Cynthia Wandia
Updated 26.05.2025

Bad Credit Loans in Malindi

Amount, KSh
70 000

Assistance in Finding and Obtaining Loans with Poor Credit History

We offer a solution for those in urgent need of cash without any upfront fees. We can quickly process and disburse loans ranging from 150,000,000 to 1,000,000 Kenyan Shillings on the day you apply. For amounts between 1,000,000 and 4,500,000 Kenyan Shillings, the funds will be available the next day. No collateral is needed, and no income verification is required. We do not charge any prepayments for any reason. Our services are available across all regions of Kenya, and we assist regardless of the client’s credit history status. Applications are accepted via email.

400 000 KSh
23 months
7,99% per annum

Low Interest Rate Bank Loans Available on the Day of Application with No Upfront Fees or Hidden Charges, No Guarantors or Collateral Required!

We will help you solve your credit issues with credit cards that have decent limits. The cost of our services depends on the limit you choose (from 15,000 to 25,000 Kenyan Shillings). The age range for applicants is from 18 to 65 years at the time of applying for the card. Remote application (document submission via mail).

500 000 KSh
48 months
7,53% per annum

Receive a Loan on the Same Day, Without Upfront Fees or Documentation.

We offer loans from 5,000,000 Kenyan Shillings with just two documents, for a term of 7 years at an interest rate of 9.6% per annum.

We work with all Kenyan citizens, including those with overdue payments, poor credit history, unemployed, or with temporary registration.

We fully guide you until you receive the loan. We’ll advise you on what to say at the bank. Our fee is charged after the loan is granted.

Applications are submitted remotely, and you can choose to receive your loan in Nairobi or Mombasa, based on your preference.

We GUARANTEE scoring approval and loan acquisition! No upfront fees!

170 000 KSh
70 months
5,15% per annum

Private Loan Without Collateral

Assistance in obtaining a loan in any region of Kenya convenient for you. Remote application submission and full transaction support at all stages. We help secure the required amount even for the most challenging category of borrowers (overdue payments, poor credit history, debts, etc.). Assistance for unemployed individuals and Kenyan citizens with unofficial income. To apply, only a Kenyan passport with residence registration and age of 18 years or older is required. If you need real help, call or write.

90 000 KSh
18 months
29,95% per annum

Affordable Loans, Easy Terms, Minimal Paperwork, Genuine Assistance for Quick Approval

Attractive loan offers for Kenyan citizens who are tired of running around banks, tired of receiving refusals, and tired of paying for services not yet rendered by pseudo-investors. We offer you our expert assistance in obtaining a bank loan. We do not charge any upfront fees from our clients. You first receive the necessary amount in your hands and only then pay for our services. We handle the entire process required for our clients to receive their loans, covering all expenses and resolving any issues that arise during the application process. All we need from you are two basic documents and your request. From there, you simply visit the bank branch to obtain the loan. There are no commissions upon approval, no paid contracts, and no proof of solvency required. Just a genuine loan.

15 000 KSh
18 months
5,15% per annum

Quick Assistance in Getting a Loan. Approval on the Same Day.

Are banks denying you a loan? Do you need help from a private lender but don’t know where to find one? A loan broker can help with that. If you have no criminal record, have a stable income, and are looking to borrow over a million Kenyan shillings, reach out. Your credit history doesn’t matter, and proof of income isn’t required. We work exclusively with reasonable and creditworthy borrowers aged between 25 and 55 years, registered in any region except the North Eastern Province. All loan terms, such as interest rates, duration, and collateral options, will be discussed with the loan broker based on the specific situation of each borrower. Loan disbursement occurs only with a notary in Nairobi, and personal attendance is strictly necessary. Working with the broker is strictly on a service agreement basis.

190 000 KSh
23 months
7,74% per annum

Get Cash on the Same Day, Regardless of Credit History or Overdue Payments. We Offer Loans to Everyone.

We provide comprehensive assistance in obtaining a loan with favorable terms and minimal borrower requirements. We assist under any circumstances, such as: * negative credit history * lack of formal employment; * overdue debts on loans and microfinances * multiple active loans, high credit load; * court rulings and enforcement proceedings. Credit limit: – up to 700,000 KES within one HOUR; – up to 4,200,000 KES within the business day. Requirements for our borrowers: – Kenyan citizenship; – age from 19 to 72 years; – registered in any region, receive in the city of residence – punctuality. We provide assistance every day from 9 AM to 9 PM.

