Cynthia Wandia
Updated 12.06.2025

Payday Loans in Kenya

Amount, KSh
70 000

Loans against promissory notes. All of Kenya

Need Financial Support? We Can Help!

Access loans from KES 100,000 to KES 4,000,000.

Eligibility: Ages 18 to 68 years.
Credit History: Your CRB status doesn’t matter! All credit histories are considered.
NO MASS APPLICATION SUBMISSIONS! We handle your case individually and confidentially.
Nationwide Service: We operate all across Kenya.
Ready to apply? Send us your details via email.

40 000 KSh
48 months
11,26% per annum

Easy Access to Cash Loans, Even with Poor Credit History and Overdue Payments.

We offer loans and credits regardless of your credit history. It doesn’t matter which city you’re from; we operate across all regions. There are no upfront payments, collateral, or additional charges! Anyone who applies can be guaranteed to receive funds ranging from 100,000 to 5,000,000 Kenyan Shillings, with a repayment term of up to 7 years. Send your applications to us via email or give us a call. A decision is made within 24 hours after you submit your information! We work through the bank’s security service. We don’t send out mass emails; we only submit applications to one bank!

150 000 KSh
132 months
12,24% per annum

Loans During the Pandemic: A Timely Solution

I am ready to offer you a loan. I do not require a credit history. I am understanding and flexible with any difficult situation. Please contact me on WhatsApp at +2547002992826.

250 000 KSh
39 months
7,16% per annum

Get a Loan Without Proof of Income

Borrow money with a bad credit history under a promissory note! Loan without upfront fees! In the ‘Lend Money’ section 📖 We will provide money under a promissory note in a difficult moment! We don’t consider your credit history or delays when making a decision. It has no relevance to the deal. The money is issued by an individual. Loan term up to 144 months, at your choice. Amount up to 3,000,000 KES. Minimal requirements: Kenyan citizenship and registration, 2 documents, and age between 21 – 65 years. Arrangement in your city, at a notary office. No prepayment of any services required! Complete transparency of actions!

100 000 KSh
60 months
12,49% per annum

Only until the end of March, get a loan within one day.

I am offering a private loan with a promissory note. You will need a passport and a personal bank card/account. The arrangement will be under a notarized agreement. Payment is due one month strictly after receipt. Applications are reviewed either in our office in Nairobi or remotely. The process takes 1–2 hours. There is a high approval rate if you have an income. You can contact me via email or on WhatsApp.

90 000 KSh
13 months
9,92% per annum

Quick and Reliable Loans from Private Individuals.

A private lender is offering loans to Kenyan citizens for up to 120 months. The minimum loan amount ranges from 100,000 to 5,000,000 KES, with a duration from 3 to 120 months. Borrowers must be at least 18 years old at the time of loan approval and not older than 75 at the time of repayment. The interest rate on the loan is 20%. There is an option to extend the loan by up to 6 months without making monthly payments. No employment verification, guarantor, or collateral is required. Loans are available for any purpose, including auto financing, mortgage, refinancing, starting a small business, or personal needs. Only two documents are required. A contract will be signed, and meetings take place at the office. Loans are disbursed on the day of application. Everything is clear and transparent. Hurry, the number of applications is limited.

50 000 KSh
11 months
10,13% per annum

Get a Loan Using Your Apartment as Collateral

When you reach out to us, you can be confident that you’ll receive the necessary amount within just one or two days. You won’t need to incur any expenses, as we do not require advance payments or push paid contracts. We guarantee assistance in securing a bank loan of up to 5,000,000 Kenyan Shillings with just two documents. We can help even if you have overdue loans or heavy debt burdens, poor credit scores, or unofficial employment. Please send your applications to our email. We operate in all regions of the country without exception.

180 000 KSh
18 months
16,29% per annum

Expert Assistance in Securing a Bank Loan Without Upfront Fees

I can assist you in obtaining an urgent bank loan. I facilitate direct approval for borrowers through the bank’s internal system without credit history checks. I guarantee approval, even if your credit history is poor, your financial burden is high, or there are other difficulties. I personally prepare all the necessary documents for the bank on behalf of my clients. With my help, you can secure a substantial loan of up to KSh 3,000,000. I will invite you to collect your funds at the nearest bank branch in your city. Please contact me via email.

