Cynthia Wandia
Updated 12.06.2025

Credit Refinancing in Ruiru

Amount, KSh
70 000

Cash Loan with Any Credit History

We provide genuine assistance in obtaining a loan in the shortest possible time. No upfront payments or advance fees are required.

We can handle even the most challenging situations, such as poor credit history or high debt levels. We’ve been in the lending market for years and know our business inside and out. We operate officially through partner banks, which not only allows us to facilitate the process but also to secure favorable interest rates. We do not engage in mass mailings or run around to different banks; we handle all the work ourselves and always provide a precise answer regarding the amount and terms in advance, ensuring that we won’t waste your time.

For any inquiries, it is preferable to call so we can discuss your situation in detail immediately. We also offer full services to clients in various regions.

160 000 KSh
90 months
22,46% per annum

Assistance in Obtaining a Loan with Bad Credit

Hello esteemed citizens of Kenya. I’m offering loans for any of your needs, with amounts up to 5 million Kenyan Shillings. The interest rate is set at 20% annually.

All situations will be considered, and a poor credit history is not a reason for refusal. I am prepared to offer loans to private individuals aged 20 and above. There are no intermediaries involved. The loan process involves an agreement and two documents. I do not require advance payments and operate in an honest and legal manner.

120 000 KSh
6 months
12,24% per annum

Genuine Assistance in Obtaining Funds Without Prepayments.

A simple loan without any hidden fees or tricky schemes—just contact us and provide two documents: your ID and an additional document (such as a PIN, military ID, driver’s license, etc.). We will handle all the necessary work to ensure you get the loan. Your credit history and credit rating are not decisive factors; we always have a solution for every client who comes to us. There are no questionable payments upon the conclusion of the deal, contract, or approval. Our service fee is paid directly by the client after receiving the loan funds at the bank. Reach out to us via email.

90 000 KSh
45 months
23,58% per annum

Finding it difficult to get a loan? An expert can help.

Looking for a loan with favorable terms? Has the bank refused to grant you money? Is your credit history not in the best shape? Do you have extended payment delays? We can resolve all issues on the day you contact us. No need to pay any upfront fees, deposits, or commissions, payment is made after you receive your funds! We can help you secure between KES 10,000 to KES 5 million for a term of up to 84 months (7 years).

80 000 KSh
24 months
15,40% per annum

Private Loan with a Fixed Interest Rate.

Do you urgently need a loan but have a bad credit history? Are banks refusing you? Don’t give up! Contact me! I’ll lend you money even with your poor credit history. I guarantee 100% that you’ll receive the funds. Quick application review. Apply for a loan right now! The sooner you apply, the quicker you’ll get the money! For any questions, call the phone number or write to the email. I will respond to you immediately! I work every day without breaks or holidays.

100 000 KSh
48 months
1,44% per annum

We will help you get a loan even with existing delinquencies.

We offer loans to all categories of borrowers and will handle all questions and expenses related to processing. We will manage the organization of loan disbursement both in Nairobi and in regional bank branches. There are no prepaid agreements or upfront payments of any kind. Here is how it works: the borrower receives the funds first, then pays for our services. This sequence is quick, simple, and safe. We have the connections and capabilities to genuinely assist in securing loans, even for those who have been declined elsewhere. No certificates required, just two main documents. Applications can be sent via email.

300 000 KSh
22 months
8,12% per annum

We can assist you in obtaining funds for any issue, up to 4 million KES. No upfront payment required.

Loans in Nairobi and regions, we assist in obtaining bank loans up to 5,000,000 KES. Access to larger amounts is possible with several banks, requiring minimal documents: a passport and PIN. A negative credit history is not a problem, and an unsatisfactory credit score is not a problem; everything is solvable. We assist in the most challenging situations and have all the necessary resources to do so. All regions of Kenya, including Coastal areas, with borrower age from 22 to 65 years, no official employment required. We work without advance payments, mandatory insurance, paid contracts, and other upfront payments. We charge a fee for our services not just on approval, but only after the loan funds are handed over to the borrower. Please contact us by email.

5 000 KSh
3 months
21,87% per annum

Bank Loans Available with Two Documents, No Upfront Payments Required, Offered Nationwide

Having trouble getting a loan? Are banks repeatedly denying your applications, and so-called brokers asking for money upfront for services yet to be rendered? It’s simple, come to us. With our support, you’re guaranteed to receive a loan by providing just two documents and visiting the bank branch only once. We do not take advance payments from our clients, have no paid contracts, fake certificates, or fees upon approval. All transactions are conducted upon the loan disbursement. We address and navigate credit history issues and offer donor lending options. Assistance is available for all regions of the country; we only do not work with the Coast Region. Applications can be submitted via email.

140 000 KSh
3 months
7,28% per annum

Personal Loans Across Kenya

Issuing loans with no upfront payments required before receiving the funds!
As top professionals in Nairobi, we can guarantee loan approval!
We have an established workflow and connections with banks in Nairobi!
The process is simple: submit applications, wait, receive the loan, then settle!
Note that “settle” is mentioned at the very end, with nothing required in advance!
We can assist with high debt loads and unofficial employment, even with blank applications!

15 000 KSh
11 months
5,33% per annum

We Can Assist You in Getting a Loan with Bad Credit History

Advantages of Private Lending:
1. You can receive funds without the need for documentation or guarantors.
2. Private lenders are often not concerned with the borrower’s poor credit history.
3. Loans may be available without collateral.
4. To secure a loan from a private individual, you simply need to discuss the terms, fill out an agreement or promissory note, and have it notarized. This process is quick, allowing you to receive the loan on the same day you apply.

50 000 KSh
39 months
8,12% per annum

Loan Assistance Regardless of Your Credit History

Getting a loan with us is hassle-free! Submit your application, and you’ll have the money within the day. We don’t require employment documents or income verification. Just an ID with registration in Kenya. Loans can be used for any purpose, with no additional fees or prepayments. We offer transparent and honest terms accessible to every client. If you have a poor credit history or are on a blacklist, don’t worry—everything is solvable!

190 000 KSh
66 months
10,13% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.6,0/5 12,6% 100 000 KSh
Rafiki Microfinance Bank Limited
4.6,0/5 12,3% 1 100 000 KSh
Faulu Microfinance Bank Limited
4.5,0/5 8,9% 1 300 000 KSh
Bank of Africa Kenya Limited
4.6,0/5 11,5% 2 900 000 KSh
Prime Bank Limited
4.8,0/5 9,4% 3 400 000 KSh
Ecobank Kenya Limited
4.8,0/5 14,7% 1 600 000 KSh
Family Bank Limited
4.9,0/5 1,8% 2 700 000 KSh
I&M Bank Limited
4.1,0/5 4,3% 1 500 000 KSh
NCBA Bank Kenya PLC
4.5,0/5 11,5% 4 900 000 KSh
Co-operative Bank of Kenya Limited
4.2,0/5 1,1% 1 200 000 KSh
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