100 000 KSh
18 months
6,31% per annum

Effective and Efficient Solution to Financial Challenges with Just One Document.

We offer quick solutions to your credit needs, processing bank loans for Kenyan citizens efficiently. Loans up to 10,000,000 KES can be arranged with just two key documents, without the need for additional statements, employment records, guarantors, or collateral. For amounts ranging from 200,000 to 2,000,000 KES, we can provide the loan in one day. Amounts above 2,000,000 KES are processed within two days. Our terms are straightforward, with no questionable schemes or prepaid agreements. The commission is charged only when the borrower actually receives the funds. We assist borrowers with all kinds of credit histories, including those blacklisted, without official employment, or in debt to banks and microfinance institutions. Loans are available in most regional centers of Kenya. Please contact us via email.

30 000 KSh
1 months
1,49% per annum

Loans up to 5 million KES in 1-3 days, no upfront fees.

Do you need funds to expand your business or start a promising new project? A credit broker can offer the best solutions for your needs. We cater to all types of businesses, regardless of turnover, and can address potential issues with KRA or arbitration. Even if the business founders have a negative credit history, we have options. I offer programs for investment and project financing, management of accounts receivable, credit lines, and tender loans, as well as handling promissory notes and bank guarantees. Promising investment projects are welcome. We operate strictly under service agreements or joint activity contracts. Other arrangements are not considered. This offer is for genuine business people, not for those who mistakenly see themselves as such.

350 000 KSh
32 months
24,17% per annum

Payment is strictly upon disbursement, facilitated by bank staff!

Cash loans for Kenyan citizens. From 10,000 to 5 million KES. We can help fix a bad credit history. Quick processing of all necessary documents. We work with security services. We offer the best chances and lowest interest rates. We ensure you receive your money in full. A satisfied client means a satisfied us!

130 000 KSh
2 months
6,79% per annum

Offering Loans to Kenyan Citizens at Competitive Rates.

Looking to borrow money urgently from a private individual? I offer loans daily on the most convenient terms for any purpose. For Kenyan citizens, hassle-free, no paperwork or proof of employment, with rates lower than banks! You can receive up to 4 million Kenyan Shillings without providing collateral! I work with individuals who are at least 18 years old, with stable employment and a source of income. Late payments are not a concern as long as they don’t hinder your ability to repay the loan. Documentation required is just an ID and a loan agreement, with repayment terms ranging from 0 to 7 years. You’ll receive a response to your application within fifteen minutes.

I also facilitate bank loans through CB Bank with no rejections! Applications are accepted via email at any time.

60 000 KSh
25 months
22,46% per annum

Quick Loans Without Upfront Fees or Denials in Just 15 Minutes!

I urgently offer assistance in obtaining loans for citizens with significant overdue payments. I work with all localities. A minimal set of documents and your time is required. All applicants will receive financial help promptly. Loan terms will be provided via email.

150 000 KSh
110 months
7,95% per annum

I am accepting applications for a guaranteed loan.

We offer private loans with reasonable and minimal interest rates, based on your ID, a receipt, and a loan agreement. No employment verification or proof of income required. Loans are available daily to all types of borrowers, regardless of credit history, from “zero” to blacklisted. Exclusively for Kenyan citizens aged 20 and over! No hidden fees or paperwork!

10 000 KSh
2 months
3,19% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.2,0/5 3,8% 1 700 000 KSh
Bank of Africa Kenya Limited
5,0/5 4,8% 3 200 000 KSh
Ecobank Kenya Limited
5,0/5 11% 2 300 000 KSh
Family Bank Limited
4.3,0/5 2,5% 1 700 000 KSh
I&M Bank Limited
4.3,0/5 1,4% 1 500 000 KSh
NCBA Bank Kenya PLC
4.1,0/5 14% 4 900 000 KSh
Stanbic Bank Kenya Limited
4.3,0/5 14,2% 2 400 000 KSh
Standard Chartered Bank Kenya Limited
4.6,0/5 8,9% 4 500 000 KSh
Co-operative Bank of Kenya Limited
4.4,0/5 8,4% 2 800 000 KSh
KCB Bank Kenya Limited
4.1,0/5 12,2% 2 100 000 KSh
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