Cynthia Wandia
Updated 12.06.2025

Personal loan individual Kenya

Amount, KSh
70 000

Reliable Loans for Honest Borrowers Without Refusal. From 150,000 Kenyan Shillings

I offer loans from my personal funds during a face-to-face meeting with a notary. No delays or unnecessary hassle, like purchasing fictitious documents for non-existent banks. This service is only available to genuine borrowers (not brokers) who have a realistic understanding of the credit market. Interest rate is 2% per month. Loan amounts range from 200,000 to 18,000,000 Kenyan Shillings.

70 000 KSh
12 months
2,81% per annum

Loans at Interest, Not from a Bank

Attention, urgent announcement! The most effective and sought-after Credit Specialist is conducting a promotion! Approval guaranteed, I select the bank without mass mailings, temporarily adjust credit history for approval and receipt. Loan amounts range from 300,000 to 6 million KES, with annual interest rates from 7.5% to 12.5%, and early repayment options up to 15 years. Available in Nairobi, Mombasa, Kisumu with a 0% commission, other regions incur a 5% commission upon receipt. No need for pay stubs or employment verification. Contact us urgently via email or phone.

130 000 KSh
64 months
5,80% per annum

Consumer loans with no upfront fees! We operate across all regions of Kenya!

Urgent offer for a profitable loan ranging from 300,000 to 4,000,000 Kenyan Shillings. The application process is official, requiring only two documents plus a loan agreement between the parties! Enjoy lower annual interest rates compared to banks!

A positive decision is likely for most applications, even for those with poor credit history, blacklists, debts, and low income on the day of application. Eligible ages range from 18 to 67 years.

The purpose of the loan can be anything. No collateral or guarantors required.

To receive the loan funds, contact us via email or call our phone number.

60 000 KSh
36 months
6,04% per annum

Assistance in Obtaining a Loan

If you urgently need money, feel free to contact me. I provide immediate financial assistance without refusals or fees to people with a responsible attitude to life at a reasonable annual rate. Instant transfer of funds to an account or card up to 800,000 Kenyan Shillings, or cash in hand during a personal meeting. I offer you a loan without collateral or documentation in a short time, without stress, waiting, or exorbitant interest rates. My services are transparent, with a guaranteed deal and no hint of deception. You will be satisfied! Send me an email, and together we will find a suitable solution for your individual needs.

500 000 KSh
108 months
24,90% per annum

ASSISTANCE IN OBTAINING FUNDS, PRIVATE AND BANK LOANS, NO UPFRONT FEES

A financial company offers urgent non-bank loans up to 300,000 KES at 2.5% without collateral for personal needs. A named card from any Kenyan bank is required. We cooperate with all regions.

180 000 KSh
48 months
11,26% per annum

Same-day Loans. Available Nationwide.

100% loan approval through personal connections in various banks! All you need is your Kenyan ID for the application! Beneficial and transparent deal conditions: Loan limit from 150,000 to 5,000,000 KES • We approve loans without employment or work references. • Interest rates from 10% to 12% per annum • Loan term up to 7 years. • Receive the loan at your place of actual residence. Main requirements: – Kenyan citizenship. Age from 18 to 75 years. – We work with borrowers with problematic credit histories, overdue microloans, and court decisions. – Residence in any region of Kenya. We work solely for results and will help even if others have refused! We guarantee absolutely no prepayment in any form!

200 000 KSh
7 months
11,26% per annum

Offering a personal loan at a low interest rate.

I offer my assistance in obtaining a loan. The maximum approval amount is up to three million Kenyan shillings. Official employment is not required. I will send a sample contract for review in advance. Approval is guaranteed. Terms and conditions will be provided via email.

150 000 KSh
4 months
3,05% per annum

We offer our clients access to bank funds without upfront fees and income statements.

Are you looking for a loan, and a big one at that? Then you’re in the right place! Our credit specialists from the top 20 banks in Nairobi will approve up to 6,500,000 Kenyan Shillings for you without any upfront payments or paperwork, if you:

— Come in person to Nairobi to apply and collect your loan (residency does not matter)
— Bring your ID and a second document that verifies your identity
— Settle any outstanding overdue payments, if you have any.

We strictly work with Kenyan citizens! No need to pay any advance fees! There’s no need to pay for any documents.

With us, getting a loan is fast, efficient, and reliable! We look forward to your calls!

