Cynthia Wandia
Updated 26.05.2025

Loans from Private Lenders in Ruiru

Amount, KSh
70 000

Individual Offering Low Interest Loans

I guarantee credit approval through bank employees in Nairobi for any amount up to 5,000,000 KES with an interest rate of 10% per annum. Bad credit history, financial load, delays, and blacklists do not scare us. Any desperate situation can be resolved with two documents – ID card and social security number. The service fee is 10% after the client receives the funds. Results in 1-2 days! Write or call, I will assist all in need!

70 000 KSh
24 months
2,44% per annum

Assistance in Obtaining Cash Loans for Various Purposes Without Upfront Fees

I offer to lend you the necessary amount with a written agreement, for a period of up to ten years. Your place of employment will not be verified. Everyone who contacts me is guaranteed to receive the funds. There is an option for early repayment without additional interest on the remaining balance. Contact me by email for more information.

160 000 KSh
3 months
3,19% per annum

Professional and Guaranteed Financial Assistance with Favorable Conditions up to 10,000,000 KES! No Collateral or Income Verification Required!

I offer genuine assistance in arranging loans for Kenyan citizens with poor credit history, those without official employment, and other population groups.

No guarantors or collateral are required from you.

There is no need to pay for documents, translations, or anything else.

You only visit the bank to receive the loan.

The service is paid for only after you receive loan approval from the bank.

Feel free to contact me any day via email.

110 000 KSh
60 months
7,16% per annum

Loan from a Reliable Bank with Support, Guidance, and Quick Approval for Any Credit History

We offer assistance in obtaining loans regardless of any delays or credit history. It doesn’t matter which region you’re from, as we work with all areas of our country. We guarantee receiving funds within 24 hours. We arrange loans for each borrower from 100,000 to 4,000,000 Kenyan Shillings for a long-term period from one month to seven years. No upfront payments, collateral, or guarantors needed. Call us on the phone or leave your applications via email. 100% APPROVAL AND NO CHECKS.

30 000 KSh
42 months
14,25% per annum

We can assist you in obtaining a loan through our connections at banks.

All Regions Welcome!
I offer personal funds ranging from KES 30,000 to KES 40,000,000 upon request, without collateral, under more convenient and beneficial terms than banks!
I am open to options with existing overdue payments.
Your credit history does not matter.
Available to citizens aged 19 and above.
No official employment or income verification required.
No prepayments or other charges involved!
If banks have denied you credit and you’ve lost all hope, reach out to me, and I’ll consider even the most difficult situations!
Submit your application via email – I will respond to everyone.

60 000 KSh
27 months
7,74% per annum

We offer private loans across all regions without credit checks and advance payments.

We guarantee loan approval regardless of your credit history. We offer loans up to 3,000,000 Kenyan shillings. We provide loans without advance payments or employment verification. We operate using a completely transparent and straightforward approach. There are no refusals. Everyone is approved.

We ensure loan approval in the shortest possible time, regardless of your credit history. We handle complex situations. We resolve issues with overdue payments through our security service. We offer loans ranging from 150,000 to 3,000,000 Kenyan shillings. You won’t need to provide employment or income verification. We provide loans without advance payments. No collateral is required. No guarantor needed! We are always ready to cooperate. Write or call us!

200 000 KSh
28 months
9,59% per annum

Instant Loan Approval: Solve Your Financial Issues Today

Thank you very much for trusting us and choosing our service! We guarantee professional financial support on the day you contact us! Cash available for any purpose with a minimal set of documents. Our services include: ☑️Assistance in obtaining a bank loan, ☑️Assistance in acquiring credit cards, ☑️Finding a credit guarantor, ☑️Arranging private loans, ☑️Refinancing mortgages, auto loans, personal loans, microloans, and credit cards. We work with all regions across Kenya. We can help regardless of your credit history, open delays, or high credit load. We also work with borrowers who are not officially employed without income verification. There are no upfront fees or hidden charges, and no guarantors or collateral are required! If you need quality financial assistance, please contact our manager by email.

