Cynthia Wandia
Updated 27.05.2025

Bad Credit Loans in Mtwapa

Amount, KSh
70 000

Bank Employees Offering Loans: No Fake Documents or Advance Fees

Hello! I offer urgent loans up to 4,000,000 KES in Kenya for a term of up to 7 years. A poor credit history does not matter! No intermediaries or upfront fees. Possible to get the loan on the same day you apply. Requirements for borrowers: 1) Age between 18 and 70; 2) Kenyan residency; 3) Documents: ID card, and one additional document of your choice. For all inquiries, please contact via email. Collateral option is also considered. I also arrange bank loans through trusted banks without refusals! Money is available in Nairobi, Mombasa, Kisumu, Nakuru, and Eldoret. Reach out, and let’s find a solution. Please state the amount, city, and term for which you plan to borrow.

110 000 KSh
48 months
15,40% per annum

Assistance in Securing Loans and Comprehensive Legal Support for All Credit-Related Matters.

People usually just want to get a loan without being scammed into paying upfront fees. That’s exactly what we assist with, ensuring you receive your loan without being deceived! We don’t charge a shilling until you receive the money; our services are paid strictly after the fact! The loan amount can range from 80,000 Kenyan Shillings up to 16,000,000 Kenyan Shillings! Nothing special is needed other than an ID, although a second document would be an advantage! So don’t worry about your financial burden or not having a job; we’re here to help you!

10 000 KSh
12 months
1,51% per annum

Get a Loan Even with a Low Credit Score.

The loan program for Kenyan citizens will help you obtain money in the form of a personal loan. We are accepting applications for amounts from 50,000 KES to 2,000,000 KES. We work with any credit history. No regional restrictions apply. Get your money with us!

160 000 KSh
6 months
11,43% per annum

We will help you submit a credit application quickly, professionally, and without any upfront fees.

We can provide our clients with loan approval and disbursement at one or even three to four banks, depending on the circumstances. You will only need your passport, NSSF number, and a personal visit to the bank office to sign the loan agreement and receive the funds. There are no expenses on the borrower’s part either before or during the application process. We work on a commission basis upon successful loan disbursement. We collaborate with several banks with branches and offices in almost every region of the country. We aim for a positive outcome regardless of the borrower’s status and credit rating, assisting those in debt and over-leveraged. Please contact us via email.

150 000 KSh
1 months
11,85% per annum

Assistance in Obtaining Bank Loans for Kenyan Citizens

I offer loans as a private investor. I can transfer the money to your bank card from any bank. I work with both employed and unemployed individuals. No income verification is required. Residency in any city is acceptable. Please send your loan application via email.

5 000 KSh
18 months
6,31% per annum

Start the New Year Stress-Free with the Best Terms for a Holiday Loan in Kenya

I can help you get out of debt on the day you reach out. I offer private loans at a low interest rate. Unofficial income or a bad credit history won’t be a problem. WhatsApp +254712345678

300 000 KSh
24 months
17,36% per annum

Get the Best Deal on Non-Bank Loans and Refinancing in Kenya

We offer beneficial financial assistance to responsible, upstanding citizens of Kenya. Obtaining a loan between 100,000 and 5,000,000 Kenyan Shillings is very simple. With minimal interest rates, straightforward requirements, and flexible conditions, there are no upfront fees, no collateral, and no need for guarantors or income verification. The financial transaction complies with current laws, ensuring everything is honest, clear, and transparent. The advantages of working with us include the approval of a large number of applications from those with poor credit histories and debts, quick processing, loyalty, security and reliability, and confidentiality of clients’ personal and contact information.

80 000 KSh
168 months
5,33% per annum

Offering Same-Day Financial Assistance with Low Interest Rates.

Get up to 400,000 KES with a promissory note today. I offer loans with a promissory note, no insurance or upfront fees needed. Money can be provided in cash or transferred to your bank account. All necessary documents can be processed remotely.

Borrower requirements are simple: I work with clients aged 20 and above who have permanent residency and a stable income. I’m willing to offer an attractive interest rate from 12% per annum. For further communication, please email me. In your email, mention your age, the amount needed, and your location. I process applications daily.

110 000 KSh
18 months
2,09% per annum

Urgent Loans for Everyone: No Credit History Needed

We offer personal loans for urgent needs up to 600,000 Kenyan Shillings. Funds are disbursed quickly within 3 days. For amounts up to 100,000 Kenyan Shillings, you can receive the loan on the day of application. Our long-standing relationships and established partnerships with several banks ensure a guaranteed positive outcome. We can assist if you have: – Multiple loans. – No credit history. – No official employment. – Issues with current payment obligations or if you’ve missed payments. Assistance is provided only to Kenyan citizens aged 25 to 59. Approved loans are strictly issued in Nairobi. For all inquiries, please call.

110 000 KSh
48 months
12,73% per annum

Genuine Assistance from a Private Lender: Loans for Any Purpose Starting from 300,000 KES

📖 Financial stability is something everyone desires. If your financial situation has become unstable, debts have accumulated, or overdue liabilities have appeared, and you need financial assistance, feel free to reach out. We offer loans directly from investors, not financial institutions. You can borrow up to 2,000,000 Kenyan Shillings, with repayment terms of up to 10 years. No guarantors needed, just a contract. Even if you have a problematic credit history, and whether you have official or unofficial income, with Kenyan citizenship and registration in any region, we can help. Your application will be reviewed in just 60 minutes. We provide a convenient payment schedule tailored to your preferences and capabilities.

5 000 KSh
9 months
3,47% per annum

Loan Assistance: Guiding You Through the Application Process to Secure the Funds You Need

We guarantee credit approval and disbursement regardless of credit history, finding solutions in the most unconventional situations. No advance payments are required; the borrower pays for our services only after receiving the loan funds personally. Without certificates, we can arrange up to 5,000,000 Kenyan shillings with just a passport and an additional document. Disbursement is available across regions without any issues. Applications are accepted via email.

300 000 KSh
42 months
7,99% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
4.4,0/5 0,7% 2 200 000 KSh
SMEP Microfinance Bank Limited
4.1,0/5 14,3% 4 400 000 KSh
Kenya Women Microfinance Bank PLC
4.3,0/5 13,5% 4 500 000 KSh
Prime Bank Limited
4.5,0/5 8,5% 400 000 KSh
Ecobank Kenya Limited
5,0/5 6% 4 700 000 KSh
I&M Bank Limited
4.5,0/5 8,4% 500 000 KSh
Diamond Trust Bank Kenya Limited
5,0/5 5,8% 800 000 KSh
Standard Chartered Bank Kenya Limited
4.5,0/5 7,4% 4 600 000 KSh
Co-operative Bank of Kenya Limited
4.7,0/5 10,7% 200 000 KSh
Equity Bank Kenya Limited
4.6,0/5 1% 1 200 000 KSh
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