300 000 KSh
4 months
1,49% per annum

Financial Support from a Private Investor for Kenyan Citizens and Neighboring Countries

Loan from a private individual, arranged with a promissory note. Fixed interest rate of 9.4% per annum. Loan amounts range from 100,000 to 1,000,000 Kenyan Shillings, with a maximum term of 120 months. Funds can be transferred to your personal bank card or handed over during a meeting. Larger amounts are only offered by fraudsters. Application decisions are made within 30 to 60 minutes with just two documents required. Loan repayments are made according to the payment schedule. I work with all regions of Kenya and am open to considering citizens of other East African countries. Applications without official employment are also considered. Honesty and integrity are essential. I DO NOT TAKE any prepayments, insurance fees, or deposits! Submit loan applications via email!

150 000 KSh
30 months
13,33% per annum

We assist in securing loans up to KES 5,000,000 without any upfront fees or insurance.

Good day and night!

I offer personal loans without collateral! Special offer: reduced interest rate until March 9th!

No credit history check required. I work with individuals, sole proprietors, as well as legal entities, without the need for financial statements.

Loan amounts range from 10,000 to 1,000,000 Kenyan Shillings, with interest rates between 3 – 4% for long-term periods (determined individually). Applications can be processed remotely throughout Kenya.

To be considered, you must be over 18 years old and provide a valid ID and complete a questionnaire.

This is a highly advantageous private offer in the financial market! Please contact via email as I do not handle inquiries by phone due to high client volume.

350 000 KSh
36 months
14,25% per annum

PRIVATE AND BANK LOANS, UP TO 5,000,000 KES WITH TWO DOCUMENTS, NO PREPAYMENT

I offer loans on favorable terms. Clear all your debts and make payments to one place at an attractive interest rate as the holiday season approaches. Approval within an hour, without collateral, with just one document. Available for citizens of Kenya from any region, even with a bad credit history or overdue loans. Offer valid until the end of January! Quickly receive funds on your bank card or at the office and arrange the deal conveniently without hassle and documentation by submitting an application via email. I am not an intermediary. No hidden terms! Guaranteed and transparent! Up to 1,800,000 KES. At just 9.9% annual interest. Instant decision without long waits. Reach out, securing the needed amount quickly is truly accessible and easy.

400 000 KSh
60 months
6,62% per annum

Cash Loan up to Ksh 3,500,000. Guaranteed Approval.

We consider Kenyan citizens as potential borrowers who do not have existing credit obligations with our bank. Any credit history with other banks and microfinance institutions is acceptable. We offer full services, and the borrower only needs to visit the bank branch once the loan is approved and ready for collection. We cooperate with regions where our bank has branches; regional representatives will coordinate your visit to the bank. Please contact us via email.

350 000 KSh
72 months
3,92% per annum

Fast Assistance in Obtaining a Bank Loan, All Regions of Kenya, No Upfront Fees or Income Verification Needed

We are ready to assist individuals with obtaining a loan, even if you have a poor credit history, are blacklisted, or have outstanding loan arrears. Our standard interest rate is 16% annually for the entire loan period. You can apply remotely for amounts ranging from 150,000 to 500,000 Kenyan Shillings. Loan terms range from 1 to 7 years, with the option for early repayment. We guarantee 100% approval for a loan on the day the application is submitted, provided all conditions are met. Loan decisions are made within an hour, and you can receive your loan on the same day without visiting an office, directly to your bank card or account. Borrower requirements: – Be a Kenyan citizen – Have a steady source of income – Have permanent residency in Kenya – Be between 18 and 65 years old – Possess a Kenyan national ID and any secondary document (such as a KRA PIN or driver’s license) – none of these will be overlooked!

50 000 KSh
24 months
7,61% per annum

Fast Loans with Reasonable Terms

Get a loan on terms that suit you. I can help resolve your financial issues as quickly as possible. Services are available in all cities and towns. All applicants will receive approval. Loan applications are accepted via email.

20 000 KSh
50 months
11,26% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.3,0/5 3,1% 3 400 000 KSh
Kenya Women Microfinance Bank PLC
4.5,0/5 14% 1 500 000 KSh
Faulu Microfinance Bank Limited
4.8,0/5 11,2% 2 900 000 KSh
Prime Bank Limited
4.5,0/5 13,4% 1 000 000 KSh
Family Bank Limited
4.8,0/5 4,7% 5 000 000 KSh
I&M Bank Limited
4.2,0/5 11,6% 4 300 000 KSh
Diamond Trust Bank Kenya Limited
4.3,0/5 0,6% 2 500 000 KSh
Standard Chartered Bank Kenya Limited
4.3,0/5 7,5% 900 000 KSh
Equity Bank Kenya Limited
4.3,0/5 11,1% 1 100 000 KSh
KCB Bank Kenya Limited
4.5,0/5 8,3% 3 800 000 KSh
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