Cynthia Wandia
Updated 12.06.2025

Business Loans in Nairobi

Amount, KSh
70 000

Credit without upfront payment for all regions.

We assist in obtaining microloans from various financial institutions. Terms: amounts ranging from KES 2,000 to KES 150,000, for individuals aged 18 to 75, with loan terms from 1 day up to 24 weeks. Interest rates vary from 0.85% to 1% per day, and some organizations offer a first loan at 0% interest. Approval rate is 95%. Applications are processed with just your ID, without the need to visit an office. Loans are disbursed either to your bank card or through specialized payment systems. Please email us your loan preferences, and we will find the right option for you.

200 000 KSh
96 months
9,76% per annum

Fast Financial Assistance, Low-Interest Loans

A private lender will provide a loan during a personal meeting with a notary under a contract. Funds are disbursed and processed within a single day in various cities across Kenya. Refinancing is available for borrowers with poor credit histories and existing debts with banks, MFIs, and other organizations. Any expenses are paid only after receiving the funds and the personal meeting. Extremely flexible and accommodating terms! Loans range from 100,000 to 2,000,000 Kenyan Shillings. At an annual rate of 20 percent. Free consultation available via email and phone.

250 000 KSh
24 months
5,80% per annum

Choose the Best Loan: Special Offers for Unemployed – Interest Rates from 4% to 10%

We assist in obtaining loans even for those who have been refused by banks, have a bad credit history, credit overload, or current arrears. With us, all financial issues are solvable! We can arrange up to 3 million Kenyan Shillings with minimal documentation. NO UPFRONT FEES! All information is available via email and phone.

160 000 KSh
84 months
17,36% per annum

Quick Cash in Just One Day! We Work with Any Credit History, Unemployed, No Upfront Payments or Hidden Fees, Across All Cities and Regions in Kenya

At our company, every borrower can secure a loan! We offer bank loans on favorable terms with low interest rates on the day you apply! No upfront payments or hidden fees, and there is no need for guarantors or collateral! We assist in arranging cash loans for any purpose with a minimal set of documents! With our professional help, you are guaranteed to receive a loan from 30,000 to 10,000,000 Kenyan shillings. We assist borrowers with any credit history, including those with open delays, significant debt burdens, or those working unofficially without income verification. We work with all regions of Kenya and neighboring countries. Please send your loan applications to our email: our specialists will contact you promptly and provide expert assistance.

150 000 KSh
5 months
2,44% per annum

Assistance for Kenyan citizens in applying for and obtaining cash loans.

Assistance in obtaining loans from active bank employees. Channels tested over the years deserve respect. We work with any category of borrowers: – court judgments; – no official employment; – existing delinquencies; – high credit load; – zero credit history. We can process and approve the following loan amounts: – up to 700,000 Kenyan Shillings in one HOUR; – up to 6,500,000 within a day. ATTENTION! REQUIREMENTS for the Borrower are uniquely simple – Kenyan citizenship; – age from 19 to 72 years; – residency does not matter – punctuality and financial reliability. Assistance provided every day from 9 AM to 9 PM.

50 000 KSh
90 months
3,19% per annum

Donor Loans – Receiving Financial Assistance Has Never Been Easier in Kenya.

Emergency Credit Assistance up to 5,000,000 Kenyan Shillings – We genuinely help you obtain the required amount with just two documents. Even if your credit score isn’t perfect, even if you have outstanding debts or lack official employment, we provide support in challenging situations. We have agreements with employees of several banks, ensuring approval and organizing disbursement within just one or two days. No upfront fees, no dubious schemes. We work with a straightforward algorithm: first, get the loan, then pay for our services. Available throughout Kenya, for borrowers aged 22 to 70 years. Please contact us via email.

160 000 KSh
14 months
2,44% per annum

LOANS WITHOUT VISITING THE BANK. REMOTE APPLICATION AND APPROVAL. NO UPFRONT FEES.

