Cynthia Wandia
Updated 12.06.2025

Loans from Private Individuals in Kilifi

Amount, KSh
70 000

Loans from Private Lenders up to 2,000,000 KES.

Official assistance in obtaining loans for individuals with bad credit history, blacklisted status, or current loan delinquencies. Standard interest rate: 16% per annum for the entire loan period. Remote application processing for amounts ranging from 150,000 to 8,000,000 Kenyan Shillings. Loan terms from 1 year to 5 years. Option for early repayment. I guarantee 100% success in obtaining a loan on the day of application upon meeting the conditions. Loan application decision within one hour. Same-day loan disbursement to a bank card or bank account without visiting an office. Borrower requirements: – Must be a citizen of Kenya – Have a stable source of income – Have permanent registration in Kenya – Age between 18 and 65 years – Possess a Kenyan ID and any second document (PIN, NHIF, or driver’s license) Send your request to the email provided; none will be ignored!

140 000 KSh
60 months
21,22% per annum

Get a Loan Without Documents, Even With a Stop List

Amount: from 200 thousand KES
Age: 18 – 70
Loan term: 20 years
Additional information:
We operate in all regions of our country.
We provide a tailored approach to each client, ensuring effective results.
A personal manager will be assigned to you.
Any credit history is acceptable; we assist those without official employment.
We accept clients with stop-lists or outstanding arrears.
We offer loans starting from 200 thousand KES with no upper limit.
Call us at: 02

10 000 KSh
5 months
15,95% per annum

Get Assistance in Securing a Loan Even with Outstanding Arrears

We offer Kenyan citizens expert assistance in obtaining bank loans. All you need to do is provide us with your ID and any secondary document, and visit the bank branch once to collect your ready-to-receive loan. With our help, you can obtain up to 5,000,000 Kenyan shillings in just one or two days. We operate on clear and transparent terms. There are no upfront fees or any commissions until the money is in your possession. We aim for positive results regardless of your credit history, even if it’s significantly negative. Contact us via email.

140 000 KSh
39 months
7,95% per annum

If you have damaged your credit history and keep facing rejections, seek assistance today.

Loans up to 4,000,000 KES. Interest rates are much lower than those offered by banks! Loans are available to individuals aged 18 to 68 without the need for collateral or a guarantor! Just provide your ID and a loan agreement. For private investments, your credit history, debts, and employment status do not matter. Funds can be disbursed on the same day of application if the loan is approved. Open to all Kenyan citizens, and available in Nairobi, Mombasa, Nakuru, and Kisumu. Residency can be from any region. For large amounts, personal meetings are required from 8 AM to 9 PM (EAT).

To apply and learn more about the conditions, email or call me!

110 000 KSh
110 months
8,98% per annum

The most favorable loan options available for all types of borrowers, including those in debt, heavily indebted, and unofficially employed.

Many people offer loans online and end up scamming. I take a different approach. I only conduct face-to-face meetings in Nairobi, Mombasa, Kisumu, or Nakuru to finalize a loan agreement ranging from 400,000 to 5,000,000 KES at a minimal interest rate that no bank will offer you. No collateral is required. Any credit history is acceptable, and I do not consider outstanding debts to banks. There is no credit history check. The age for obtaining a loan is no more than 68 years and no less than 18 years. Citizens with any Kenyan residence can receive a loan. I also arrange bank loans. Funds are disbursed on the day of application; please submit your request to my assistants via email or phone.

80 000 KSh
48 months
2,76% per annum

Get a Loan on Favorable Terms with Collateral

– We provide genuine assistance in obtaining loans
– Range: (Not to be confused with online applications!) from 1 million KES – to 1.5 million KES –
– Personal submissions: from 1 million KES – to 5 million KES –
– Loans with delays, for unemployed individuals (we do not engage in document falsification or forgery, we also do not ask you to acquire documents, WE DO NOT WORK WITH ALTERED DOCUMENTS EVEN IF THEY ARE MADE FOR YOU BY IMMIGRATION! Please do not contact us with such requests)
– Bankruptcy (if your financial situation is catastrophic) we help conduct bankruptcy procedures, whether comprehensive or simplified (we work with the Judiciary)
– We do not request or require any upfront payments! Payment is only after the work is completed!
– Our service percentage depends on the loan amount from 8% to 40%, the larger the amount, the smaller the percentage, and vice versa.
– We allocate our own funds under bankruptcy – Everything depends on your situation.

