Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Nakuru

Amount, KSh
70 000

Instant Loan for Everyone

I offer loans at a small interest rate from my own capital. No collateral required for amounts up to 5,000,000 Kenyan Shillings. I do not inquire about your debts, I am not a bank. I am only interested in creditworthy borrowers, so you can repay the loan to me. Loan repayment can be done according to a personalized schedule, for a term of up to 7 years. I have extensive experience in the credit sector. Employment history and official employment are not required.

It’s also possible to secure a bank loan without rejection! I can assist regardless of your credit history or past due accounts!

I work individually, directly with the borrower. For those in the regions, travel to Nairobi for disbursement.

Please contact me via email, I will respond to everyone.

190 000 KSh
48 months
8,37% per annum

Urgent Loan! Loans for Everyone! Loans for All!

Borrow money at interest from a private individual. No interest in credit history or place of work. Simple and quick processing and receipt. Ready to discuss all questions via email.

15 000 KSh
80 months
1,75% per annum

Official assistance in obtaining a loan with a problematic history and legal judgments without any upfront fees

Receive cash in 45 minutes. A private investor offers loans at reasonable interest rates for any purpose. Residency doesn’t matter (except for certain regions), and it’s possible to receive funds online directly to your bank account without leaving home. Available for ages 20 to 68. If you have a poor credit history, don’t hesitate to reach out to us—we consider all applications and offer a personalized approach. No upfront fees, no payment for documents, no guarantors, and no unnecessary hassle. Contact us via email at any time; I will respond to everyone.

200 000 KSh
168 months
6,79% per annum

We offer guaranteed assistance with loans without upfront fees

We offer cash bank loans. – We work with those who have a poor credit history. – We assist citizens with informal employment. – Refinancing of existing loans under more favorable conditions. – Obtain up to 7,000,000 KES with your ID. – No collateral or upfront payments required. Requirements: – Kenyan citizenship. – Age between 27 and 62. – No criminal record or bankruptcy history. Services are fee-based! Payment upon approval. If you urgently need a loan but face rejections everywhere, we can help.

160 000 KSh
60 months
2,94% per annum

We actively assist in obtaining bank loans

Get an easy loan without running around banks and dealing with paperwork, up to 3 million Kenyan Shillings with just two documents right now. Get a decision within minutes online. The interest rate is lowered and significantly below bank rates. Bad credit history or no official job verification? No problem! Quick transaction with a personalized approach. No down payments, insurance, or collateral required. Applications accepted 24 hours via email.

250 000 KSh
23 months
21,22% per annum

Cash Available for All Citizens

I am offering my assistance in obtaining a loan to your account. You can apply for the loan and receive the funds on the same day. Repayment is done monthly in equal installments. You can also repay early without incurring interest on the remaining balance. I will provide the terms via email.

350 000 KSh
48 months
19,97% per annum

Real Assistance for Obtaining Loans in Challenging Situations

Quick approval and disbursement on the same day of application. No collateral, no work references, no guarantors, and no paperwork hassle. Just a national ID with residence in any region of the country and age (18+). We approve loans for students, pensioners, borrowers with bad credit history, overdue payments, and there is even a possibility to assist those on a stop list (loan from a private lender). Up to 3,000,000 KES at 15% for a term up to 10 years. Full information is sent upon request to your email.

20 000 KSh
30 months
1,51% per annum

Get Assistance for a Loan Application Even with a 1-2 Day Late Payment!

Having trouble securing a loan? Are banks and financial institutions turning you down? We can help solve any issues you have with getting a loan. We offer loans on mutually beneficial terms for large amounts with minimal paperwork. No need to prove employment or income, no guarantors or collateral required, and no upfront fees of any kind. We enter into a service agreement. We guarantee results, and consultations are free.

15 000 KSh
48 months
11,43% per annum

Tired of high interest rates and unfavorable repayment terms? Ready to offer refinancing!

Need a loan under a contract? Receive funds directly to your card or in person, even with overdue payments! In the ‘Loans Offered’ section 📖 Urgent loan required? We can help! Today and with no upfront fees! An individual offers loans up to 1,000,000 Kenyan shillings under a written agreement. All you need is to present a Kenyan national ID with a permanent address, and one additional document. Processing takes only 60 minutes. Receive your money either on your card or in cash. Your credit history does not matter and will not be checked. Available in your city. No collateral or upfront fees required.

180 000 KSh
66 months
7,82% per annum

Bank rates are at an all-time low, terms are straightforward and transparent, quick application process, and you can receive funds in Nairobi or at regional bank branches.

We truly assist in securing a loan, and all you need is your national ID and KRA PIN. Approval is guaranteed with no rejections!

There are absolutely no advance fees of any kind; all service charges are only payable after you receive your money!

You will get the funds even if you have a high debt load or are currently unemployed!

We offer up to 2,000,000 KES on the same day you apply, and up to 6,000,000 KES within 3 days!

So grab your two documents, ensure there are no overdue payments, and give us a call! We are here to help!

300 000 KSh
36 months
8,98% per annum

Personal Loan Without Collateral. Get up to KSh 4,000,000 Cash.

If you need a loan, we’re here to help. We specialize in assisting with even the most complicated situations, whether you have long-standing overdue payments, poor credit scores, issues with enforcement agents, or lack formal employment. We process everything through a single bank, without mass mailings or credit history checks, and we guarantee a positive response to your application, as long as you don’t have active loans with our bank. This offer is available to all regions in Kenya except for the Lamu region. Please contact us via email.

140 000 KSh
15 months
12,97% per annum

Get a Private Loan the Same Day You Apply, No Upfront Fees

The transaction can be finalized in Nairobi or at the borrower’s place of residence. Options include a written note or a notarized agreement. There are no commissions, insurance fees, or other charges. Please reach out via email. We will resolve all inquiries through discussion.

15 000 KSh
36 months
16,83% per annum

Expert Assistance in Securing a Bank Loan Simple Requirements and Transparent Conditions: We Operate Strictly Without Upfront Fees

We offer assistance with obtaining loans, ensuring a stable application process and a positive decision from the bank for our clients. We only charge for results, and there’s only one result: the borrower receiving the loan funds in hand. There are no other fees at any stage of the process. We work with any credit history and have the ability to help borrowers who are on stop lists, bank and microfinance debtors, or those simply over-indebted. All that’s needed are an ID, an additional document, and a one-time visit to the bank to collect the approved amount. We accept applications from all regions except for Lamu via email.

80 000 KSh
70 months
15,40% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.5,0/5 13,3% 3 200 000 KSh
Rafiki Microfinance Bank Limited
4.1,0/5 13% 4 200 000 KSh
SMEP Microfinance Bank Limited
4.7,0/5 2,4% 4 500 000 KSh
SBM Bank Kenya Limited
4.2,0/5 15% 900 000 KSh
Prime Bank Limited
4.7,0/5 2,4% 4 900 000 KSh
Family Bank Limited
4.3,0/5 12,2% 3 000 000 KSh
NCBA Bank Kenya PLC
4.9,0/5 4,8% 4 800 000 KSh
Standard Chartered Bank Kenya Limited
4.6,0/5 7,5% 4 000 000 KSh
Absa Bank Kenya PLC
4.9,0/5 13,6% 3 700 000 KSh
Equity Bank Kenya Limited
4.9,0/5 14,8% 1 700 000 KSh
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