Cynthia Wandia
Updated 26.05.2025

Loans from Private Individuals in Ruiru

Amount, KSh
70 000

Apply for a Loan Even with a Low Credit Score

Urgent, the best pre-Christmas offer! Today, you have a unique opportunity to obtain a loan for up to eight years for an amount up to five million Kenyan shillings. We provide assistance in securing loans without collateral and mandatory insurance. We cater to citizens with any level of credit history complexity: damaged/zero credit history, overdue payments, debt burdens, blacklist, existing enforcement orders, etc. No questionable schemes, only transparent deals with guarantees for you. We work only with a base of verified partners, which helps us guarantee results for you. Financial services are provided without advance payment! Complete information available via email or phone.

100 000 KSh
21 months
12,97% per annum

Offering Loans to Residents of the Nairobi Region!

We will assist you in obtaining a loan promptly in any region. Our cooperation terms are suitable for everyone. To apply for a loan, you will need a passport, an NSSF card, and a bank card. We operate seven days a week. Contact us via email.

5 000 KSh
144 months
5,33% per annum

Genuine Financial Assistance for Everyone

Today only, and right now, by reaching out to us for a loan, you can receive the desired amount within just 24 hours! We operate on our own lending system. We offer the lowest interest rates across the entire territory of Kenya. We provide loans up to 12,000,000 KES from the age of 18. Need a loan? Write to us via email.

5 000 KSh
24 months
1,44% per annum

Get Private Loans in Cash or via M-Pesa Transfer – Promissory Note Available

The only thing we can guarantee you is that you will definitely be granted a loan!
All you need is your ID and a second document, with no upfront fees and no purchased certificates!
We can process up to 2,000,000 KES in one day, and up to 8,000,000 KES within three days!
We have only one main condition, which is that there are no outstanding delinquencies, and the money is yours!
We are your ultimate solution and peace of mind because we are effective and require no upfront payments!

200 000 KSh
24 months
11,85% per annum

Get Quick Cash for the New Year Without Upfront Fees.

The best loan offers for Kenyan citizens. Annual interest rates on our loans start at 7.9%. Borrowers should be between the ages of 21 and 69. Loan amounts range from 200,000 to 5,000,000 Kenyan Shillings, with terms up to 7 years. Attractive loan programs available. Favorable conditions, even for those with existing bank debts. No advance payments, no collateral, and no guarantors required. We assist with any credit history, even significantly negative ones, thanks to our connections with the right banking specialists. Contact us via email.

200 000 KSh
54 months
3,47% per annum

Personal Loan

By reaching out to us, you’ll receive guaranteed assistance with obtaining credit. We offer special conditions for responsible citizens with a minimum rate of 11%. Loan amounts range from 200,000 to 3,000,000 KES, without inquiries to CRB and regardless of poor credit history. No upfront fees or advance payments required.

80 000 KSh
48 months
5,33% per annum

Personalized Cash Loan Distribution

I provide substantial loans against a written agreement from my personal funds. The arrangement is done with a Kenyan ID card and a loan contract, WITHOUT INVESTMENTS, ADVANCE PAYMENTS, or any form of collateral. AVAILABLE IN ALL REGIONS! If your credit history is badly damaged and you have existing debts – no problem! Up to 4 million KES on the day of application. The repayment term is flexible, ranging from 1 month to 7 years, tailored to your needs. Direct cooperation with me, without any intermediaries. A personal meeting is possible (through a representative) in various regions of Kenya. Email or call during business hours, and we will discuss all the details of the deal.

90 000 KSh
27 months
13,33% per annum

Assistance in obtaining a credit card directly, without intermediaries.

We provide assistance in obtaining a loan with just two documents, without any employment verification. No upfront payments or advances are required. We offer cash loans ranging from 10,000 to 300,000 Kenyan shillings. We work with active delays up to 15 days, and our operating hours are from 10:00 AM to 8:00 PM.
If the banks have turned you down – give us a call.

190 000 KSh
96 months
7,99% per annum

Bank employees are ready to assist you in avoiding loan rejections with no upfront payment required!

From 300,000 KES even with a negative credit history
Have banks tightened their lending criteria? Do you urgently need money to pay off debts? Or perhaps you’re simply planning a vacation?
We assist in getting your loan approved and acquiring amounts from 300,000 to 4,500,000 KES regardless of your credit history, for a term of up to 7 years, for any needs!
No collateral, no upfront payments, no fees.
Processing with just two documents to confirm your identity.
No income verification needed!
Available for all regions of Kenya.
We’ll help you secure a loan on favorable terms!

90 000 KSh
32 months
7,07% per annum

Quick Loan Approval Despite Poor Credit History and Low Borrower Rating! Receive Funds via Online Transfer

We provide loans to everyone. Credit history and delays are not an obstacle. We operate throughout all regions of Kenya. Borrower age ranges from 18 to 68 years. Loan amounts available from 100,000 to 3 million Kenyan shillings for a term of up to 7 years. No prepayments, collateral, or guarantors are required. To apply, send an email specifying the amount, or provide your details:
1) Kenyan ID
2) Any other document
3) Phone number
4) Desired loan amount
Loans are available to every Kenyan citizen, regardless of residence or place of employment.

400 000 KSh
11 months
12,49% per annum

Loan Approval Regardless of Your Credit History? It’s Definitely Possible.

Private financing supported by a private investor.
I offer loans directly to your bank card or account.
Loans available from 15,000 to 1 million Kenyan shillings at an annual interest rate of 12%, for terms up to 5 years. Your credit history doesn’t matter to me! You won’t be rejected due to any delays with banks or microfinance organizations.
Your place of registration and current location don’t matter, nor does your place of employment, without needing salary certificates. I guarantee 100% transparency and loyalty towards you! Accessible terms for all individuals from 20 years old, regardless of scoring or your credit rating!
Email me, and I’ll answer all your questions. Only working with Kenyan citizens.

200 000 KSh
72 months
8,54% per annum

Private, Bank, or Donor Loans Available with Any Credit History, No Upfront Fees or Insurance Required

Our loan conditions are transparent, with minimal annual interest rates. To obtain a loan, only two documents are required, and there’s no need for income statements. We offer disbursement in Nairobi as well as in regional branches of our partner banks. We can assist in obtaining various loan amounts even for borrowers with a history of delays and denials. Our service fee ranges from 10% to 15% of the amount issued by the bank, payable after you receive the loan funds. There are no upfront contracts or advances requested upon approval, and we do not require proof of payment ability. Applications are accepted via email.

10 000 KSh
12 months
8,98% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.2,0/5 9,3% 4 900 000 KSh
SMEP Microfinance Bank Limited
4.5,0/5 14,8% 2 300 000 KSh
Faulu Microfinance Bank Limited
4.5,0/5 5,3% 1 400 000 KSh
Prime Bank Limited
4.7,0/5 11,1% 5 000 000 KSh
Ecobank Kenya Limited
5,0/5 5,6% 1 600 000 KSh
Family Bank Limited
4.4,0/5 0,8% 300 000 KSh
I&M Bank Limited
4.7,0/5 13,7% 4 500 000 KSh
NCBA Bank Kenya PLC
4.9,0/5 14,5% 2 700 000 KSh
Standard Chartered Bank Kenya Limited
4.3,0/5 0,3% 4 200 000 KSh
Absa Bank Kenya PLC
4.5,0/5 11,2% 3 400 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email