150 000 KSh
72 months
1,51% per annum

Private Loan Available: Online Application with a Promissory Note.

Trust the expertise of our professionals if you’re looking to get a loan quickly and favorably. We have 5 years of experience in the lending industry.

Get an official loan within a day, with a contract and payment schedule.

From 50,000 KES to 2 million KES – special loan rate of 12.3% annually.

All agreements are formalized, so if you’re attempting fraud, please save your time.

If you have minor overdue payments or informal employment, it’s not a big issue! This can be resolved!

We work with nearly all regions in Kenya, as well as citizens from Uganda and Tanzania (individual consideration required). No criminal records.

If you’re interested in my offer, please contact me at: [email protected]

400 000 KSh
6 months
9,92% per annum

Private Loan with Very Favorable Terms

Financial Assistance. Bank loan available for amounts ranging from 500,000 to 7,000,000 Kenyan Shillings. I offer optimal conditions for cash disbursement, even in cases of bad credit history, open delays, and over-indebtedness. A reliable option that does not require the borrower to provide collateral or work certificates to the bank. The main criteria for the borrower include permanent registration in any region of Kenya. Age between 27 – 62 years. I do not require any transfers or advance payments. Payment is made on the day of receiving the loan, after a positive result. Decision within 3 hours. Disbursement in Nairobi. Personal meeting and assistance at the bank, help in the process of signing the loan agreement. Need cash urgently? Call now. Guaranteed, reliable, beneficial.

40 000 KSh
72 months
9,23% per annum

We offer the best lending conditions with no upfront payments.

We offer instant transfers or cash upon meeting, up to 3,000,000 KES. We operate without insurance or certificates. A negative credit history is acceptable. Apply for a loan, and I guarantee approval based on just two documents. We have minimal requirements: clients are accepted from the age of 18. Money is transferred to all regions of the country without additional fees. Your application will be processed at the most favorable rate in the microfinance market, starting at 9% annually. It doesn’t matter to us whether you have official employment or your area of residence. You will receive funds even if you earn an undeclared income.

130 000 KSh
132 months
10,89% per annum

Guaranteed Loan on the Day of Application, Regardless of Credit History. Up to 4 million KES.

We consistently approve loans without rejections and do not require upfront payments! Just give us a call, and we’ll provide guaranteed assistance as we operate within a bank! Call us and discover how easy it is to obtain a loan! We can secure between 150,000 KES and 865,000 KES for you with just two documents! You can receive these funds even with a significant credit burden!

130 000 KSh
6 months
8,37% per annum

Assistance with Loan Application in Nairobi – No Upfront Payment Required.

Reach out to us for a guaranteed loan. Our company has reliable connections with banks throughout Kenya, providing our clients with only the best loan solutions. We are ready to support you in achieving any of your goals, offering our clients special financial packages that will fully meet your needs. Choose from several convenient rates, with solutions available for large amounts. We guarantee money disbursement within a day after receiving your application. We are prepared to handle all the documentation work. We fill out the application ourselves and process it through the bank. We are ready to save you time and effort, entrust your financial issues to us.

20 000 KSh
7 months
7,53% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.5,0/5 6,1% 1 500 000 KSh
Bank of Africa Kenya Limited
4.8,0/5 7,1% 900 000 KSh
Prime Bank Limited
5,0/5 7,2% 3 000 000 KSh
Family Bank Limited
5,0/5 12,5% 2 000 000 KSh
I&M Bank Limited
4.2,0/5 2,4% 2 600 000 KSh
Stanbic Bank Kenya Limited
5,0/5 12,2% 300 000 KSh
Standard Chartered Bank Kenya Limited
4.6,0/5 8% 1 700 000 KSh
Co-operative Bank of Kenya Limited
4.5,0/5 13,6% 4 800 000 KSh
Equity Bank Kenya Limited
4.3,0/5 0,1% 4 900 000 KSh
KCB Bank Kenya Limited
4.6,0/5 14,5% 200 000 KSh
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