Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Kilifi

Amount, KSh
70 000

Offering Loans Up to KES 2,000,000!

Private loan for up to 5 years, loan amount up to 2,000,000 KES, interest rate of 18% per annum. Processed within one day, applications accepted until the end of April. Please email for all terms and conditions.

70 000 KSh
22 months
9,23% per annum

The Best Offer for You! Assistance Available Even with Negative Credit History

For those seeking an emergency loan, I offer an affordable interest rate of 2%. Have you been rejected by multiple banks? Do you need funding to consolidate debt or finance your business for growth? We are the best solution for your needs as a private lender. We provide loans to clients interested in low-interest rates. If you’re interested, feel free to let me know the amount you need for the loan.

20 000 KSh
5 months
17,36% per annum

Loans for Any Purpose, Lending in Any Circumstance

We make loans accessible with 100% approval! We offer the best loan terms: low interest rates, no upfront payments or hidden fees, and no need for guarantors or collateral! We assist in securing a bank loan on the day of application with minimal documentation required! With our help, you are guaranteed to receive a loan ranging from KES 300,000 to KES 10,000,000 in cash for any purpose. We assist: regardless of credit history, open delinquencies, high debt load, or informal employment without income proof. We work with all regions of Kenya and East Africa. Our professional and high-quality approach is tailored to each client! We provide support at all stages: from document preparation and application submission to you receiving the loan funds. Additionally, only for our borrowers, we offer: a promotion – deferral of the first payment and a service – loan holidays. Send your loan applications to us by email:

200 000 KSh
144 months
2,56% per annum

Get a Loan Up to 5,000,000 KES with No Upfront Fees or Collateral, Available Today

Offering loans to borrowers with any credit history.
We provide assistance in obtaining a bank loan or a private loan. The choice is yours!
Your region of residence and any overdue payments do NOT matter!
No collateral or advance payment required!
Application process with ID and personal identification number.
Can’t verify your income? Not a problem!
Available loan amounts range from 300,000 to 5,000,000 Kenyan Shillings, with an interest rate starting from 9.9% per year, tailored to each individual.
Call, write, no one will be ignored!

190 000 KSh
22 months
1,44% per annum

Private Loan Offer

Loans for any purpose with an ID and a second document Lending in complex and non-standard situations, donor, consumer, private Depending on the borrower’s circumstances and requests, we will find the optimal options for obtaining the required amount Bad, zero, loaded, or neglected credit history, we find a solution for each client We only charge fees after the loan funds are disbursed, no advance payments Contact us by email

190 000 KSh
7 months
6,04% per annum

Loans Without Upfront Fees for Any Purpose

We offer assistance in obtaining bank loans. We work with trusted and reliable bank employees, bypassing all checks, so the client’s credit history does not matter to us. Loan amounts range from KES 200,000 to KES 3,500,000. We operate across all regions. More than 90% of our clients are satisfied with the results and receive the loans they desire. The annual interest rate does not exceed 13%, and our commission is fixed at 10% of the received amount. There are no upfront fees; everything is strictly documented after you receive the loan. We guarantee complete confidentiality and ensure no fraudulent activities on our part.

200 000 KSh
96 months
7,89% per annum

Immediate Assistance for Financial Difficulties

Good day. I urgently need a credit guarantor from Nairobi or nearby towns. The amount is 500,000 KES, preferably for a term of 7 years (5 years is also acceptable) with the option for early repayment. The goal is to refinance bank products. I am officially employed, have a stable income, Kenyan citizenship, and permanent residence in Nairobi County. Payment for your services will only be made upon successful receipt of the credit (during a personal meeting). Please send your terms to my email.

70 000 KSh
40 months
26,75% per annum

Get a Guaranteed Loan Approval through Our Bank Contacts

Transparent lending terms without any upfront fees, paid checks, or any payments from the borrower before receiving the loan funds.

Funds can be obtained through bank or private lending.

We work with reputable banks and a reliable investor who is ready to provide funds at a reasonable interest rate.

This offer is available in all regions where bank branches and investor offices are located. To apply, you will need two documents, and funds must be collected in person. No online transfers or dubious requests to prove payment capacity or pay for checks and the like.

