Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Naivasha

Amount, KSh
70 000

Guaranteed Assistance in Obtaining a Bank Loan. Up to 1 million Kenyan Shillings.

Good day to you, I’m ready to provide financial assistance to anyone in need. I work with all regions of Kenya. I offer loans starting from 400,000 Kenyan Shillings. No upfront payments, prepayments, commissions, or insurance fees are required before you receive your loan. If you’re interested in a personal meeting, it can be arranged in Nairobi or Mombasa. I provide genuine financial assistance, and you truly pay nothing until you receive your funds. The maximum loan term is up to 15 years.

90 000 KSh
42 months
12,24% per annum

Genuine Assistance for Obtaining a Loan Without Upfront Fees!

Follow your dream! Obtain up to 7,000,000 Kenyan Shillings without any upfront fees or documentation!
You won’t incur any additional expenses apart from a one-time commission fee after receiving your money!
To guarantee approval:
– You must be between 21 and 65 years old
– You should be able to personally visit Nairobi to apply and collect the funds
– You must not have any current overdue debts or loans in microfinance institutions.
No need to bring or purchase any certificates. We will handle the issue of official employment for you independently and completely free of charge!
We work with any registration, high credit load, blacklists, and stop-lists.
Call us! We will help you!

15 000 KSh
12 months
12,73% per annum

Loans, Mortgages, Refinancing.

Hello esteemed citizens. Please take a moment to consider my offer. I am offering you a loan under unique and favorable conditions. First, a low interest rate. Second, only a national ID is required for processing. Third, applicants must be 18 years or older. Fourth, simply inform me of the desired loan amount, and all that’s left is to repay it on time. If these terms interest you, kindly provide your full name, the desired loan amount, repayment period, and your city of residence. There are no upfront fees or hidden charges, and early repayment comes without penalties. Wishing you a great day, and thank you for your attention. For any additional inquiries, feel free to reach out via email.

100 000 KSh
27 months
19,53% per annum

Loans for High-Risk Borrowers and Those Previously Denied

Need cash urgently but banks are declining your loan applications? With the help of a credit broker, you can secure a private loan from reliable private lenders on clear terms. Your credit history does not matter, and no income verification is required. Loan amounts below KES 1,000,000 are considered in exceptional cases. The main requirements for borrowers include having no criminal record and a stable source of income. Additionally, you must be between the ages of 25 and 55 and reside in any region except Mount Kenya. The possibility of providing collateral for the loan is considered but not mandatory. The broker will assist you until you receive the funds from a notary and sign the private loan agreement. There are no upfront payments except for part of the broker’s commission, according to the service agreement. Loan disbursement takes place in Nairobi. Preference is given to responsible and reliable borrowers.

150 000 KSh
36 months
2,09% per annum

Assistance in obtaining a loan of up to KES 500,000 from a single bank.

100% Loan Approval! We’ll handle the security clearance for you! Get a loan with one of our banks at an interest rate of 9.5% per annum, for a period of up to 5 years. We consider people with bad credit history, previous convictions, students, and delays over 2 years. In just one hour, we can prepare income statements for you. The cost is 4,200 KES. Loan amounts range from 30,000 to 900,000 KES. Contact us on WhatsApp for more information. Approval guaranteed for everyone, processed within 1 to 3 days.

60 000 KSh
20 months
1,42% per annum

How to Get a Loan? Poor Credit History? Not a Problem.

Assistance in Obtaining a Personal Loan

We will guide your application under personal supervision, ensure approval, and facilitate the loan acquisition.

Minimum Requirements for Borrowers:
– Age range from 18 to 65 years
– Kenyan citizenship and permanent registration
– No previous rejections or loans from our bank
– Delays, burdens, and rejections in other banks are permissible
– No income verification required

100 000 KSh
40 months
7,47% per annum

Tired of being asked for upfront payments or to buy documents? That doesn’t happen here

Cash loans for those with poor credit history available on the same day without collateral or guarantors. Suitable for individuals aged between 18 and 70 years, with either permanent or temporary residence in Kenya. Two forms of ID are required to verify your identity, along with two additional contact phone numbers. For inquiries, reach out via email, WhatsApp, or Viber. We look forward to working with you.

5 000 KSh
6 months
6,31% per annum

Receive Cash in Just One Hour, With Any Delinquency Up to KES 3 Million. No Prepayment Required.

We offer loans for any purpose, whether it’s buying a car, property, personal needs, or a gift. The application and transfer process is done online. It takes approximately an hour. Loans are available to everyone who needs them on the same day they apply. Terms are provided via email.