20 000 KSh
96 months
22,99% per annum

Financial Assistance. Loan on Favorable Terms

Real assistance in obtaining a loan. Honest and conscientious help with loans.

The current lending conditions and the instability of the job market have led banks to tighten their loan approval criteria, making it difficult for people in urgent need of money to receive timely financial assistance. As a credit broker, I offer a wide range of services in the lending sphere. Having worked with trusted partners for several years, I can confidently say that we approve the majority of applications. I assist borrowers with both poor and clean credit histories, as banks often deny loans even to those with a pristine record. As an alternative, I can suggest loans from private lenders.

I provide an individual approach to each client and full support at all stages of obtaining money.

It doesn’t matter which region you live in; however, I am temporarily unable to work with clients from specific regions. Whether you are officially employed or not, no income statement is required to apply! You only need a national ID and a second document of your choice. All work is done under contractual terms with the borrower. There are no upfront payments except for a portion of the broker’s commission as per the service agreement.

5 000 KSh
120 months
14,25% per annum

I Offer Financial Assistance with Interest.

I offer financial assistance from my own funds at a reasonable interest rate. I work exclusively with Kenyan citizens. Loan amounts can go up to five million Kenyan Shillings per person. The maximum loan term is seven years. Early repayment is possible with an interest recalculation and no additional fees. I categorically do not work with individuals who have a criminal record, so please do not contact me if this applies to you, as it will only waste your time and mine. Arrangements are made through a notary with two forms of identification. The interest rate is fixed at 10 percent annually. Please email me for the terms, and be sure to include your city of residence and phone number; otherwise, you will not receive a response!

150 000 KSh
7 months
4,72% per annum

We Assist in Obtaining Loans Under Any Circumstances

I’m urgently seeking a loan of 200,000 Kenyan Shillings for a period of 3 years. I’m tired of dealing with scams and deceit. I have little hope left that someone will assist me. Please help. I am sincerely asking for your assistance.

400 000 KSh
18 months
6,18% per annum

Comprehensive Assistance in Obtaining Loans with No Upfront Payments

Consumer Loan
Mortgage Loan
Refinancing
Business Development Loan
Bank Guarantees
No Prepayments
Call me, I have 15 years of banking experience and know all the intricacies.
18

100 000 KSh
33 months
2,09% per annum

Get up to 8,000,000 KES for any purpose. Fast approval guaranteed.

We assist in obtaining credit cards even if you have outstanding debts and a low credit score. Credit limits can reach up to 900,000 KES, and applicants must be at least 18 years old. No official employment is required. Our services are provided on a fee basis, payable before you receive your credit card. A poor credit history will not affect your ability to get a credit card. For all the details, you can contact us via email from 9:00 AM to 8:00 PM EAT. We invite regional credit brokers to collaborate with us (attractive commission).

130 000 KSh
60 months
10,38% per annum

Get a Loan Through a Notary! Credit Available with Poor Credit History!

Get money for any purpose without collateral or guarantors. We work with various borrowers and different credit histories, offering loans from 300,000 to 5,000,000 Kenyan Shillings. We work exclusively with Kenyan citizens.

15 000 KSh
20 months
1,44% per annum

Assistance in Securing a Loan, Trusted Bank Connections, No Upfront Fees, With Two Documents

Reliable assistance in obtaining a loan, with amounts up to KES 3,000,000 on the day of application submission. We work with all regions. Credit history of any complexity and level of burden. Contact us via email.

150 000 KSh
64 months
4,72% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.8,0/5 7,7% 4 800 000 KSh
SMEP Microfinance Bank Limited
4.6,0/5 1,9% 3 400 000 KSh
Kenya Women Microfinance Bank PLC
4.4,0/5 2,8% 1 500 000 KSh
Faulu Microfinance Bank Limited
5,0/5 3,5% 2 200 000 KSh
Bank of Africa Kenya Limited
4.9,0/5 14,6% 3 900 000 KSh
Prime Bank Limited
4.9,0/5 1% 3 600 000 KSh
Stanbic Bank Kenya Limited
4.4,0/5 13,7% 2 000 000 KSh
Standard Chartered Bank Kenya Limited
4.2,0/5 6,8% 2 200 000 KSh
Absa Bank Kenya PLC
4.6,0/5 1,4% 3 800 000 KSh
Co-operative Bank of Kenya Limited
4.4,0/5 0% 4 200 000 KSh
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