Please reach out via the contact email.

90 000 KSh
11 months
17,91% per annum

Quick Loan from a Private Investor Using Personal Funds Without Collateral

Need money urgently? Rejected by banks? We have solutions. Stop paying for nothing. I operate strictly with no upfront fees or prepayments. I offer loans directly from my business, with amounts up to 4 million KES for terms up to 7 years. Interest rates are personalized and lower than banks. Credit history does not affect the decision. You’ll need two documents to apply. I review the application personally and make a decision within an hour. Then you can collect the funds in a city of your choice (we have representatives in Nairobi and other locations).

100 000 KSh
6 months
8,54% per annum

Borrow Money Starting from 150,000 KES

Private lending for individuals.
Requirements:
Kenyan citizens up to 60 years of age, with a steady source of income. No criminal records and no health issues.
Terms:
Amount up to 600,000 Kenyan shillings
Term up to 24 months
Interest rate: 20% – 50% annually, calculated individually based on the state of the credit history.
Formalized by a notarial loan agreement.

90 000 KSh
72 months
7,07% per annum

Borrow Money from a Private Lender Without Upfront Fees!

We offer loans up to 2,000,000 Kenyan Shillings, available under any circumstances. We assist you in obtaining a loan on the very day you apply. Even if your credit history is not in good shape, or if there are overdue payments, or you have a high credit load, we can help you secure a loan. Minimal documentation required, with no hassle, no mailings, and no certificates. We operate in all regions of the country. Applications are accepted via email.

120 000 KSh
27 months
17,36% per annum

Loans and Credits for the Public: Financial Assistance Available Today

Get a loan on the same day you apply. No need to gather a pile of documents or provide employment certificates! Loans are issued with just your ID, without checks or calls to your workplace. We focus on results and consider overdue accounts for more than 120 days. Our offer is available to all categories of citizens, regardless of credit history. The final loan amount will depend on your credit history and outstanding debts from previous loans. Loan service terms for borrowers: • Loan repayment within six months with a favorable interest rate • Instant approval, no collateral required • Immediate transfer to your bank card upon approval • 24/7 support from our specialists • Convenient repayment options, loans for any purpose You can submit your application via email in any format. We are ready to receive your messages every day, with no breaks, holidays, or weekends. Call or write to us.

80 000 KSh
72 months
15,95% per annum

Trouble Getting a Loan from Banks? We’re Here to Help

We can assist you in obtaining a loan. Up to 3,000,000 KES in just 1 – 2 days. Absolutely reliable. Only real loans and efficient work with each client! We consider borrowers with a bad credit history and high credit load. No upfront payments required. We work every day, so feel free to call us at any time convenient for you.

400 000 KSh
144 months
7,61% per annum

Loan Available with Poor Credit History and No Job Verification Needed

We work quickly and reliably! Official loan approval in several banks in Nairobi! No certificates, no collateral, no upfront fees! Loan from 10000 KES in 15 minutes! Loan from 500000 KES in a day! Loan up to 6500000 KES in 2 – 3 days! Loan with two documents! The mandatory document is a Kenyan passport! Age from 21 years! Call us! We are waiting for your calls!

160 000 KSh
12 months
7,53% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.3,0/5 13,9% 2 900 000 KSh
Rafiki Microfinance Bank Limited
4.6,0/5 3,6% 1 700 000 KSh
Kenya Women Microfinance Bank PLC
4.9,0/5 9% 4 500 000 KSh
Prime Bank Limited
4.2,0/5 7,5% 1 300 000 KSh
Family Bank Limited
5,0/5 14,4% 3 100 000 KSh
I&M Bank Limited
4.7,0/5 3,6% 4 300 000 KSh
Diamond Trust Bank Kenya Limited
4.7,0/5 4,4% 2 900 000 KSh
Standard Chartered Bank Kenya Limited
4.4,0/5 6,4% 3 000 000 KSh
Absa Bank Kenya PLC
4.5,0/5 14,3% 2 800 000 KSh
Equity Bank Kenya Limited
4.4,0/5 14,8% 2 300 000 KSh
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