Cynthia Wandia
Updated 12.06.2025

Logbook Loans in Kenya

Amount, KSh
70 000

Formal Agreement Processing by a Private Organization

Your credit history is not checked or considered during the review. Minimal time and paperwork required. No income statements needed. We will meet at a notary office for the completion of the process. Genuine and transparent procedures only! No hidden terms! Registration and processing can be done in any region of Kenya. No payments or deposits are required. No upfront fees! Competitive interest rates with the option for installment plans up to 84 months, at your discretion!

180 000 KSh
15 months
13,33% per annum

Turnkey loan, minimal paperwork, we facilitate loan acquisition in your area of residence, delays are not an issue

Hello,
Express Credit offers loans to the public.
We are located in Nairobi.
We provide amounts ranging from KSh 10,000 to KSh 600,000 for terms up to five years.
With over 30 partner banks, we do not check your credit history, and you can have delays or be on blacklists.
Permanent residency in Kenya is required, but we also consider citizens of neighboring countries.
The minimum documentation required includes a national ID and PIN certificate, all at a minimal interest rate.
We work without collateral, advance payments, income proof, or guarantors.
Applicants must be at least 18 years old. For more details and to apply, please contact us via email.
We look forward to your emails and will assist everyone – no rejections.

10 000 KSh
54 months
15,40% per annum

We work privately, quickly and officially drafting agreements

I offer assistance in obtaining loans through banks located in Nairobi (from 200,000 Kenyan Shillings to a possible amount, all individually based on your situation). Age from 23 to 50 years. Only for residents of Nairobi or Nairobi County (permanent Kenyan residency is discussed individually, but definitely excluding areas like the coastal and northern regions) with a positive credit history and no current delinquencies (delinquencies up to 30 days are allowed and must be closed). No open debts with the KRA (Kenya Revenue Authority, you can check debts on their official website). No criminal record. Loan conditions are discussed individually since there are several types of loans (cash, car loan, loan secured by an apartment in Nairobi or Nairobi County). The commission for assistance is paid upon receipt of the loan. Calls are accepted every day from 10:00 to 21:00. Email is available 24/7 with a detailed description of your situation.

160 000 KSh
48 months
2,76% per annum

Get the Loan Amount You Need Without Any Upfront Fees.

Loans exclusively through bank employees without upfront payments or documents!
You only need to provide us with two documents: an ID card and any other document, and we guarantee you a personal loan in the following amounts:
– up to 100,000 KES in 1 day
– up to 340,000 KES in 2 – 3 days
– up to 550,000 KES in 3 – 4 days
– up to 700,000 KES in 4 – 5 days!
Application submission and issuance can only occur with your personal presence in Nairobi!
No formal employment, bad credit history, or high debt is not a problem!
Call us! We will help!

160 000 KSh
36 months
1,75% per annum

💡Get Large Loan Amounts Easily. We Have Prepared Everything for You in the ‘Assistance with Obtaining’ Section. 📂

I guarantee you credit approval. Loans are issued on the day of application, with no upfront payments, collateral, or guarantors needed. Meet with our manager at the bank, and receive a cash loan of up to 5,000,000 KES. I will oversee the request processing and adjust your credit score if necessary. Don’t waste time on rejections! The more rejections you have, the harder it is for me to help you! I guarantee you credit approval. Loans are issued on the day of application, with no upfront payments, collateral, or guarantors needed. I consider unofficial employment and guarantee convenient terms for every borrower. Loans are available throughout Kenya. The minimum required from you is a passport, a social security card, and compliance with the bank’s basic conditions (age 19+, residence in Kenya). Reach out for my assistance to secure reasonable credit terms. Approval is granted even with negative factors like a bad credit history, high debt load, delinquencies, or unofficial income.

90 000 KSh
48 months
7,39% per annum

Quick Cash Loans for Short-Term Financing Sent to Your Bank Account

We offer loans under a loan agreement on favorable terms with a Kenyan national ID. We work with clients from various categories. Your official employment status, credit rating, debt burden, and other issues do not concern us. We operate without requiring employment or income verification. There’s no need to pay anything before receiving the funds, as we cover all expenses and handle any issues. If you are interested in our offer, please email us at [email protected].

140 000 KSh
32 months
22,46% per annum

All-Inclusive Loan Services: Only Visit the Bank to Receive Your Funds, Available Across Kenya

Loan in Nairobi, fast, reliable and with no upfront payments. Arrangements made in your presence. If you have a Kenyan passport and are ready to come to Nairobi for the loan, then call us. We will arrange a meeting and discuss the terms. Any amount, we work with trusted banks only.

