Cynthia Wandia
Updated 27.05.2025

Bad Credit Loans in Kimilili

Amount, KSh
70 000

Consumer Loans Up to 3,000,000 KES, Quick Credit Approval Process

We offer assistance in obtaining loans for residents of Nairobi and its surroundings with a positive credit history. Instead of online applications, our specialists work directly in bank branches.

70 000 KSh
54 months
12,09% per annum

Quick Bank Loan Approvals for Everyone, No Upfront Fees or Documentation Needed!

A loan secured by real estate on favorable terms with an attractive interest rate. No need for statements, the property remains in your ownership. Please provide your phone number, a brief description of your situation, and the best time for us to call you. [email protected]

110 000 KSh
72 months
10,55% per annum

Personal Loan from a Private Investor!

I offer assistance in securing a loan for all debtors across our country. We provide help in arranging and obtaining funds either from banks or private individuals. We guarantee that you will not leave empty-handed and your loan will be approved. Please leave your application and the amount you wish to receive at our email address.

140 000 KSh
12 months
22,46% per annum

Get a Loan with Minimal Documentation, No Income Verification, and No Upfront Fees

By reaching out to us, you can quickly secure a bank loan with just two primary documents. Proof of income is not required, and there are no advance payments of any kind. It doesn’t matter if your credit history is poor or loaded; we can address these and other issues that arise during the loan process. We collaborate with a number of reputable banks where we can guarantee our clients hassle-free application approval. We serve all regions of Kenya, and we don’t just make promises; we truly help. Applications are accepted via email.

130 000 KSh
108 months
9,92% per annum

Loans for All Borrower Categories with Reliable Bank Connections

Under our loan agreement, we offer financial assistance regardless of your situation. Whether you have a bad credit history, existing debts, or outstanding delays, it doesn’t matter to us. The most important factors are your ability to repay and being at least 18 years old. We provide loans across all regions without restrictions.

90 000 KSh
12 months
1,75% per annum

Get Cash Without Upfront Payments This Holiday Season!

💡The best conditions and shortest terms in the ‘borrow money’ section 📖 If you’ve faced rejections and upfront payments everywhere. Assistance in obtaining money today in all regions and by all possible means without collateral and investments. With the best rate and without any upfront fees. Directly to a card, account, or in cash without leaving your city. Review with three documents in 10 minutes. Amounts up to 2 million KES, repayment periods up to 7 years. For citizens of the country from any social group. Not for those with open court rulings or asset seizures. You can learn everything by email on any day.

20 000 KSh
64 months
12,09% per annum

Financial assistance without upfront fees or intermediaries.

We provide assistance with loan applications, ensuring a successful submission and a positive bank decision for our clients. We charge only for the outcome, and there’s just one outcome we aim for: delivering the loan funds directly to the borrower. There are no other fees at any stage of the process. We work with all credit histories, offering help to borrowers on blacklist, bank defaulters, and those heavily in debt. All you need is a national ID, an additional document, and a one-time visit to the bank to collect the approved amount. We accept applications from all regions except for specific restrictions. Send your applications via email to subboti.

100 000 KSh
24 months
1,75% per annum

Offering Private Loans Without Advance Payments or Collateral Up to KES 4,000,000

Fast assistance in obtaining a loan with a minimal set of documents Available for Kenyan citizens over 19 years old, with permanent registration in any region of the country Credit history of any complexity We offer a turnkey service We help even those who have been refused everywhere else Contact us and see for yourself Applications are accepted via email

150 000 KSh
8 months
10,13% per annum

Looking for a change and need a loan? Get it now with our assistance – no upfront fees and no paperwork required!

– No commodity loans, random transfers to the card, or sending applications to random banks; we work only for real results. – A stable and reliable partner bank, one of the largest in Kenya, with our employee in a management position. – Requirements: Kenyan citizenship, any region of registration, Age – not younger than 24 years. Official employment is not required; we will consider any credit history, even the most challenging. – From our side: guarantees and reliability, real results, quick processing time. A unique loan application processing scheme through the bank with full support. – Credit limit from 400,000 to 5,000,000 KES, favorable interest rate, no collateral or guarantors required. – Payment strictly upon completion of work, no advance payments, reasonable compensation. Call now. Credit disbursement strictly in Nairobi.

170 000 KSh
3 months
7,07% per annum

Funds from a private lender. No bank involvement required. Get money on the same day.

