Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Ruiru

Amount, KSh
70 000

Quick Money Loans Available with Any ID!

We offer assistance in obtaining a loan even if you have a poor credit history and overdue monthly payments. Available for residents of any location. To apply, you need to provide two documents. Contact us for more information via email.

190 000 KSh
60 months
4,25% per annum

Get Your Approved Loan Starting from KES 100,000 Within a Day with Just Two Documents!

I offer loans from my own funds without third parties or intermediaries. I am a private individual, not a bank! I do not check credit history. All that’s needed is an ID and the borrower. No need for employment verification.

Loan amounts are available up to 4,000,000 KES at a low interest rate (15% per annum). The agreement is done through a formal contract. Cash can be received on the same day the agreement is finalized.

I can also facilitate bank loans through secure channels without refusal. There are no upfront fees.

Please email me, and I’ll get in touch immediately.

I work honestly and have regular clients. Feel free to reach out—I am happy to help!

90 000 KSh
110 months
7,07% per annum

Personal and Bank Loans Available Even with Poor Credit History and Overdue Payments.

Helping doesn’t mean tricking people into making advance payments; it means ensuring that your loan is approved! And it will be approved for you by bank employees, regardless of the loan amount, with just two documents! You just need to call and discuss the details, and we will get started! There won’t be any hidden pitfalls waiting for you here that appear at the most inconvenient times! Here, you will find only real results and a genuinely approved loan! So just call and see for yourself how easy it is to get a loan!

140 000 KSh
6 months
10,89% per annum

Dear Borrowers! Get a Loan in Cash or Directly to Your Card

We offer you the opportunity to take advantage of our connections in banks to obtain a loan on favorable terms. We have the capability to assist even the most challenging category of clients. A non-passing score, over-indebtedness, and delays in credit obligations are not a problem; everything can be resolved. We work with a wide range of credit programs under which debtors, those previously denied, and unofficially employed individuals can count on receiving various loan amounts. We require only two documents for application, with no income statements necessary. We do not ask for payment for our services in advance; all transactions occur only after the loan money is delivered to the client. We can arrange amounts from 300,000 to 7,500,000 Kenyan Shillings on the day of application submission. Please contact us via email.

150 000 KSh
84 months
12,49% per annum

Access up to 5,000,000 KES with just two documents, no upfront fees required.

Borrow the amount you need (from 300,000 Kenyan Shillings) from our banks or private lenders at a low interest rate for a long term and repay with peace of mind. Direct collaboration with the security services of the banks ensures seamless access to cash! Approval without rejection: we are not concerned with your credit history, scoring, etc.; no collateral required; your salary size is not important, and no income statements are needed (we consider unverified and unofficial earnings). We offer professional assistance only on legal terms and do not charge any upfront fees. Applications are processed remotely.

Contact us via email 24 hours a day. With 8 years of experience, I will send you detailed information upon request.

100 000 KSh
12 months
17,91% per annum

Private Loan from a Trustworthy Investor in Nairobi and Surrounding Areas

Do you have a bad credit history? Are there any current overdue payments? No worries! We’ve helped many, and we’ll help you too. You’ll receive your loan immediately. Quick, genuine assistance. No hassle, checks, or unnecessary paperwork. You need the money, and we need serious borrowers. It’s that simple. Contact us. Terms will be provided via email.

90 000 KSh
9 months
2,94% per annum

Facing financial difficulties and banks denying your loan application? Reach out to us.

We ensure a positive decision on your loan application and the disbursement of funds, even for borrowers with various types of debts (banks, microfinance institutions, utility bills). We work responsibly, offering a flexible approach to our clients, a supportive attitude towards credit history issues, guaranteed security, and no upfront payments required. Applications can be submitted via email.

100 000 KSh
6 months
7,07% per annum

Urgently Need Financial Assistance

We can help you secure a guaranteed loan, regardless of your registration and residence. We work with clients throughout Kenya. Unable to get money from banks? Constantly facing rejections? We will solve your problem on the day you contact us. No prepayment, collateral, or guarantors required. We offer up to 3 million Kenyan shillings for a term of up to 7 years. Your credit history and long delays do not matter to us. Email us or call for more detailed terms and conditions.