400 000 KSh
5 months
7,82% per annum

Get a Loan with a Low Credit Score in Kenya.

All our clients resolve their financial issues on the same day they apply. We provide loans to individuals aged 19 to 70 years, with Kenyan citizenship and registration. Only an ID is required. We do not focus on credit history and do not request it. Any borrower without active loans with our bank can apply. Guaranteed and swift assistance, with amounts up to 2,000,000 Kenyan Shillings available for debtors, overleveraged individuals, and those with informal employment. Loan disbursement is available both in Nairobi and in regional bank branches. Applications are accepted via email.

40 000 KSh
19 months
1,94% per annum

Funds Available Same Day, No Upfront Payment

I am offering a loan from my personal savings. I am not concerned about your credit history. Repayments are to be made monthly. Applicants from any region are welcome. Available to both employed and unemployed individuals. I work with all categories of citizens. You can apply at any time. Applications are accepted via email.

150 000 KSh
16 months
7,68% per annum

BANK LOANS UP TO 5,000,000 KSH, APPLY AND RECEIVE WITH JUST TWO DOCUMENTS

Getting a loan from one or several banks without official employment and income verification is possible with just your ID and KRA PIN. We offer a full range of services aimed at ensuring our clients receive loans as quickly as possible and under the most favorable terms. We assist all borrower categories, including those who have been previously denied by most banks due to negative credit history. Loan disbursement is available in nearly all regional centers across the country, and borrowers aged between 22 and 70 are eligible. Our terms are transparent, with no upfront payments or paid agreements. We charge a commission only after you have received the loan funds. For applications, please contact us at email pogodi.

40 000 KSh
24 months
24,90% per annum

Private Loan Secured by Real Estate in Nairobi and Surrounding Areas

We assist in obtaining a credit card. Amounts up to 1 million KES. Processing time up to 7 days. NO ADVANCE PAYMENT REQUIRED. Available in Nairobi. Applicants must be 24 years and older. A clean credit history with no delays is necessary. Please email or call us.

500 000 KSh
30 months
8,54% per annum

We Offer a Solution: Get a Loan with No Upfront Fees

ONLINE APPLICATION AND APPROVAL. NO NEED TO VISIT THE BANK! This offer is for those who need a loan today. FOR CLIENTS WITH ANY CREDIT HISTORY, BLACKLIST, NOT PASSING SCORING. If you have any bank card from any Kenyan bank, with online processing directly to your card account, this offer is available for all regions of Kenya, including Nairobi and Mombasa. You have a 100% approved, personalized loan offer from a major Kenyan bank. I guarantee assistance to everyone who contacts me. Reach out via EMAIL (provided in contacts), and you’ll have the funds today.

20 000 KSh
132 months
21,87% per annum

We assist individuals with low credit scores in obtaining loans.

💡Private Loan. Receive in an Hour! 📂 in the ‘Lend Money’ section 📖 Offering up to 3,000,000 Kenyan Shillings from my own funds. No credit history checks. Loan arrangement with a promissory note, by ID card. 14% annual interest. No employment verification required. Receive funds in just an hour! You can send your application to

250 000 KSh
42 months
5,80% per annum

Same-Day Financial Assistance for Kenyan Citizens.

💡 Assistance with Loans in Arrears 📂 in the ‘Consumer Credit’ Section 📖 We offer help in obtaining loans throughout all regions of Kenya. Our focus is on delivering results, working directly with banks. Assistance is provided regardless of your credit history. We do not require upfront payments; all services are paid upon completion. Loan terms range from 12 months to 7 years, with amounts from 50,000 KES to 2,500,000 KES. Age requirement is between 18 and 70 years. Employment is not necessary (no need for official or any other job). No collateral or guarantors required. Just two documents: an ID and any other document. Interest rates range from 10% to 23% per annum.

80 000 KSh
19 months
3,92% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
4.1,0/5 14,7% 1 600 000 KSh
SMEP Microfinance Bank Limited
4.6,0/5 4,9% 2 900 000 KSh
Faulu Microfinance Bank Limited
4.2,0/5 0,1% 4 800 000 KSh
SBM Bank Kenya Limited
4.5,0/5 8,5% 200 000 KSh
Prime Bank Limited
4.4,0/5 10,7% 300 000 KSh
Ecobank Kenya Limited
4.3,0/5 12% 1 300 000 KSh
I&M Bank Limited
4.8,0/5 0% 2 300 000 KSh
Absa Bank Kenya PLC
4.4,0/5 13,5% 2 400 000 KSh
Equity Bank Kenya Limited
4.4,0/5 7,7% 300 000 KSh
KCB Bank Kenya Limited
4.6,0/5 11% 2 100 000 KSh
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