Cynthia Wandia
Updated 27.05.2025

Private lender in Migori

Amount, KSh
70 000

Quick and easy cash without upfront fees or documentation

We are ready to assist you in obtaining cash funds up to 5,000,000 Kenyan Shillings. We consider Kenyan citizens aged between 22 and 65 as borrowers. The requirements are minimal: permanent registration, a national ID, and a personal identification number. Depending on your request and situation, we can provide a credit donor or help you directly secure a bank loan. There are no strict requirements regarding your credit history. We help debtors, over-indebted individuals, and those with low credit scores to obtain funds. No income verification documents are required. We work without upfront payments, hidden fees, or charges. We only charge for our services after you have received the funds. Applications are accepted via email.

350 000 KSh
12 months
11,43% per annum

We offer bank loan processing services for individuals with no upfront fees.

Guaranteed approval through personal connections at the bank. Located in Nairobi.
NO UPFRONT FEES. COMMISSION ONLY AFTER RECEIVING FUNDS.
— Age from 18 to 70 years, must have Kenyan ID
— We assist those with no credit history, existing loans, and those working without formal payslips.
WE WORK WITH BAD CREDIT HISTORY!

5 000 KSh
36 months
2,81% per annum

Guaranteed Credit Card Approval.

Are you in need of a loan today? I can assist clients with any credit history challenges, high levels of existing debt, or overdue payments, even if you are not formally employed. No paperwork or fees involved. We offer significant amounts, up to 5 million Kenyan Shillings with just a passport, and amounts up to 25 million Kenyan Shillings with two documents (passport and KRA PIN), without any hidden charges. If you have a bank card from any Kenyan bank, your funds can be credited directly to your account. This offer is available across all regions in Kenya, including Nairobi and Mombasa. You have access to a 100% approved, personalized loan offer from a major Kenyan bank. I guarantee assistance to everyone who reaches out. I work honestly, without imposing any fees or insurance costs. Contact me via email (provided in contacts), and you can have your funds today.

180 000 KSh
64 months
4,99% per annum

Private Investor Offering Unsecured Loans in Nairobi!

Faced with rejections, asked for upfront payments, being offered fake documents? Give us a call, we’re here to genuinely help you! Stay away from all that hassle, and let us ensure you receive your loan with a guarantee! No need for any preliminary payments or buying fake documents. Since we work directly with banks, we will completely eliminate the chances of rejection for you! All you need is your ID, and having an additional document wouldn’t hurt! We handle each application individually, so you are sure to get your loan! Whether you have debt, are unemployed, lack collateral, or guarantors – we will still help you!

30 000 KSh
40 months
2,94% per annum

Assistance for Borrowers with Overdue Payments, High Debt Burden, and Poor Credit History.

Have you recently been frequently searching for “help with money”? Chances are, it’s because there are too few genuinely good offers online. But don’t worry! I won’t leave you hanging! I’ll lend you money at minimal interest rates and for an extended period.
Reach out, I’m always here to help!
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70 000 KSh
20 months
8,79% per annum

Get Approved and Receive from KSh 50,000 to KSh 5,000,000 Without Documentation and Prepayment!

I offer financial assistance from a private individual on reasonable terms! No upfront payments, acceptances, commissions, or anything else! Applicants between the ages of 18 and 69 are welcome. The interest rate is 12% per annum. Your application will be reviewed promptly, and if approved, you can receive the loan on the same day!

I consider situations such as bad credit history, blacklists, credit load, and stop lists because many people take loans to pay off existing debts in banks or MFIs and want to make payments in one place conveniently. Early repayment is possible! If you are interested in my offer or just need advice, please email me, and I will carefully review your situation and assist with finding a solution!

150 000 KSh
18 months
19,97% per annum

We provide assistance in obtaining a bank loan of up to 5 million KES with full service.

We provide expert assistance in obtaining loans up to 2,000,000 Kenyan shillings from one of the reliable banks. We don’t send out mass emails; applications are submitted to a single bank where we can ensure swift approval and disbursement of funds for our clients. It’s not critical if your credit history is less than perfect, if there are delays or numerous rejections. We resolve these and many other issues through our connections and agreements with bank staff. Our service fee is up to 25% of the amount issued by the bank. We operate in all regions, with regional representatives who will accompany you to the bank and provide consultation on all matters. Applications are accepted via email.

70 000 KSh
20 months
2,76% per annum

Bank and Private Loans, Credit Sponsorship, No Upfront Payment

Attention! I only work with residents of Nairobi or the Nairobi Metropolitan Area, and the registration can be from anywhere. I cannot assist those with a bad credit history. Several banks are available to choose from, offering optimal loan conditions. Application review takes 2-3 days, and afterward, you will leave with the funds.

