Cynthia Wandia
Updated 28.05.2025

Bad Credit Loans in Mombasa

Amount, KSh
70 000

Loans for Any Purpose Available to Everyone

We offer our clients the best loan conditions with minimal requirements: Kenyan citizenship and permanent registration, and age between 20 and 65 years. There are no strict requirements for credit history; we have a flexible approach and tailor loan options based on the borrower’s requests and situation. We understand all the nuances of lending in unusual situations and have substantial support from various banks. We assist all categories of borrowers in obtaining a loan, finding a solution for everyone. There are no upfront fees; our services are paid by the borrower upon receiving the loan, not when the application is approved. We operate in all regions where our partner banks have branches. Applications are accepted via email.

350 000 KSh
12 months
8,37% per annum

Banks Turning You Down? Feeling Desperate? Call Us, We Assist Without Upfront Payment.

Facing challenges in getting a loan? Have overdue payments and a poor credit history? – There is a solution. Getting cash with our support is possible! We offer a full range of services aimed at loan approval and disbursement. Obtain cash from 350,000 to 5,000,000 Kenyan Shillings. No bank mailings – only verified lending options without shady schemes. We will offer several solutions even for the most complex situations of our clients. Disbursement times up to 3 days.

– Kenyan citizenship required
– Age from 25 to 60 years

Decision within an hour. Payment upon completion of the deal.

Call us.

400 000 KSh
33 months
16,29% per annum

You can qualify for a loan regardless of your financial status or credit score.

Hello. I offer personal cash loans up to one million Kenyan shillings with no intermediaries involved. I do not require any upfront payments, fees, or insurance. To ensure a faster and more convenient process, please reach out via email. You must be at least 21 years old to qualify. I do not work with intermediaries, brokers, or banks, so please do not contact me if you are one. A poor credit history is not an obstacle for me. Reach out today, and I can assist you.

5 000 KSh
70 months
21,87% per annum

Just one call, and your loan is almost yours, with no upfront payment required! No need for employment proof, whether you have a job or not!

You can rest assured about receiving your loan approval. We handle all cases, including open delays and unemployed clients. Across all of Kenya, we provide guaranteed assistance without requiring you to purchase any documents. We won’t make you run around for paperwork, nor do we send applications to all banks. Don’t waste your time, reach out to us! You will get your loan quickly.

100 000 KSh
24 months
1,42% per annum

Easily secure a loan with guaranteed approval.

💡 Get a loan of up to 8,000,000 Kenyan Shillings with interest! 📂 in the section ‘Offering Loans’ 📖 This loan is available for Kenyan citizens aged 22 to 70 years. Accessible to individuals with any credit history. Your credit history doesn’t matter. From 100,000 to 8,000,000 Kenyan Shillings with a promissory note, for closing loans and microfinance obligations. Non-targeted loan up to 500,000 Kenyan Shillings. Completely transparent and legal transaction! No collateral or advance payment required!

40 000 KSh
54 months
7,39% per annum

Secure, legal, and no upfront fees – we help you obtain a guaranteed loan approval!

Personal loans with a 90% approval rate are available, even for those with poor credit histories or legal claims. All terms are negotiable. Loan amounts range from 50,000 to 800,000 KES (from my personal funds) with repayment periods from 1 to 5 years. Please email me, and I will respond to all inquiries in order.

20 000 KSh
60 months
26,75% per annum

Hurry to secure a loan with favorable terms and guaranteed approval.

We offer a wide range of services for securing loans for Kenyan citizens. Various types of banking loans, refinancing options, credit history repair, and much more. A vast selection of banking programs through which, completely legally, debtors and unemployed individuals can obtain credit. Our service fee is up to 15% of the loan amount, payable only after the borrower receives the funds.

100 000 KSh
108 months
7,28% per annum

Credit History Repair Assistance

Get money super fast right on the day of application without leaving your home. Once approved, the funds will be transferred to your card. No upfront payments are required, all fees are settled once you receive the money, and not a penny earlier. We operate throughout Kenya. Please contact us via email.

