Cynthia Wandia
Updated 26.05.2025

Private Person Loans in Kisumu

Amount, KSh
70 000

Urgent Assistance in Securing a Loan for Emergency Needs.

A private lender offers loans to residents of Kenya at 20% annual interest. No guarantors, employment verification, or collateral required. To apply, you need to present two documents such as an ID and one other document of your choice. The minimum loan amount ranges from 150,000 to 5,000,000 KES, with terms up to 10 years and the option for early repayment. Available for any purpose, regardless of credit history and even with unofficial employment. Agreement signing in the office.

130 000 KSh
42 months
4,48% per annum

Guaranteed Loans Across Kenya, 100% Approval, Even with Existing Bank Debts, No Prepayment Required

I am offering financial assistance with a promissory note on flexible terms without a credit history check. To proceed, you’ll need two documents and your contact information. For a convenient application and loan disbursement process, simply send an email specifying the loan amount you require.

200 000 KSh
12 months
2,09% per annum

Consumer Loan Up to 2,000,000 KES, Available in All Regions with Bank Branches

Simplicity is the key to success, and we handle everything without any upfront fees or rejections, making it easy! Simply because we’ve been working in the banking sector for many years and have gained substantial experience! We have a broad sphere of influence to completely eliminate even the possibility of rejection! You just need to have two documents and no current overdue debts when applying! So, just grab your documents and give us a call, we’ll solve all your problems! Because it’s our job to assist those who are unemployed without trying to deceive by selling fake certificates! If you’re facing heavy burdens and can’t verify your income, just call us!

50 000 KSh
30 months
12,49% per annum

Guaranteed Same-Day Loan Approval with No Upfront Fees.

Issuance of unsecured loans to individuals from personal savings for temporary use for a term of 3 years on predetermined terms during a personal meeting in Nairobi with an interest rate of 36% per annum. Various categories of borrowers are considered—debtors, employees with “informal” salaries, those with poor credit histories, and others. The process is straightforward—a receipt of loan issuance.

150 000 KSh
120 months
3,05% per annum

Affordable Personal Loans with Reasonable Annual Rates

Dear Borrowers! I offer cash loans or direct transfers to your account, with amounts up to 3,000,000 Kenyan Shillings. No collateral, guarantors, or any upfront payments required. Loans are processed on the same day if you apply before 6:00 PM Nairobi time! I work with almost any credit history. CONTACT FOR COMMUNICATION: EMAIL or WhatsApp in the contact details of the advertisement!

130 000 KSh
23 months
9,59% per annum

We have the connections and resources to provide real assistance in securing loans even for those who have been turned down elsewhere.

We offer financial support on favorable terms with low interest rates and minimal documentation requirements! Get cash or transfer directly to your card for any purpose! Same-day service available in your area! No advance payments, no collateral, no guarantors, and no hidden fees! Our services include: ☑️Assistance in obtaining bank loans, ☑️Help in acquiring credit cards, ☑️Finding a credit donor, ☑️Arranging private loans, ☑️Refinancing mortgages, car loans, personal loans, microloans, and credit cards. We guarantee support for borrowers with high credit burdens, those working informally, without income proof, regardless of credit history, and even with existing delinquencies. We provide personalized service and professional, high-quality assistance to each client! We guide you from the document collection and application process to the receipt of borrowed funds. Get any credit product with our help today by reaching out via email.

70 000 KSh
72 months
10,55% per annum

CONTACT US FOR A LOAN, WE PROVIDE QUICK HELP WITH NO UPFRONT FEES

Get a consumer loan for any of your needs, whether it’s a phone or a plane. Just two documents and Kenyan registration required. Fast and efficient, with no upfront fees. Not a microfinance institution. We do not send mass mailings. We provide consultation on loan products. Low interest rates. Excellent terms. If necessary, we assist with registration and other documentation.

For inquiries, contact us via email or phone.

140 000 KSh
9 months
4,09% per annum

Get Funds with No Collateral or Advance Fees.

