Cynthia Wandia
Updated 27.05.2025

Private lender in Kiserian

Amount, KSh
70 000

Offering Assistance to Obtain a Loan Without Income Verification

Getting a loan with a poor credit history, even if banks have denied you, is possible! We offer our clients various loan programs. We will help you choose and arrange a loan specifically tailored to your situation. We offer:

– Bank loan through established connections, bypassing checks and scoring for up to 10 years;
– Private loan with the most favorable interest rate but shorter loan terms.

Interest rates in all cases do not exceed 20% per annum. Amounts up to 3,000,000 Kenyan Shillings.

Need money urgently? Contact us!

100 000 KSh
60 months
1,75% per annum

Everyday Proof: Getting a Loan with a Bad Credit History is Possible in Kenya

I am not a bank or a broker; I provide loans from my own funds, directly to your account or in cash. I am available for video calls to discuss details, and in-person meetings can be arranged for those nearby. Loan amounts, terms, and interest rates are individually negotiated with each client. My conditions are beneficial for both parties involved. No credit checks or income verification are required. Please feel free to reach out via email. I will respond to everyone. Contact me at: 18

50 000 KSh
12 months
9,41% per annum

Hassle-Free Loan Processing – Bank Visit Only for Disbursement, Bad Credit History Not an Issue, We Handle Everything

Loans are available to citizens of Kenya, aged 20 to 65. You only need your ID and any other document. There’s no need to gather references or copies of your work record. Up to 1,000,000 Kenyan shillings with an interest rate of 22-28% per annum. Payment plans are available for up to 7 years, based on your preference. We are not concerned with your credit history, as this is not a bank loan. The agreement is made in a notary’s office upon meeting. We have been in the market for over 4 years. Everything is legal and transparent. To apply for the loan, you won’t need a single penny of your own money!

80 000 KSh
24 months
22,46% per annum

Private Lender Offers Quick Cash Loans on Accessible Terms in Many Cities Across Kenya and Neighboring Countries

Quick Assistance in Obtaining a Loan – You Contact Us, We Handle the Rest

You only need to visit the bank once to sign the loan agreement and receive the loan funds. We work with any credit history and bank or microfinance institution delays, as long as you don’t have existing loans with our bank. Our services are available in all regions where the bank has branches. No income verification required, swift processing, minimal documentation. Our commission is up to 25% of the loan amount obtained.

350 000 KSh
12 months
6,62% per annum

Easy Access to Funds with Direct Assistance from Bank Security Staff!

We guarantee to lend you money. We operate officially and transparently, providing loans throughout Kenya. We review applications within 1 day. Funds are issued in your presence within 3 hours. We consider clients with a challenging credit history. Money can be given in cash, or transferred to your bank card or bank account, according to your preference. The only mandatory condition is having registration. Complete information is available by phone or email.

60 000 KSh
39 months
12,49% per annum

Offering Assistance to Obtain a Loan of Up to 5,000,000 Kenyan Shillings with Credit History

Loans. Borrow Money. Money at Interest. Investor.
• Real estate collateral from 8% per annum, amount from 300,000 KES
• Without collateral from 16% per annum, amount up to 300,000 KES
• Collateral without change of ownership.
• Only regions: Nairobi, Mombasa, Kisumu.
• Bankrupts denied.

250 000 KSh
18 months
15,40% per annum

Comprehensive Assistance in Obtaining Loans with Bad Credit History

A private investor offers loans with a promissory note from personal funds. Available only for genuine borrowers. Your credit history doesn’t matter when evaluating your application. I understand the credit market situation and am ready to help in difficult times. You can receive up to 4,000,000 Kenyan Shillings for a period of 7 years.

I only require a couple of documents from the client, a personal visit for the paperwork, and timely payments throughout the term of the note. The loan is handed over directly to the borrower. I invite you to call and discuss the available terms.

I also process bank loans directly through SB Bank without intermediaries. Funds are disbursed on the day of application. You can submit an application via the provided email or phone number.

250 000 KSh
24 months
10,89% per annum

Get a Loan with No Upfront Fees

We offer you the opportunity to enhance your quality of life. We provide non-repayable loans even if you have delays, directly to your bank card in your region. No paperwork or guarantors required, and we don’t ask for any upfront payments. We operate throughout Kenya, and funds are issued on the same day of application. All you need to qualify for a loan is to be over 18 years old, a citizen of Kenya, and to send us an email at the address provided in the advertisement. No collateral is needed. Our services are paid only after you receive the funds on your card. Get in touch.