130 000 KSh
24 months
1,88% per annum

Secure Private Loans for Microfinance Refinancing with Guaranteed Approval

I offer loans from a private investor! Amounts ranging from 10,000 to 1,000,000 Kenyan Shillings on the day of application! All you need is your ID to sign the agreement, no upfront payments or credit history checks! The money will be on your card within an hour after signing the agreement!
We operate throughout Kenya

60 000 KSh
66 months
7,68% per annum

Quick Loans for Those with Poor Credit History

Private Investor Loan. Cash. From 300,000 to 4,000,000 KES. Cash disbursement within an hour.
Based on ID. From 12% annually. Credit history does not matter, we work with bad credit history, current delinquencies, and those unofficially employed. No prepayment or other nonsense. No income certificates or guarantors. Only for Kenyan citizens from 18 years old. 99% guarantee of receipt. Hurry! Details by email.

170 000 KSh
6 months
6,04% per annum

Quick Loan Application Assistance

During the quarantine period, an algorithm for remote work has been developed. We utilize all attractive offers from banks for the borrower. This includes payment holidays and the freezing of late payment penalties. There are very appealing conditions for refinancing and restructuring existing loans. We work exclusively towards positive outcomes. There are no dubious or unclear offers. A signed agreement with the borrower guarantees the fulfillment of our services. If you are ready to obtain a loan from 500,000 to 5,000,000 Kenyan Shillings and are open to constructive collaboration, please reach out. Suitable for Kenyan citizens who are responsible and have no criminal record. Most challenging cases accepted, including negative or no credit history, high debt load, or lack of verified income. If you are in Nairobi, a personal meeting may be possible despite the isolation measures. Contact us via call or message. We will discuss and find a solution to your problem.

20 000 KSh
66 months
5,80% per annum

Private Loan on Same Day Approval at Low Interest Rate.

Are you having trouble getting a loan? With us, bank loans have become easy to arrange and accessible to everyone! We offer low interest rates and favorable terms! No guarantors, upfront payments, collateral, or hidden fees – we help you secure a bank loan on the same day of your application, right in your region! We provide professional assistance to borrowers with open overdue payments, bad credit history, heavy debt burden, or unofficial employment without income verification! By providing a minimal set of documents, we guarantee you can obtain a loan of between 150,000 and 10,000,000 Kenyan Shillings in cash for any purpose. We work efficiently and support you at every step: from gathering documents and submitting your application to you receiving the loan funds. Send your loan applications to our email and we’ll begin our collaboration with you without delay.

160 000 KSh
11 months
16,83% per annum

Get a Loan on Favorable Terms.

We will arrange a loan for you in the shortest possible time, guiding you through the entire process up to the signing of the loan agreement with the bank and receiving the funds. We will consider all nuances when selecting loan options, prepare you for the application, ensure a positive decision from the bank, and organize the disbursement. All of this will take no more than two days and will not require any expenses from you. Our fee is only charged for the actual service rendered, meaning when you receive the loan funds in hand. We assist with almost any issues related to credit history, delays, debt load, etc. All regions are welcome, please contact us via email.

300 000 KSh
24 months
7,61% per annum

Get Affordable Loans with No Prepayments, Collateral, Guarantors, or Hidden Fees up to 10,000,000 KES

We assist responsible citizens in acquiring funds on favorable terms. The application process is straightforward, and we consider amounts up to 3 million. Applications are accepted from all regions. Our borrowers do not need to provide 2-NDFL certificates or proof of employment. We cater to clients with poor credit history, current delinquencies, and court orders. No upfront payments are required.

80 000 KSh
11 months
1,88% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
5,0/5 9,2% 2 000 000 KSh
Rafiki Microfinance Bank Limited
4.3,0/5 10% 900 000 KSh
SMEP Microfinance Bank Limited
4.4,0/5 4,4% 1 600 000 KSh
Kenya Women Microfinance Bank PLC
4.8,0/5 12,2% 3 400 000 KSh
Faulu Microfinance Bank Limited
4.1,0/5 4,2% 5 000 000 KSh
Bank of Africa Kenya Limited
4.9,0/5 13,4% 2 900 000 KSh
I&M Bank Limited
4.2,0/5 8,1% 3 000 000 KSh
Absa Bank Kenya PLC
4.6,0/5 3,6% 700 000 KSh
Co-operative Bank of Kenya Limited
4.1,0/5 11,7% 2 300 000 KSh
KCB Bank Kenya Limited
5,0/5 8,3% 4 700 000 KSh
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