Cynthia Wandia
Updated 27.05.2025

Bad Credit Loans in Migori

Amount, KSh
70 000

Looking for Assistance in Securing a Loan

Get instant cash loans for urgent needs from a private lender. I offer favorable terms and a quick process to provide funds for your goals and needs. I can assist with amounts ranging from 300,000 to 3 million Kenyan shillings. You can choose your loan term, with a maximum period of 84 months. NO UPFRONT FEES! No collateral or guarantor required! I do not consider your credit history or any overdue payments with banks. The main requirement is to have two forms of identification. I am available to assist borrowers residing in Kenya. Please email me with your full name, required amount, and preferred term. Alternatively, feel free to call me.

70 000 KSh
50 months
1,44% per annum

I Will Help You Quickly Solve Your Financial Issues

I offer transparent and favorable terms for loans or refinancing, ranging from 100,000 to 5 million Kenyan shillings at an annual rate of 9% to 14%. No advance payments, fees, or additional service charges. I provide the option for refinancing. I do not require any upfront payments when reviewing applications. Main requirements for borrowers: – Age between 21 and 68 years old – I work with clients who have existing loans, are on stop-lists, have low credit ratings, blacklists, debts, and overdue payments in banks or microfinance institutions. – No employment verification needed – Numerous satisfied clients across the country with positive reviews, as I have been in the lending business since 2009. You can call me on WhatsApp or email me to receive detailed information about the terms.

150 000 KSh
27 months
6,79% per annum

Private Investor Services: Get the Funds You Need in Just One Hour

I offer urgent financial assistance on reasonable terms without any upfront payments. The minimum amount available is 150,000 Kenyan Shillings, with a favorable interest rate of 16% per annum. A poor credit history, payment delays, bank debts, or microfinance obligations will not affect your eligibility for the loan. You will also have the option of early repayment and can choose a convenient day for your loan repayments! The loan application and approval are done on the same day. I operate throughout all regions of Kenya. If you are interested in my offer, or if you simply need a free consultation, please email me, and I will respond promptly to help resolve your financial issues!

100 000 KSh
48 months
2,09% per annum

Loans for Any Purpose, Quick and Private Processing with Cash Disbursement

Our offer is aimed at Kenyan citizens who, for various reasons, cannot secure a loan on their own. Reach out to us, and we consistently ensure our clients receive loans under completely transparent conditions. We work diligently and responsibly, without mass mailings; applications are only sent to banks with which we have mutually beneficial agreements. We not only secure bank approvals for our clients, but we also organize the entire process, ensuring that all our clients receive loans at their actual place of residence. Everything is done without upfront payments; the process is simple: our clients first receive their loan and only then pay for our services. Contact us via email.

190 000 KSh
72 months
15,40% per annum

We are here to help! Need a loan? Call us!

We can offer amounts up to 5,000,000 Kenyan Shillings. Our focus is on achieving positive outcomes, and we consider cases with long-term arrears and high levels of indebtedness. We ensure credit approval and disbursement regardless of credit history status, finding paths and solutions in even the most unconventional situations. There are no upfront payments; the borrower pays for our services only after receiving the credit funds personally. Credit funds can be disbursed across all regions. Applications are accepted via email.

150 000 KSh
120 months
14,79% per annum

Loan with Two Documents, No Prepayment or Certificates Required

We offer assistance in obtaining a loan within an hour. Guaranteed approval within an hour for adults with no legal issues. No upfront costs. We have been operating in the market for over five years, with extensive experience and a personalized approach. Solve your financial problems within an hour. Amounts up to one million Kenyan shillings. Detailed terms available via correspondence. Contact us via email. No credit history check.

350 000 KSh
110 months
14,79% per annum

We reliably facilitate bank loan approvals for our clients, operating legally with the assistance of bank officials.

We can process a bank loan up to 2,000,000 KES today and arrange disbursement at any of our Nairobi or regional branches. Minimum documentation is required, and we assist even in challenging situations, such as poor or overloaded credit history. We work exclusively with one bank, ensuring comprehensive support and professional guidance. Applications are accepted via email.

60 000 KSh
48 months
7,82% per annum

Quick Loans – Cash for Any Purpose

Our services involve organizing the entire loan process, which means our clients only need to visit the bank branch once, and that is to receive the already approved loan amount. Minimal documentation is required, and we cater to all credit histories. If you do not have any active loans with our bank, we guarantee a positive outcome for your application and the issuance of loan funds at the bank branch nearest to you. Available across Kenya, with borrower age ranging from 18 to 70 years. Please contact us via email.

100 000 KSh
18 months
26,75% per annum

Online Private Loan in Nairobi – No Checks!

We offer assistance in acquiring a home mortgage without employment verification or proof of income. There is an option to arrange a mortgage without a down payment. Payment for services is made upon completion. We work exclusively with a specific bank and do not engage in mass mailing. Your presence is only required at the closing. We handle all the formalities.

200 000 KSh
14 months
26,75% per annum

Quick Loan from a Private Investor with No Collateral Required.

Obtaining a bank loan for personal needs is our specialty. We don’t engage in mass mailings; instead, we submit targeted applications to a specific bank with which we have strong agreements. Our clients are given priority, receive expert guidance throughout the entire loan process, and are guaranteed to receive funds. Even if your credit history has been damaged by debts and rejections from other banks or financial institutions, it’s not a critical issue. We operate across Kenya, and our bank has branches in almost all regions. Please contact us via email or messenger.

200 000 KSh
18 months
12,73% per annum

ATTENTION! FESTIVE SEASON INTEREST RATE OF 4.9% PER ANNUM! LIMITED OFFER!

Our lending conditions are transparent, and the annual interest rates are minimal. To obtain a loan, you only need two documents, and no income verification is required. Loans can be issued both in Nairobi and at the regional branches of our partner banks. We can assist in securing a loan amount even for borrowers whose credit history has been marred by delays and rejections. The service fee ranges from 10 to 15% of the amount issued by the bank, payable after you receive the loan funds. There are no paid contracts, no advance fees upon approval, and we don’t require proof of solvency. Applications are accepted via email.

300 000 KSh
240 months
11,85% per annum

I offer personal loans with interest from my own funds.

We offer loans secured by any real estate without checking your credit history, without income statements or guarantors, and at reasonable interest rates.

170 000 KSh
18 months
7,39% per annum

Affordable Loan for Kenyan Residents with Any Credit History, No Upfront Fees

I can assist you in securing a loan from a private investor using real estate as collateral in Nairobi and the surrounding areas. No income statements required. NO COMMISSIONS, as these are direct investments without intermediaries. No upfront payments or insurance! Notarized transactions are possible.

50 000 KSh
120 months
10,13% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.9,0/5 2% 100 000 KSh
SMEP Microfinance Bank Limited
4.6,0/5 14,1% 3 200 000 KSh
Bank of Africa Kenya Limited
4.7,0/5 11,9% 3 700 000 KSh
Prime Bank Limited
5,0/5 0,9% 300 000 KSh
I&M Bank Limited
4.7,0/5 3,1% 500 000 KSh
NCBA Bank Kenya PLC
4.3,0/5 10,8% 2 000 000 KSh
Stanbic Bank Kenya Limited
4.1,0/5 6,8% 3 300 000 KSh
Absa Bank Kenya PLC
4.8,0/5 2,1% 4 800 000 KSh
Co-operative Bank of Kenya Limited
4.3,0/5 7,4% 2 300 000 KSh
Equity Bank Kenya Limited
4.8,0/5 11,1% 4 400 000 KSh
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