140 000 KSh
6 months
22,99% per annum

WE GUARANTEE ASSISTANCE FOR BORROWERS WITH HIGH CREDIT LOAD, INFORMAL EMPLOYMENT, NO INCOME VERIFICATION, ANY CREDIT HISTORY AND OPEN DELINQUENCIES.

Private Loan for Individuals Even with Poor Credit History and High Debt Load
I provide loans to borrowers with any credit history, up to 4 million KES, requiring just a national ID and a second document.
I deal with complex situations, including open overdue payments, stop lists, and blacklists.
No upfront payments.
Documentation required includes a national ID and a second document of your choice.
Available every day, including weekends and holidays.
Contact me, I am here to help!

180 000 KSh
66 months
6,04% per annum

Business Cash Loans: Assistance in Approval on Convenient Terms

If your credit history is damaged and banks keep rejecting your applications, reach out to a broker for assistance. I can secure approval for you from a reliable bank in the shortest possible time. I work with major national banks. I review credit applications up to KES 5,000,000. I specialize in express tariffs, as they don’t require a large number of documents, and I can process clients without certificates. You will receive the lowest rate: my clients’ overpayment does not exceed 15%. This advantageous financial offer is available to all citizens from the age of 20. I tailor suitable conditions for each individual, which you won’t get from bank specialists. Any type of employment is accepted, even unofficial salaries. Reach out by specifying the necessary loan parameters and a convenient monthly payment size in your application. I will find options that meet your needs and secure a positive response from the bank. Contact me at email:

70 000 KSh
21 months
10,55% per annum

Loan Assistance with a Guarantee!

Are you searching online for financial assistance or a loan from an individual without any upfront fees? Take advantage of this offer and receive the help you need with a loan at reasonable interest rates. We provide loans up to one million Kenyan shillings, with an annual interest rate of fourteen percent, for a term of up to sixty months. We operate across all regions of Kenya, available to individuals aged 21 and over.

160 000 KSh
12 months
3,19% per annum

Contact us; we have the connections and resources needed to assist even the most challenging clients.

Our company offers assistance in refinancing existing loans on favorable terms. With over 7 years of experience in the lending sector, we collaborate with the top 10 banks as well as private investment firms. We have refinancing programs for personal, mortgage, and secured loans with interest rates starting from 5% per annum. With us, you won’t need to waste your time, we’ll take care of everything for you! Email us

120 000 KSh
360 months
6,45% per annum

Consult a banking specialist if you’re looking for a favorable loan option

We offer urgent and reliable assistance in resolving any financial difficulties. Loans provided by a highly qualified bank employee. Loan amounts range from KES 200,000 to KES 3,500,000 with just two documents. The requirements are incredibly simple and transparent: loan terms up to 7 years; application review within 15 minutes; valid ID; potential client age – at least 18 years; interest rate from 12% to 18% per annum; no collateral, no down payment, no guarantors required; no fees or suspicious charges. Approval is guaranteed for all borrowers, regardless of bad credit history, defaults, or blacklists. We handle even the most challenging cases, nothing intimidates us. Call us now!

130 000 KSh
18 months
1,49% per annum

Helping Kenyan Citizens Access Funds Quickly Without Any Advance Payments

💡 Large Loans from a Private Lender. No Middlemen. 📂 in the ‘Offering Loans’ section 📖 I offer my capital for your use at reasonable interest rates. Acceptable amounts range from 100,000 KES to 3,000,000,000 KES. Larger amounts can be discussed on an individual basis. From 1 year to 10 years. Being an adult is a given. Having two documents to verify your identity is a must. Being creditworthy is, of course, necessary. I will send the main, detailed, and transparent conditions via email or messenger. Feel free to write or call.

170 000 KSh
54 months
10,71% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.2,0/5 14% 2 600 000 KSh
Kenya Women Microfinance Bank PLC
4.1,0/5 9,9% 3 200 000 KSh
Bank of Africa Kenya Limited
4.7,0/5 3,6% 3 300 000 KSh
Prime Bank Limited
4.9,0/5 0% 2 400 000 KSh
Ecobank Kenya Limited
4.4,0/5 2% 2 500 000 KSh
I&M Bank Limited
4.1,0/5 0,1% 4 000 000 KSh
Standard Chartered Bank Kenya Limited
4.5,0/5 7,4% 4 500 000 KSh
Co-operative Bank of Kenya Limited
4.2,0/5 8,1% 500 000 KSh
Equity Bank Kenya Limited
4.6,0/5 1,3% 2 000 000 KSh
KCB Bank Kenya Limited
4.9,0/5 11,5% 300 000 KSh
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