I offer financial loans at favorable rates. I work with serious, trustworthy, and reliable individuals (citizens of Kenya). I guarantee a quick decision and fund allocation from my side, and from your side, a guarantee of timely repayment of the loan. Maximum loan amount: 3,500,000 Kenyan Shillings, maximum term: 96 months (8 years), interest rate: 20% per annum. Existing delays, negative credit history, high credit load, and unofficial employment will not be obstacles to obtaining a loan from a private individual. Age restrictions: from 23 to 65 years old (at the time of loan repayment). No need for proof of official income. Citizenship and permanent registration in Kenya are mandatory. Loan processing is available for all regions of Kenya. If my offer interests you, write to me via email or contact me through the “write a message” form on this website.

200 000 KSh
96 months
6,62% per annum

Private Investor Loans, Access Bank Credit Now

We offer loans up to 5,000,000 Kenyan Shillings on the most favorable and accessible terms, without the need for certificates or employment documents. The application process is completed with your ID and a second document, and we guarantee a positive response from the bank even if your credit history is less than perfect. We do not send out mass messages and work with several banks where we have strong support from interested staff members. We organize the entire process quickly and conveniently, and our regional representatives will accompany you to the bank branch. There are no upfront payments, paid contracts, or fees before you receive the loan; borrowers pay for our services after receiving the loan. Contact us via email at odobren – kr.

30 000 KSh
72 months
18,42% per annum

Urgent Assistance with Guaranteed Loan Approval.

I am accepting applications for bank loans regardless of credit history. I process applications with a limit of up to 2,000,000 KES through an express program. No income proof or employment record is required. You undergo minimal verification and receive the funds on the same day you apply. You can register the documents at any bank office in your area. If you have previously submitted biometric information, the money can be transferred to your card. Reach out for assistance, and I will help you get a loan quickly and favorably. Simple cooperation terms: I only need your personal information, and I will offer several convenient plans to choose from. I guarantee favorable repayment terms, even for clients with poor credit history, high financial burden, and other restrictions.

200 000 KSh
12 months
7,53% per annum

Get a Loan with Any Credit Score Starting from KES 150,000. No Upfront Fees, Guaranteed Approval.

We are here to assist you in a difficult financial situation! All you need is an ID and the ability to visit one of our offices in Nairobi. We offer loans to EVERYONE, regardless of credit history, up to 300,000 KES.
Call us today and receive your money in cash!
07

30 000 KSh
12 months
18,42% per annum

Loan: A Quick Solution to Your Problems

We are ready to assist with lending and provide funds to borrowers in challenging situations. We work with negative credit history, overdue payments, court decisions, alimony, debt burdens, and stop lists. We offer loans to residents of Kenya aged 18 – 75, with a special program for retirees. We also work with some regions in neighboring countries. Processing requires minimal documentation, without the need to verify income or employment. Receive funds in your city! Amounts up to 1 million Kenyan Shillings can be received within 2 hours today, larger sums within a day.

160 000 KSh
100 months
10,71% per annum

We offer assistance in obtaining credit from a current bank employee. No upfront fees required.

I offer loans from my own funds. Arrangements are made through a loan agreement. Any credit history is acceptable. Available to all regions of Kenya. Maximum amount: 5,000,000 Kenyan Shillings, maximum loan term: 96 months (8 years). Interest rate: 20% per annum. Early repayment is allowed. Borrower requirements: – Age between 23 and 65 years – Must have a stable source of income – Permanent residence within Kenya – Must possess a Kenyan national ID. Contact via email.

10 000 KSh
48 months
10,55% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.8,0/5 2,3% 3 200 000 KSh
Rafiki Microfinance Bank Limited
4.8,0/5 14,8% 3 900 000 KSh
Faulu Microfinance Bank Limited
4.4,0/5 0,8% 2 200 000 KSh
SBM Bank Kenya Limited
5,0/5 1,4% 3 100 000 KSh
Ecobank Kenya Limited
4.3,0/5 8,7% 3 700 000 KSh
Family Bank Limited
4.5,0/5 2,8% 3 900 000 KSh
I&M Bank Limited
4.9,0/5 0,5% 600 000 KSh
Diamond Trust Bank Kenya Limited
4.5,0/5 6,4% 1 300 000 KSh
Stanbic Bank Kenya Limited
4.4,0/5 12,8% 4 900 000 KSh
Absa Bank Kenya PLC
4.1,0/5 14% 3 200 000 KSh
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