160 000 KSh
5 months
24,17% per annum

Get Cash for Everyone! Regardless of Your Credit History and Overdue Payments.

If you are in need of funds but banks are turning you down, you can reach out to a private lender. Get up to 5,000,000 Kenyan Shillings. Interest rates are lower than bank rates! Students, the unemployed, people with disabilities, retirees, and military personnel can easily get approved. Applications are welcome from citizens in any region of Kenya with any kind of issues.

No collateral, no guarantor required.

Receive a response on your loan within 5 minutes! Funds can be collected in Nairobi, Mombasa, Kisumu, Eldoret!

If you are interested in my offer, please email me or feel free to call.

80 000 KSh
3 months
9,76% per annum

Expert Assistance in Securing a Loan: Updated Terms and Conditions.

Assistance in obtaining a loan with past due payments and poor credit history, for those who are unofficially employed or unemployed. Loan amounts up to 5,000,000 KES, in Nairobi or Mombasa. Bank interest rate starting from 11% per annum, for a term of up to 5 years. No upfront payments required. To achieve results as quickly as possible, call now.

190 000 KSh
13 months
17,36% per annum

Get a Personal Loan Agreement from Private Lenders in Nairobi

Private lender offering loans with a promissory note ranging from 100,000 to 900,000 Kenyan Shillings. The interest rate is 2% per month. Loan terms range from three months to four years, with the option for early repayment after the second payment. Eligible applicants are Kenyan residents between 18 and 61 years of age. The process takes only thirty minutes to complete. My terms and conditions ensure there are no upfront fees and eliminate the risk of fraud. Please contact me through the details provided in the advertisement.

350 000 KSh
90 months
10,13% per annum

GET FINANCIAL SUPPORT AT REASONABLE RATES WITH NO UPFRONT FEES, ALL ACROSS KENYA

Up to 3,000,000 Kenyan Shillings in just one day through our bank representatives!
No need to pay anything upfront, payment is only upon receipt!
We offer amounts starting from 150,000 Kenyan Shillings in 15 minutes and up to 10,500,000 Kenyan Shillings in 3 days!
The only documents you’ll need are your national ID and any additional document!
An additional document can be your NHIF card, travel passport, driver’s license, or KRA PIN certificate!
There are no rejections here, only approvals and cash disbursements, so give us a call!

100 000 KSh
48 months
2,56% per annum

Receive Your Funds the Same Day from a Legitimate Investor.

Flexible loan conditions from a private lender to suit everyone. I offer urgent financial assistance to borrowers from any part of Kenya. I have been working in the lending industry for many years and have helped many people improve their financial situation. No upfront payment required! I don’t check credit history, as I understand that life can be unpredictable! I provide funds to everyone who reaches out. Amounts up to 3 million Kenyan Shillings. Maximum term is 84 months. Early repayment is welcome! Contact me via email or call the provided phone number.

50 000 KSh
19 months
23,58% per annum
Borrower Rating Interest rate Amount
Kenya Women Microfinance Bank PLC
4.4,0/5 10,9% 1 900 000 KSh
SBM Bank Kenya Limited
4.6,0/5 7,3% 3 300 000 KSh
Prime Bank Limited
4.9,0/5 11% 1 100 000 KSh
Family Bank Limited
4.2,0/5 1,5% 3 200 000 KSh
I&M Bank Limited
4.1,0/5 2,1% 3 500 000 KSh
Diamond Trust Bank Kenya Limited
4.5,0/5 11,6% 2 600 000 KSh
NCBA Bank Kenya PLC
4.3,0/5 14% 2 100 000 KSh
Stanbic Bank Kenya Limited
4.4,0/5 0,6% 1 400 000 KSh
Co-operative Bank of Kenya Limited
4.7,0/5 10,9% 3 100 000 KSh
KCB Bank Kenya Limited
4.7,0/5 1,4% 2 800 000 KSh
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