180 000 KSh
72 months
7,89% per annum

I will help you secure favorable loan terms without a credit history check.

Get a loan of up to 3,000,000 Kenyan Shillings! This is a real opportunity to improve your financial situation! With this loan, you can achieve long-standing plans. You can buy a house, finish building a home, renovate, or even gift yourself a car! Taking out a loan for your personal needs is a true step forward! Don’t stop at what you’ve achieved! Chase your dreams! We will help you make them a reality quickly and without unnecessary expenses!
Contact us by phone or email!

80 000 KSh
132 months
14,79% per annum

Loan Against Promissory Note for Borrowers with Delinquent Payments up to KES 2,000,000.

The interest rate on loans has been reduced until the end of the year. We offer up to 400,000 KES for any needs without exaggeration. Applications are reviewed within a day, and repayments are convenient without requiring a visit to the bank. Submit your documents remotely for loan consideration. We support residents from various regions, have minimal requirements for borrowers, and do not require mandatory income verification. We consider cases even if there are existing debts.

15 000 KSh
54 months
9,76% per annum

Loans up to 5,000,000 KES, quick and easy, no upfront fees.

We offer our services in the field of lending. With our connections and support, you can obtain a loan of up to 3,500,000 Kenyan Shillings, regardless of negative marks in your credit history or a low rating. We provide cash through a prepared credit program. There is no requirement for a permanent, verified source of income. Processing is done on the day of application, and cash is issued on the day of signing the credit agreement at the bank. To obtain a loan, you need: – Kenyan citizenship. – Age between 28 and 57 years. – National ID card. – Residence in Nairobi or its metropolitan area. – No criminal record. There will be no refusal. Direct influence on approval. You pay interest upon receipt. Call now.

20 000 KSh
96 months
3,19% per annum

Quick Financial Assistance at a Reasonable Rate.

Having trouble securing a loan? Rejected by banks, and pseudo-brokers demanding payment for services not yet rendered? Trust us, and you’ll receive your loan without any risk or lengthy waits. Even if your credit history is complex, doesn’t meet bank requirements, or you have delinquencies, we can still find a way to secure a loan for you. We collaborate with a range of banks where we can process our clients through special and preferential loan programs tailored for a wide range of borrowers. This offer is available for all regions of Kenya, with borrower age starting from 20+. You’ll need an ID and a second document, but no income proof is necessary. No advance payments, no prepaid contracts, and no commission fees based on the results. Our services are paid for by the borrower upon receiving the loan funds at the bank. Applications are accepted via email.

90 000 KSh
6 months
7,16% per annum

Looking to Borrow a Loan.

Just give us a call if you want a loan without any upfront fees and no rejections! We work at a bank, so we guarantee approval without any tricks and without selling you any certificates! You can get cash in hand with just two documents! We can help you with amounts starting from KES 60,000, up to a maximum of KES 6,700,000, with no empty promises! Even if you’re unemployed, you can still receive the funds; we’ll solve any work-related issues! When you start working with us, rest assured the money is already in your hands, start now!

100 000 KSh
24 months
5,57% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.8,0/5 14,6% 4 700 000 KSh
Rafiki Microfinance Bank Limited
4.1,0/5 9,2% 900 000 KSh
SMEP Microfinance Bank Limited
4.2,0/5 14% 1 300 000 KSh
Kenya Women Microfinance Bank PLC
4.6,0/5 2,3% 4 100 000 KSh
Prime Bank Limited
4.2,0/5 8,3% 2 300 000 KSh
Ecobank Kenya Limited
4.8,0/5 12,9% 1 800 000 KSh
Family Bank Limited
4.8,0/5 12,9% 3 100 000 KSh
I&M Bank Limited
4.4,0/5 9,1% 400 000 KSh
Diamond Trust Bank Kenya Limited
4.6,0/5 9,4% 2 700 000 KSh
NCBA Bank Kenya PLC
4.8,0/5 5,4% 3 000 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email