Cynthia Wandia
Updated 23.05.2025

Promissory note loan Kenya

Amount, KSh
70 000

Money lent with a promissory note. No collateral or “deposits” needed.

We guarantee assistance in securing a loan without any risk, hidden fees, upfront payments, or guarantors. All you need is a valid ID. This offer is available to citizens from any region of the country. Enjoy low interest rates and favorable terms. We work with temporarily unemployed individuals, those with a criminal record, clients with bad credit history, debts, and blacklisted individuals. We provide loans to everyone!

10 000 KSh
24 months
11,04% per annum

Loans in Nairobi and other regions, no upfront fees or paperwork, any credit history

Our credit specialists will help you unlock your credit potential and guide your application through to approval if:
– You have no outstanding overdue loans or debts
– You can provide a Kenyan ID and any other form of identification
– You are able to come to Nairobi to submit your application and receive funds.
Remember, no upfront payments are required, and there’s no need to purchase any documentation or pay for insurance in advance.
You only pay a commission after receiving the funds.
Call us! We care about our reputation!

200 000 KSh
12 months
5,33% per annum

Private and bank lending, all over Kenya, no upfront payment

I am currently under a significant credit burden. My official salary ranges between 25,000 and 30,000 KES, yet my loan payments amount to 70,000 KES. I understand that it might be difficult to secure an additional 1 million KES loan with an existing debt of approximately 2.5 million, but I am still hopeful. Nairobi. 02

100 000 KSh
48 months
7,89% per annum

Refinance All Your Loans! We Handle Late Payments! No Upfront Fees! In Just One Day!

Get your money super fast on the same day you apply, without leaving your home. Once approved, the funds are transferred directly to your card. No upfront fees are required, all payments are made only after you receive the money, and not a moment before. We operate throughout the entire region. CONTACT US TO APPLY: WhatsApp +254708267858

140 000 KSh
144 months
2,76% per annum

Securing a Loan is Easier Than You Think. Contact Us Today.

We can assist you in obtaining funds even if your credit history isn’t perfect and you’ve already faced refusals from banks. With our help, you can secure the necessary amount either from a bank or privately from an individual. There are no upfront payments; we charge no more than 15% of the amount you receive, only after the money is at your disposal. Amounts up to 7,000,000 KES are available without collateral or third-party involvement, and no income verification is required. Applications are accepted via email.

500 000 KSh
45 months
10,55% per annum

We offer comprehensive loan assistance to all citizens, with no upfront fees

Loan up to 2 million Kenyan shillings with a promissory note. No credit history check required. An individual will provide the loan, and you will meet this person in person. No upfront payments are needed, and there’s no need to send document copies. Applicants must be Kenyan citizens with permanent residence in Kenya. You simply sign a loan agreement with a notary and collect your funds. You only make monthly payments. There are no kickbacks or insurance fees involved.

10 000 KSh
42 months
12,73% per annum

URGENT CASH IN ONE DAY! WE WORK WITH ANY CREDIT SCORE, UNEMPLOYED, NO UPFRONT FEES

I can truly and genuinely help you secure a private loan of up to 8 million Kenyan Shillings. With an interest rate of 25% per annum. The process and receipt of funds are done through a personal meeting between the lender and the borrower, requiring only two documents. Guaranteed results on the day you apply! Contact me through the details provided in the advertisement. Available seven days a week.

190 000 KSh
72 months
7,61% per annum

Assistance in Securing a Cash Loan from a Bank of up to KES 2 million.

We offer only the best credit products! With us, bank loans have become easy to apply for and accessible to everyone! We have low interest rates and favorable conditions! No guarantors, upfront fees, collateral, or hidden charges – we help you secure a loan on the day of your application in your region of residence (Kenya)! We provide professional assistance to borrowers with long-term delays, bad credit history, high credit load, and those working unofficially without income proof. By providing a minimal set of documents, with our help, you are guaranteed to receive a bank loan ranging from 150,000 to 10,000,000 Kenyan Shillings in cash for any purpose. We work efficiently, supporting you at all stages: from document collection and application submission to receiving your loan funds. Send your loan applications to us via email, and we will immediately begin collaborating with you.

50 000 KSh
18 months
19,97% per annum

We assist in obtaining a loan.

Cash loans available for large amounts ranging from KES 150,000 to KES 3,000,000. No upfront payments, collateral, or guarantors required, even for the highest loan amounts. We handle all documentation and complete organization of the loan process. We work with all credit histories, cover all regions, and cater to all situations. Feel free to write or call us.

10 000 KSh
18 months
5,80% per annum

Get Instant Cash Loans Without Upfront Fees, No More Rejections!

I can assist in obtaining a loan for individuals with any credit history. It doesn’t matter which region you live in. You can secure a loan from any location within the country. Only a minimal set of documents is required. An agreement will be drafted and sent via email.

80 000 KSh
36 months
9,76% per annum

Hassle-Free Credit: Get a Loan in One Hour with No Upfront Fees

We offer you the opportunity to obtain a loan on the most favorable terms. We do not mislead our clients with unclear schemes or ambiguous wording. There are no payments based on results or service provision, no payments upon approval, and so on. Our clients pay our fee only after receiving the loan from the bank. We work with several banks in Nairobi and other regions, ensuring that our clients go through the process legally without needing fake documents or mandatory insurance. Any credit history is welcome. Please contact us via email.

200 000 KSh
110 months
10,71% per annum

Get a Loan with Competitive Interest Rates

We assist in obtaining bank loans. We work with any credit history and with all regions of the country. Borrower requirements: a Kenyan national ID card with permanent registration, age from 19 to 65 years. Loan amounts from 50,000 KES to 1,500,000 KES for the maximum term at the minimum interest rate, with the possibility of early repayment. Approval on the day of application. Funds are disbursed within three working days in the region of residence. Call for details.

15 000 KSh
7 months
3,47% per annum

No Prepayment Required! No Hidden Costs! No Scams!

I can assist you in overcoming financial difficulties quickly and easily. If you keep receiving rejections from financial institutions, reach out to me. There are no hopeless situations—any complex problem can be resolved! With me, you are guaranteed to receive the amount you need (from 150,000 KES to 3,750,000 KES). Interest rate: 12% per annum. I collaborate throughout Kenya, working only with Kenyan citizens. Borrower requirements: – age between 20 and 70 years – a stable source of income – permanent residency in Kenya – Kenyan national ID For your request to be considered, please email me.

130 000 KSh
25 months
8,79% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.4,0/5 2% 700 000 KSh
Faulu Microfinance Bank Limited
4.8,0/5 7% 100 000 KSh
SBM Bank Kenya Limited
4.8,0/5 7,1% 2 100 000 KSh
Ecobank Kenya Limited
4.7,0/5 10,4% 700 000 KSh
I&M Bank Limited
4.6,0/5 13,7% 2 800 000 KSh
Stanbic Bank Kenya Limited
4.7,0/5 2,4% 2 100 000 KSh
Standard Chartered Bank Kenya Limited
5,0/5 4,7% 1 200 000 KSh
Absa Bank Kenya PLC
5,0/5 3,6% 4 200 000 KSh
Co-operative Bank of Kenya Limited
4.9,0/5 2,5% 1 100 000 KSh
KCB Bank Kenya Limited
4.6,0/5 4,2% 2 300 000 KSh
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