Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Mandera

Amount, KSh
70 000

Personal Loans for Individuals with Low Credit Scores in Kenya.

We offer loans to the people of Kenya up to three million Kenyan shillings. Your credit history does not matter. You need to provide two documents. Application can be completed online. You can receive the loan on a card, bank account, or any other convenient method for you, via email.

20 000 KSh
36 months
1,49% per annum

Guaranteed Loan Approval Despite Poor Credit History

Assistance in arranging and obtaining a bank loan of up to 2,000,000 Kenyan Shillings for any purpose. We will handle all preparatory and accompanying work with a strong professional approach. We can help you pass the credit scoring, circumvent negative aspects of your credit history. We work efficiently, coherently, and professionally, and we have the necessary connections in the bank. Our assistance is relevant for all categories of borrowers, including debtors, highly indebted individuals, and those who have been declined. The commission for our services is up to 25% of the amount issued by the bank. Please contact us via email.

140 000 KSh
12 months
6,31% per annum

Get Fast Cash Assistance! Loans Available Within 1 Day!

We approve loans in challenging situations, even if you: – Do not have an official source of income. – Need a large amount but lack collateral. – Have had periodic payment delays. – Have a damaged credit history in the past. – Are overwhelmed with debt and unaffordable monthly payments. We can arrange a loan amount from KES 350,000 to KES 6,000,000 with a guarantee of a positive result. Registration within Kenya. Residence – Nairobi, surrounding areas. Age from 25 to 59 years. Commission payment upon receipt of the loan. Call now. The offer is valid.

350 000 KSh
40 months
8,98% per annum

Secure Your Loan Before the Festive Season Arrives

Fast and efficient assistance, we ensure you receive a loan on the same day you apply. We will process your application through a chain of interested staff, bypassing strict checks. No income verification is required, just your Kenyan national ID. Additional documents (such as NSSF, PIN, etc.) are welcome but not mandatory. Conflicts and issues with other banks are not a problem, everything is solvable, any credit history is acceptable. Contact us via email.

300 000 KSh
56 months
3,19% per annum

With our services, there are no rejections or upfront payments!

I can assist you in obtaining a cash loan through established credit programs from our partners. Application requires only an ID card and a second document, no income statements or guarantors needed. – Loan amount from 400,000 to 5 million KSh. – Term up to 84 months. – Interest rate starting at 10.9% per annum. – Applicable for residents in any region of Kenya, except North Eastern Province. – Borrower’s age from 24 to 60 years. – Loan issuance in Nairobi. – Decision made today, funds received the next day. Personal guidance for the borrower, mandatory face-to-face meeting. Your credit history, any past delays, and debts with banks will not hinder approval of a new loan under favorable conditions, with no rejections. This is a paid service. Payment is required on the day the loan is received.

160 000 KSh
22 months
2,56% per annum

Get a Loan for Any Purpose. Safe and Legal.

Attractive loan conditions: amounts ranging from 400,000 KES to 7 million KES without collateral or advance payments. The interest rate is 10% per annum, with a repayment period of up to 7 years.
Two main documents required (passport, social security card).
We consider borrowers with both positive and negative credit histories (open and closed arrears, unemployed citizens, as well as those without official employment).
We work exclusively through our connections with the bank’s security service. Professional, quick, and without advance payments.

110 000 KSh
36 months
1,88% per annum

You only pay for our services after receiving your loan funds in cash

We provide 100% genuine assistance in obtaining financial aid for all categories of borrowers from any region. Approval guaranteed. No refusals! No upfront fees! No collateral or guarantors required! Loan amounts range from 150,000 to 4 million Kenyan Shillings, with a low-interest rate. Loan terms up to 7 years with the option for early repayment. Minimal documentation required for processing. Payment for our services is due upon receipt of the loan. For detailed information, contact us by phone or email.

50 000 KSh
48 months
10,13% per annum

Get an Instant Private Cash Loan up to 5,000,000 KES with Your ID Today!

I offer private loans with a simple promissory note. Requirements: Residency in Kenya and a bank card/account. Your credit history doesn’t matter, I consider all cases. No bank insurance/collateral needed for processing. Payments are due monthly, strictly after receipt. Contact me anytime via email and WhatsApp. Click “Contact Author” and receive your money.

150 000 KSh
84 months
22,46% per annum

Bank Loan with Favorable Terms and No Upfront Fees.

