpose, No Proof or Extra Documents Required

A team of specialists is ready to assist you in arranging and obtaining a loan from a leading bank in the country. We will thoroughly review your information and provide you with a tailored solution. Requirements: Kenyan citizenship, age restrictions from 22 to 65 years, desired amount from 500,000 to 8,000,000 Kenyan Shillings, and presence in Nairobi for application and loan disbursement. Call us from 10 AM.

15 000 KSh
96 months
11,26% per annum

Loans and Credit with Just Two Documents – Solve Your Financial Issues Today

I offer personal loans at a low-interest rate. Cash is available on the day of signing the agreement. Amounts up to 450,000 KES for a term of up to 5 years. I operate exclusively through personal meetings. No advance payments, card transfers, etc. Only two documents are required for processing. Available for Kenyan citizens aged 20 to 55. Nairobi and Nairobi County. +2549514603966

120 000 KSh
9 months
7,47% per annum

We will assist you in obtaining a loan of up to KES 3,000,000 in challenging situations.

We assist in selecting and processing consumer loans with minimal requirements. Loans range from 150,000 to 4,500,000 Kenyan Shillings based on two main documents, without the need for proofs of employment, no guarantors, and no collateral. Amounts from 100,000 to 500,000 Kenyan Shillings are processed in one day, while amounts from 500,000 to 4,500,000 Kenyan Shillings are processed within 24 hours. Our terms are transparent, with no questionable schemes or prepaid agreements. The commission is charged only upon the borrower receiving the funds. We provide genuine help to borrowers with any credit history, including those on blacklists, without official employment, and debtors of banks and microfinance institutions. Loan issuance is available in most regional centers of Kenya. Please contact us via email.

10 000 KSh
12 months
16,29% per annum

Affordable Loans with Two Documents, No Advance Payment

I offer a personal loan at an annual rate of 10%. Loan amounts range from 50,000 to 1,000,000 KES. Your credit history doesn’t matter. All you need is a national ID and a secondary document. Funds will be transferred to your account. Please contact me at [email protected]

190 000 KSh
48 months
2,44% per annum

Need Assistance in Acquiring a Loan

Loan without checks, refusals, or prepayment from a private individual. I can guarantee assistance with funds up to 3 million Kenyan shillings. Loans for any purpose without prepayment, down payment, collateral, or guarantors. I don’t consider delays, credit history, or lack of official income. I work diligently and value my reputation! Documentation requires only a minimal package to verify your identity. Interest rates are lower than in the bank! Call now or email me.

150 000 KSh
11 months
11,26% per annum

Improve Your Financial Situation in Just One Day.

Do you have multiple loans? And are you constantly taking out new loans and microloans to pay them off? With our help, you can stop the growing debt, refinance, and make one convenient payment for a single credit product at one bank. We offer amounts ranging from 100,000 to 5,000,000 Kenyan Shillings. Most of our clients are people with a poor credit history, high debt levels, or a lack of regular income. All these negative factors can be resolved with the guaranteed support from our partners. Services are available only to Kenyan citizens. We can provide services to different regions. Ages from 22 to 70 years. Payment for services is made upon receiving the loan, not upon application approval. Contact us via email.

130 000 KSh
66 months
1,51% per annum

Guaranteed Assistance in Securing a Loan in Nairobi

Get a loan from the bank conveniently, on the same day you apply. I assist in securing a positive decision from the bank, even if you have a negative credit history. I tackle complex issues: I can help remove a borrower from a blacklist and work with those in debt. I have reliable connections within the management of credit organizations, enabling me to process your applications up to 5,000,000 KES without additional documents. I find loan options for borrowers without the need for guarantors or collateral. Use the services of a broker and avoid unnecessary overpayments. I do not require any upfront payments or impose bank services on you. I work with all borrowers aged 18 and over, personally analyze your situation, and prepare documents for your bank application. The lender sets the lowest requirements for my clients: age from 18 years, registration in Kenya, and a personal visit to the bank office for deal registration. You can pay for my services after the loan is granted. Applications are approved daily; contact details are provided in the announcement.

20 000 KSh
84 months
11,85% per annum

Loan for Any Purpose and Dreams! CREDIT HISTORY DOES NOT MATTER. Starting from 100,000 without Advance Payment.

Get a loan for everyone! We provide guaranteed assistance in obtaining a loan. We are not concerned with your credit history or past due payments. Were you expecting to get money from a bank, but got rejected at the last moment? We can help Kenyan citizens aged 18 to 64 secure loans from 100,000 to 4,000,000 Kenyan Shillings for up to 7 years. Call us or leave your application via email. We work with all regions in Kenya. No upfront payments, collateral, or guarantors are required for processing. We submit your application to one bank, NO MASS MAILINGS.

350 000 KSh
6 months
15,40% per annum

We guarantee assistance in securing a loan, no advance payment required, any credit history

Quick loans available. Application decisions made within 10 minutes, funds received within 2 hours. Consideration amounts up to 25,000,000 KES, with a term limit of 5 years. Interest rates starting at 2% per month, potentially lower if collateral is provided. To apply, contact us via phone or email. Please specify the desired amount and term, full name, date of birth, ID number and its issuance date, and NHIF number. Early repayment with recalculation of the balance is possible after 30 days.

90 000 KSh
110 months
24,90% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.1,0/5 13,4% 4 400 000 KSh
Rafiki Microfinance Bank Limited
4.4,0/5 4,9% 4 800 000 KSh
SMEP Microfinance Bank Limited
4.9,0/5 2,8% 1 100 000 KSh
Kenya Women Microfinance Bank PLC
4.6,0/5 7,9% 1 700 000 KSh
Bank of Africa Kenya Limited
4.2,0/5 7,8% 1 100 000 KSh
SBM Bank Kenya Limited
4.9,0/5 5,9% 600 000 KSh
Family Bank Limited
4.5,0/5 12,4% 2 000 000 KSh
I&M Bank Limited
4.5,0/5 9,2% 3 900 000 KSh
NCBA Bank Kenya PLC
4.7,0/5 2% 3 200 000 KSh
Equity Bank Kenya Limited
5,0/5 10,1% 1 400 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email