300 000 KSh
22 months
6,45% per annum

Apply for a Personal Loan from KSh 300,000 – 5,000,000

We will carry out a full range of activities necessary for our clients to obtain a bank loan. Our specialists will organize the entire loan process, and regional representatives will accompany you to the bank to receive the loan funds. We take care of all questions, problems, and expenses related to the documentation process, so you simply receive your loan and only pay for our services afterward. We serve all regions of Kenya, cater to any credit history, offer varying loan amounts, and collaborate with several banks at both national and regional levels. Please contact us via email.

50 000 KSh
48 months
2,09% per annum

Assistance in Obtaining an Unsecured Loan

We approve loans for everyone who applies. We offer amounts up to three million Kenyan shillings. We operate around the clock, even on holidays. A positive outcome is guaranteed. You need to provide two documents and details for receiving the loan. Terms are sent by email.

80 000 KSh
9 months
3,92% per annum

The right people at the bank will approve your loan application! No upfront payments or rejections on loan applications guaranteed!

You will receive the funds within 24 hours of application. Minimum time and paperwork required, just a meeting to sign the agreement, with your ID and PIN. No hidden fees or upfront payments. Everything is legal and genuine! To qualify, you must be at least 21 years old and a permanent resident and citizen of Kenya. We do not check your credit history with CRB, as we do not consider credit history as a factor. We are not a bank or a microfinance institution. To apply for a loan, contact us, and we will get back to you promptly!

100 000 KSh
120 months
14,25% per annum

We can help you obtain a loan even if banks have denied you, regardless of bad credit history or other challenging circumstances.

I assist in obtaining loans even with payment delays. You can receive the funds in any way that suits you best: on a card, bank account, via money transfer system, or into an e-wallet. My clients have not experienced any rejections. Transfer is guaranteed. Contact me via email.

150 000 KSh
14 months
6,31% per annum

Loans for Individuals with Existing Overdue Payments and Bank Debts. Only ID Required

We offer loans up to three million Kenyan shillings. You’ll receive the money directly on your card within thirty minutes. You can apply from any city in Kenya, as we operate nationwide. Send your loan applications via email.

90 000 KSh
48 months
7,99% per annum

Get a Loan Today, Up to 2,000,000 KES for All Borrower Categories

Bank credit lending with a Kenyan passport, no additional documents or income statements are required. You won’t have to leave your region of residence or visit banks and fill out endless forms. Simply reach out to us. We provide a full range of services, including client preparation for application, correct data submission, bypassing most stringent checks, support and assistance, application approval, and credit issuance organization. We can offer real help to all categories of borrowers, even if your credit history is damaged, if you have accumulated delays, or if you have issues with the authorities. We charge 20 to 25% of the amount issued by the bank for our services. Applications are welcome.

190 000 KSh
72 months
7,68% per annum

Get a Loan Up to 3,000,000 KES in One Day with Just Two Documents!

We have the necessary connections and offers from our partners in banks that ensure the success of your loan application. We welcome borrowers with current overdue loans, high credit load percentages, and those with a past poor credit history. We offer several loan programs ranging from 100,000 to 5,000,000 Kenyan Shillings. Loan issuance is processed within 1 to 2 days. No collateral or guarantors required. Decision and collaboration on the day of application. – Available across all regions of Kenya. – Age range from 20 to 75 years. – Application with two documents: Passport and KRA PIN. – No upfront fees. Service charges are payable upon successful loan acquisition. Send your applications to our email.

80 000 KSh
54 months
11,04% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.4,0/5 5% 2 700 000 KSh
Kenya Women Microfinance Bank PLC
4.7,0/5 8% 1 400 000 KSh
Bank of Africa Kenya Limited
4.8,0/5 3,1% 3 700 000 KSh
Prime Bank Limited
4.1,0/5 12,7% 2 100 000 KSh
Ecobank Kenya Limited
4.2,0/5 10,7% 3 300 000 KSh
Family Bank Limited
4.3,0/5 2,9% 4 000 000 KSh
Diamond Trust Bank Kenya Limited
4.9,0/5 13,9% 1 900 000 KSh
NCBA Bank Kenya PLC
4.1,0/5 14,5% 300 000 KSh
Stanbic Bank Kenya Limited
4.9,0/5 1,3% 2 000 000 KSh
Standard Chartered Bank Kenya Limited
5,0/5 10,7% 3 500 000 KSh
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