Cynthia Wandia
Updated 27.05.2025

Private lender in Machakos

Amount, KSh
70 000

You can finally secure a loan without upfront fees, avoiding unnecessary applications and rejections!

Bank employees are ready to assist in obtaining a loan, even if you have a problematic credit history or existing delays. There is no upfront payment – we charge a minimal commission and only after you receive the money. All you need is Kenyan citizenship and a desire to improve your financial situation. We can arrange the amount you need, from 300,000 KES to 5 million KES, at an annual rate of 10%. Loan disbursement: Nairobi or Mombasa. We are focused only on positive results, as we have over 7 years of experience in this field. Please send your application via email or give us a call.

300 000 KSh
12 months
2,56% per annum

Bank Loans Accessible to All Borrowers, Including Defaulters and Heavily Indebted Individuals

Professional and guaranteed assistance in obtaining a bank loan on favorable terms on the day you apply! Cash available for any purpose at a low-interest rate and with minimal documentation! We work with all types of credit history and open arrears, with those not officially employed, without income verification, as well as borrowers with high debt loads. No upfront payments, hidden fees, collateral, or guarantors! We collaborate with all regions of Kenya. We always meet our clients halfway and offer additional benefits when needed: a deferment of the first payment and credit holidays! If you need prompt and quality assistance in securing a loan, contact us via email and we will be sure to help.

50 000 KSh
360 months
8,54% per annum

How to Get a Loan with a Poor Credit History

We assist in obtaining a personal loan. We operate across all regions of the country, accepting any credit history. Scoring checks are completed within an hour, and approval is granted the same day. We offer the lowest bank interest rates for the longest term available. Loan amounts range from KSh 500,000 to KSh 15,000,000. Funds are accessible in your region of residence. We handle the submission and provide full support of your application until the money is received. For more details, please call.

50 000 KSh
6 months
1,63% per annum

Loans: Exploring Mass Borrowing and Delinquencies in Microfinance Institutions

A genuine investor offering cash to all Kenyan citizens. I also work with citizens from neighboring countries. (Depending on the amount, refusal is possible due to risks). It doesn’t matter to me where you previously took out a loan or who you owe, I believe in the honesty and sincerity of individuals. I’m ready to genuinely help in difficult life situations. Reach out for real assistance, not empty promises. No hidden fees. Everything is transparent and fair.

200 000 KSh
48 months
7,95% per annum

Personal Loan: Legally and Guaranteed.

Are banks refusing to help you? Struggling to find a way out of debt? Take a loan with us at a low annual interest rate and settle your debts. Or maybe you need a small amount of money for other needs; we’re here to assist in any situation. We’ll approve a loan for the duration you need, with just two documents. Blacklists and stop lists are not an issue for us. We work with all categories of citizens. Proof of income is not required. Although we have many applications, our specialists are always ready to assist you as quickly as possible.

200 000 KSh
180 months
7,89% per annum

Assistance in Securing a Loan with Bad Credit and No Upfront Fees

I offer a guaranteed bank loan with a partner bank for up to 6,000,000 KES. No collateral required. Proof of income is not necessary. I work with borrowers from any region in Kenya, aged between 25 – 59 years. Your application will be reviewed within an hour. Based on two documents. The loan is provided even if the client has a negative credit history, high debt load, or is on a stop-list. I do not charge upfront fees. There are no money transfers or document purchases. Payment is made upon results. Disbursement is possible within 1 – 3 days. I personally accompany the signing of the loan agreement and cash disbursement. Calls are accepted daily from 10:00 to 19:00.

5 000 KSh
56 months
9,41% per annum

Get Assistance in Securing a Loan with Bad Credit History, No Upfront Fees

Loan on favorable terms regardless of financial history.

I assist individuals in challenging financial situations across all categories, irrespective of their credit history. Overdue payments are not a concern!

100% guarantee of approval.

No credit history check required!

Assistance with any negative status: open delinquencies, blacklisted, stop-list.

You need to provide 2 documents: ID and PIN or Tax ID.

Funds can be provided for up to 84 months.

Loan amounts range from 100,000 to 4 million Kenyan shillings.

Applications accepted by phone or email.

Please specify the amount you wish to receive and the desired term.

30 000 KSh
24 months
13,33% per annum

How to Secure a Loan with a Poor Credit History

Loan for Those in Need of Cash
Up to 3 million Kenyan shillings without hassle and numerous documents, regardless of your credit history and existing overdue payments.
Repayment period – up to 7 years, with the option for early repayment.
From 10.5% annual interest rate.
No upfront fees!
Available for residents of Kenya, from any region.
Quick review of your application!
Fastest solution for your needs.
I’ll help you solve your financial problems today!

400 000 KSh
10 months
18,99% per annum

Get a Cash Loan with Any Delays Across Kenya

We genuinely assist borrowers in obtaining funds, regardless of their credit history or scoring, and without the need for official employment or income verification. We also offer options for private and donor lending. Loan amounts are available up to 5,000,000 Kenyan Shillings, requiring only two documents, and a visit to the bank or investor’s office is needed just once. We operate throughout Kenya, so please contact us via email, and we guarantee to help you secure the necessary amount.

150 000 KSh
36 months
9,41% per annum

NO UPFRONT FEES, payment only made upon receipt of the loan.

I can assist in obtaining a loan even with a poor credit history and significant delays. I operate nationwide. Services are available in all cities of Kenya. The application process requires just two documents and is done online. Anyone interested can take advantage of this offer by reaching out to me via email.

160 000 KSh
132 months
3,19% per annum

Cash Loan up to KES 2,000,000 Without Documentation or Guarantors

I can help you get out of debt. I offer long-term loans at minimal interest rates. I guarantee honesty and integrity, and I expect the same from you. Loan amounts start from one hundred thousand Kenyan shillings. Please contact me on WhatsApp at +2547002992826.

150 000 KSh
14 months
23,58% per annum

Offering a Loan on Favorable Terms

We offer acceptance of requests at a consumer rate of 12.9% with a repayment period of up to 7 years. We provide support with a high approval rate for individuals and entrepreneurs. We positively process requests even with existing credit obligations. Assistance is provided in document support and data verification without a scoring request. We ensure control of security service actions, step-by-step guidance, and support during the transaction. Application acceptance and bank response on the day of application.

200 000 KSh
64 months
7,61% per annum

Cash loans for up to one year with minimal fees – receive funds directly to your card

Urgent loans in Nairobi and surrounding areas! No upfront payments or income verification needed. Citizens from any region of the country can obtain a loan, with disbursement only in Nairobi. Receive money within an hour, without paperwork, guarantors, or document collection. Any amounts up to 1,200,000 Kenyan Shillings. Any credit score accepted!

10 000 KSh
42 months
6,79% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.5,0/5 2,4% 3 400 000 KSh
Rafiki Microfinance Bank Limited
4.4,0/5 6,5% 4 200 000 KSh
SMEP Microfinance Bank Limited
4.8,0/5 4,8% 4 300 000 KSh
Kenya Women Microfinance Bank PLC
4.7,0/5 5,8% 500 000 KSh
Faulu Microfinance Bank Limited
4.8,0/5 8,9% 2 000 000 KSh
Bank of Africa Kenya Limited
4.6,0/5 8,2% 100 000 KSh
SBM Bank Kenya Limited
4.2,0/5 3,9% 4 500 000 KSh
Diamond Trust Bank Kenya Limited
4.5,0/5 6,3% 4 600 000 KSh
Stanbic Bank Kenya Limited
4.3,0/5 1,7% 1 900 000 KSh
Co-operative Bank of Kenya Limited
4.5,0/5 14,6% 2 100 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email