Loans available for individuals, entrepreneurs, and CEOs without any upfront payments!
Importantly, there are no rejections when you apply, as we work directly with the bank and make the decisions ourselves!
This means you are guaranteed to get the money, and you can do so with just two documents!
Even if you’re currently unemployed, there’s no need to buy fake certificates; we don’t engage in any deceit!
If you encounter such difficulties, we address them without charging you any fees!
So, if you’re looking to receive between 120,000 to 8,500,000 Kenyan Shillings, just give us a call!

180 000 KSh
15 months
6,18% per annum

We Offer Assistance in Obtaining Loans with Challenging Credit Histories

I offer loans with interest to all applicants regardless of their credit history. Only face-to-face meetings in Nairobi, Mombasa, Kisumu, or Nakuru with a loan agreement ranging from 300,000 to 4,000,000 Kenyan Shillings. I provide a low interest rate, and no credit history is checked. All citizens can receive a loan, regardless of their place of registration, including those working informally, retirees, unemployed individuals, persons with disabilities, military personnel, and homemakers. The transaction is completely transparent, legal, and legitimate.

Additionally, I facilitate bank loans through KCB Bank without refusals! You can get answers to all your questions by phone until 10:00 PM and via email at any time.

180 000 KSh
56 months
9,41% per annum

Loans Available for Everyone, No Upfront Fees or Documentation Required

We are not brokers, and we do not distribute applications to all banks. We offer professional assistance in obtaining cash loans. Your application for financial assistance will be processed through bank employees. We provide help to all Kenyan citizens, and we operate strictly with no upfront fees. You pay the commission for our services only after you receive the funds. Applications are processed remotely; you need to visit the bank just once to sign the contract and collect your money. The contract signing and fund disbursement process takes between 30 minutes to 1 hour. More details will be provided during a personal meeting and over the phone.

A minimal set of documents is required. We consider complex situations, including debtors, those with a criminal record, high liabilities, poor credit history, or those on a stop-list. We have earned the trust of many over the years with a personalized approach for every client. We accept applications ranging from KES 250,000 to 5 million. We value our reputation.

Our services are available to individuals aged 21 to 75 without requiring collateral or guarantors. With over 10 years of experience, we offer extensive capabilities in the lending sector. We provide consultations over the phone.

Contact us via email. Our working hours are weekdays from 9:00 am to 7:00 pm, and Saturdays from 12:00 pm to 4:00 pm. We look forward to your calls and emails.

150 000 KSh
15 months
2,09% per annum

Offering Personal Loans from My Own Funds

Investing personal funds at 15% per annum. Up to 20,000,000 KES. Cash money. Only in-person meetings. The transaction is notarized. Borrowers must be at least 19 years old, strictly Kenyan citizens. Loan conditions are tailored individually for each borrower. I operate in all regions except for North Eastern and the Coast.

40 000 KSh
42 months
18,42% per annum

Assistance in Obtaining a Bank Loan: Transparent and Beneficial Terms, Serving All Credit Histories

We assist with all types of issues you may encounter when applying for a loan. We guarantee you will receive the funds on the same day you apply. Our services are available throughout Kenya, including Nairobi and Mombasa.

We assist regardless of your credit history or any past due payments. We approve realistic loan amounts that are actually feasible to receive from a bank, ranging from KES 100,000 to KES 4,000,000, with terms from 6 to 84 months and the possibility of contract extension. We don’t promise you unattainable amounts; we deal only with realistic sums that you can truly receive.

To apply, we require the following information from you:
1. Your Kenyan ID
2. Any other form of identification
3. The specific amount you need and the desired loan term
4. Your phone number

There are no upfront payments, collateral, guarantors, or transfers required. All fees are due only after you receive the funds, and nothing needs to be paid beforehand.

180 000 KSh
90 months
12,09% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.9,0/5 12,3% 2 400 000 KSh
Faulu Microfinance Bank Limited
5,0/5 14,4% 4 200 000 KSh
Bank of Africa Kenya Limited
4.4,0/5 10,9% 1 500 000 KSh
SBM Bank Kenya Limited
4.2,0/5 13,1% 3 100 000 KSh
Ecobank Kenya Limited
5,0/5 13,9% 400 000 KSh
NCBA Bank Kenya PLC
4.2,0/5 4% 2 900 000 KSh
Stanbic Bank Kenya Limited
4.6,0/5 9,6% 4 000 000 KSh
Standard Chartered Bank Kenya Limited
4.3,0/5 12,5% 1 500 000 KSh
Absa Bank Kenya PLC
4.7,0/5 4,6% 2 600 000 KSh
Co-operative Bank of Kenya Limited
4.8,0/5 6,5% 2 500 000 KSh
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