15 000 KSh
9 months
9,41% per annum

We guarantee access to loans on truly favorable terms

I offer loans to individuals under a contract. The terms are reasonable, and the requirements are minimal. The loan amount and duration are negotiated individually. The interest rate is the same for everyone at 10% per annum. Funds are available on the day of the request. For those residing in other regions, funds can be transferred to an account or bank card. Only a national ID is required. Applicants must be at least 20 years old. Credit history is not a concern. No fees are required. Just 20 minutes, and the money is yours. Send an email, I’m available. A list of documents will be provided!

500 000 KSh
72 months
5,57% per annum

Get a Loan Approved Quickly Up to 3,000,000 KES Without Any Upfront Fees!

I offer personal loans from my own budget with interest, available regardless of your credit history. You can secure a 100% private loan by contacting a genuine investor with positive feedback from previous borrowers. Loan amounts start from 300,000 Kenyan Shillings, with reasonable interest rates.

No upfront payments, insurance, or collateral is required. The loan can be disbursed within an hour. I operate throughout Kenya. Requirements for borrowers include: at least 18 years of age, Kenyan residency, no criminal record, and a sufficient income to repay the loan. A poor credit history or past due payments will not automatically disqualify you. All you need is your ID and the willingness to get the funds today. You can get answers to all your questions via email within 10 minutes!

60 000 KSh
6 months
7,16% per annum

Expert Brokerage Services, Personal Loans with Minimal Documentation in Kenya

Have you been denied a loan by the bank or brokerage firms? This is a common issue, but there is a solution. – Even if you have a bad credit history with overdue payments. – We offer favorable conditions for obtaining cash at a partner bank through a guarantor. – Arrangement through a closed deal on special terms. – Amounts up to 6,000,000 Kenyan Shillings. – It’s a reliable and simple way to receive funds. – Required documents: Passport and a second identification document. – Residence in Kenya. – Age from 25 to 59 years. Payment only for the REAL result for all participants in the transaction upon completion.

170 000 KSh
18 months
1,51% per annum

Get a Loan of up to KES 4,000,000 with Any Credit History. NO UPFRONT FEES OR COLLATERAL REQUIRED.

No upfront fees or hidden charges! Cash for any purpose! Bank loans at a low interest rate on the day of application! No guarantors or collateral required! We assist in obtaining a bank loan on favorable terms with a minimal set of documents! With our professional help, you are guaranteed to secure a loan from KES 30,000 to KES 10,000,000. We assist: regardless of credit history, outstanding arrears, high debt burden, and those working unofficially without income proof. We work with all regions of Kenya. Submit your loan application via email, and our specialists will promptly contact you, provide consultation, and help choose the best loan option for you.

10 000 KSh
24 months
9,41% per annum

Loan from an Investor

I am offering a personal cash loan quickly and for a long-term period. You can request amounts from 300,000 KES to 4,000,000 KES with just your ID and a loan agreement. We offer a low annual interest rate with the most favorable requirements. Loans are available to students, retirees, unemployed individuals, persons with disabilities, military personnel, and homemakers. Guaranteed approval for everyone, no exceptions! No credit history check and no collateral required. For large sums, personal meetings are necessary. Available every day without breaks or weekends. You can apply via email.

30 000 KSh
39 months
10,71% per annum

Get a Loan on Your Card Regardless of Credit History

We offer comprehensive legal assistance in obtaining loans, as well as in securing compensation for insurance and other products imposed by banks. We facilitate the arrangement of the necessary loan amount without distributing your information to banks and without purchasing various certificates. We provide an individualized approach for everyone, including those with: Bad credit history; Low credit scores; No official salary; High credit burden; No collateral, etc. Special conditions are available for legal entities. We assist across all regions in Kenya. Our services are based on a contract. We have partners and are open to new collaborations. We provide professional and qualified support in debt settlement and bankruptcy cases. We also assist in non-standard situations. Guaranteed service. Contact us via email or WhatsApp, as specified in the contact information of this advertisement.

5 000 KSh
60 months
3,92% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.9,0/5 13,3% 5 000 000 KSh
Rafiki Microfinance Bank Limited
4.8,0/5 14,4% 200 000 KSh
Bank of Africa Kenya Limited
4.4,0/5 12,4% 2 500 000 KSh
SBM Bank Kenya Limited
4.8,0/5 13% 1 700 000 KSh
Ecobank Kenya Limited
4.8,0/5 6,9% 2 400 000 KSh
Family Bank Limited
5,0/5 1,8% 1 000 000 KSh
Standard Chartered Bank Kenya Limited
4.9,0/5 10,5% 4 900 000 KSh
Absa Bank Kenya PLC
5,0/5 3,6% 4 700 000 KSh
Co-operative Bank of Kenya Limited
4.9,0/5 3,5% 300 000 KSh
KCB Bank Kenya Limited
4.5,0/5 4,4% 1 800 000 KSh
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