After an initial review of the borrower, I will quickly let you know if I can assist in obtaining a loan. I won’t waste your time. Is your credit history less than perfect? No verified income? These are not obstacles for my banking partners to make a positive decision. I don’t offer fake employment documents or suggest paying for nonexistent insurance, and I avoid any dubious payments. If you have no criminal record, are responsible, and have a source of income, and you need a loan of at least 850,000 Kenyan Shillings, feel free to reach out. We will discuss all terms in advance and sign a service agreement. It’s preferable to meet in person in Nairobi, but remote work is possible in exceptional cases. You will receive your loan in the coming days. Your age should be up to 75 years (at the time of repayment). I also work with legal entities and refinancing of existing loans.

50 000 KSh
33 months
12,73% per annum

Get Quick and Easy Credit Approval in Your Area

Start the new year debt-free. I offer the amount you need at a low interest rate. Affordable payments and a convenient schedule. Contact me on WhatsApp at +2547002992826.

120 000 KSh
42 months
26,75% per annum

Get Approved for a Loan Instantly

Emergency loan provision ranging from 150,000 to 2 million Kenyan Shillings.
Interest rate from 14.3% to 17% per annum.
Loan term from two months to five years.
Borrower’s age from 18 to 65 years;
Must have a national ID and social security number;
Credit history does not matter.
Prompt application review.
No upfront fees or hidden charges!
Early repayment is possible.

150 000 KSh
2 months
5,57% per annum

Quick Cash Loans Without Paperwork or Upfront Fees. Approved in One Hour.

I offer loans ranging from 100,000 KES to 4,000,000 KES at an annual interest rate of 14% for a period of up to 10 years. Eligible borrowers are aged 18 to 65. No importance is placed on your credit history. There are no fees for transferring funds or for processing the loan agreement. Funds can be transferred to your bank card or account! For more details, please contact me via email if you genuinely need assistance!

160 000 KSh
14 months
11,85% per annum

Loans Secured by Property Re-mortgaging. No Income Statement Required

You won’t believe how easy and simple it is to meet all your financial needs WITHOUT ANY INVESTMENTS; you only pay a commission and exclusively after receiving cash in hand! We provide CASH, no product or auto loans, NO MAILINGS, and the interest rate does not exceed 14.9% annually. The funds are given without any insurance, withdrawal fees, or percentage charges, EVERYTHING IS HONEST! *We operate only in Kenya, region doesn’t matter, age from 18 to 69 years, and the amount issued does not exceed 5,000,000 Kenyan Shillings per person! *Review takes from an hour to a day, personal collection at the counter with no prepayments or transfers! Available by phone from 8:00 AM to 8:00 PM EAT, or via email 24/7!

140 000 KSh
150 months
5,57% per annum

Get Your Bank Loan Arranged and Processed Today

Professional and guaranteed financial assistance on favorable terms! Receive cash on the day of application for any purpose with a low interest rate and minimal documentation required! Our services include: ☑️ Assistance in obtaining a bank loan, ☑️ Assistance in obtaining credit cards, ☑️ Selection of a credit donor, ☑️ Arrangement of private loans, ☑️ Refinancing of mortgages, auto loans, consumer loans, microloans, and credit cards. We work with any credit history and long-term delinquencies, with borrowers who are not officially employed without income verification, and those with a high credit burden. No hidden fees, collateral, guarantors, or advance payments! We cooperate with all regions of Kenya. Our specialists know how to help you even in the most difficult situations. If you need quality financial assistance, write to our manager via email.

250 000 KSh
5 months
1,63% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
4.2,0/5 14,5% 4 300 000 KSh
Faulu Microfinance Bank Limited
4.2,0/5 3,2% 4 600 000 KSh
SBM Bank Kenya Limited
5,0/5 0,4% 3 800 000 KSh
Prime Bank Limited
4.1,0/5 9,9% 2 100 000 KSh
Ecobank Kenya Limited
4.3,0/5 6% 2 700 000 KSh
Family Bank Limited
4.7,0/5 4,1% 700 000 KSh
I&M Bank Limited
4.4,0/5 9,9% 300 000 KSh
NCBA Bank Kenya PLC
4.4,0/5 4,6% 2 000 000 KSh
Stanbic Bank Kenya Limited
4.1,0/5 0,7% 4 700 000 KSh
Co-operative Bank of Kenya Limited
4.2,0/5 12,4% 1 400 000 KSh
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