We will successfully finalize your loan requests with a simplified application process, without credit scoring analysis. Personal loan options are available for any cash amounts you may need. We offer agreements with our exclusive, reputable bank. Applications can be submitted directly at our loan office or remotely. You can receive your funds within 2 to 3 days, often with a decision made on the same day you apply. We work with additional regional offices for your convenience in conducting transactions. For more information, please call:
19

200 000 KSh
80 months
4,99% per annum

Private Loan Offer: No Checks, No Upfront Fees.

We assist borrowers with damaged credit histories and overdue payments, regardless of your region of residence. We help citizens aged 18 to 69 to obtain funds. Our services do not require any upfront payments, collateral, or hidden fees. Reach out via email or phone to learn more about how to receive amounts ranging from 100,000 to 4,000,000 Kenyan Shillings.

40 000 KSh
2 months
7,99% per annum

We provide complete assistance in applying for and obtaining a loan even with payment delays!

We specialize in handling extremely complicated, difficult, and seemingly hopeless credit histories. Blacklists and stop lists are not uncommon in our practice, and we are well-versed in solving these issues. We arrange loans for individuals with criminal records, court orders, and enforcement orders. We also offer assistance with employment. Transactions are completed only once the loan is approved. Call us! Reach out via email!

15 000 KSh
50 months
1,49% per annum

Get a Loan Without Leaving Your Home in Kenya.

I offer assistance in obtaining loans with various credit burdens and any credit history. I guarantee that the bank will issue a loan with just two documents. There are no upfront payments of any kind; my service fee is settled after you receive the cash from the bank. I am not a broker or intermediary. I hold a specific position within the bank and have access to make decisions on all loan applications. No collateral or guarantor is required, and loans can be arranged with any credit history bypassing traditional scoring. Standard borrower requirements: Kenyan citizenship, permanent Kenyan residency, age 23 – 60 years. No remote arrangements or account transfers; visiting the Nairobi branch is mandatory for loan issuance. If you genuinely need help obtaining a loan, reach out to me, and we’ll discuss the details via email. Please provide brief information about yourself and the purpose of the loan.

170 000 KSh
24 months
12,24% per annum

Personal Loans for Any Situation

We offer assistance in obtaining loans, ensuring a stable approval process and positive decisions from the bank for our clients. We charge only for the results, and there is only one result: the borrower receives the loan funds in their hands. There are no other payments at any stage of the process. We work with any credit history and can assist borrowers who are on stop lists, debtors to banks and microfinance organizations, or those simply overextended with credit. Only a passport, an additional document, and a one-time visit to the bank to collect the approved amount are required. We accept applications via email from all regions, except Mombasa.

70 000 KSh
60 months
1,49% per annum

Nakuru Region. Loan. Assistance.

No upfront payments, legally, quickly, simply, and most importantly, without refusals! We can do all this because we have been working with banks for several years! You only need to have your ID and any other document with you, that’s it! Then, we will arrange for you as much credit as you desire without any advance payment! This means you won’t have to pay even a single shilling in advance! However, there are mandatory requirements to guarantee the result: – No outstanding overdue payments at the time of applying for the credit – You must be at least 21 years old and no older than 75 years!

250 000 KSh
5 months
17,36% per annum

Loan for Kenyan Residents Aged 18 to 65 Without Advance Payment

An individual is urgently offering a loan with a promissory note for the amount you need, ranging from one hundred thousand to three million shillings, on the day you apply. No intermediaries involved. Credit history is not considered. You can submit your application via WhatsApp at +25472992826.

120 000 KSh
6 months
6,45% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.1,0/5 14,1% 900 000 KSh
Prime Bank Limited
4.5,0/5 3% 4 600 000 KSh
Ecobank Kenya Limited
4.3,0/5 5,8% 600 000 KSh
Diamond Trust Bank Kenya Limited
4.6,0/5 12,4% 1 400 000 KSh
NCBA Bank Kenya PLC
4.9,0/5 5,8% 4 800 000 KSh
Stanbic Bank Kenya Limited
4.9,0/5 9,5% 2 200 000 KSh
Absa Bank Kenya PLC
4.5,0/5 4% 3 500 000 KSh
Co-operative Bank of Kenya Limited
4.9,0/5 12,4% 500 000 KSh
Equity Bank Kenya Limited
5,0/5 8,7% 4 300 000 KSh
KCB Bank Kenya Limited
5,0/5 6,6% 2 300 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email