Cynthia Wandia
Updated 26.05.2025

Bad Credit Loans in Kiambu

Amount, KSh
70 000

Move Forward! Rise Above Your Circumstances – Loans Made Easy in Nairobi! Our Banks Will Approve and Disburse Loans Based on Your Applications!

Qualified broker assistance in obtaining loans for individuals. Over the years, we have established mutually beneficial relationships with employees of various banks and have agreements with active investors. The application process is completely transparent, with no advance payments required at any stage. We operate in almost all regions of our country. If you want to secure funds without risk and hassle, contact us at our email.

100 000 KSh
60 months
16,29% per annum

Urgent Loan Assistance: High Approval Rates Through Bank Representatives

We address credit issues through our contacts in the bank. Everything is legal and transparent. I can provide consultation on any matters related to obtaining a loan or managing debt obligations. I’ll offer sound advice and assist you in securing a loan, regardless of the challenges you may face.

We conduct quick and accurate checks through all major databases independently. We’ll handle all preliminary negotiations with bank staff and only proceed with your case to ensure a guaranteed positive outcome.

To begin working with us, call the number below between 9 AM and 8 PM any day of the week, including weekends.

130 000 KSh
36 months
2,81% per annum

We assist in finding and securing a personal loan even with current delinquencies.

Loan. Borrow money. Bank loan. Loans available across Kenya. Assistance for the unemployed and those with overdue payments. Send an email and I’ll explain everything. No upfront payment needed, I don’t sell certificates. Write to me.
07

90 000 KSh
12 months
2,09% per annum

Getting a Loan is Easy: Apply and Receive Funds Instantly

Looking for a reliable person to help you secure a loan? Look no further. We will arrange, submit, and process your loan application (even with multiple banks if needed), and organize disbursement in any region where we have branches. We handle everything within one or two days, depending on the amount and region of disbursement. No upfront fees, no pressure for paid contracts. There’s no need to travel, wait, stress, or worry. Payment is not required upon approval of the application but only once the borrower receives the loan funds in hand. We take a commission solely based on the borrower receiving the loan funds. Disbursement is available in Nairobi and other regional bank branches. Contact us by phone or email.

120 000 KSh
48 months
5,96% per annum

Loans Available Regardless of Circumstances, Nationwide Coverage

Same-day loan approval! We offer loans to all citizens, regardless of registration location, with disbursement available exclusively in Nairobi. Applicants must be between 18 and 70 years old. Borrow any amount up to 1 million Kenyan Shillings. All you need to apply is your ID card. No upfront fees, insurance, or advance payments required. No need to purchase any documents either, as we operate on a simplified system!

110 000 KSh
360 months
5,80% per annum

Professional Assistance for Borrowers with Outstanding Delinquencies, Poor Credit History, High Debt Load, and Informal Employment without Income Verification!

Struggling with your current loan repayments? Are banks turning down your requests for refinancing or loan restructuring? We can help.

If you have a steady source of income (even if it’s not formally documented), are a responsible individual aged 21 or over, and reside anywhere in Kenya, please get in touch.

We also offer specialized loan programs for businesses (legal entities) with favorable terms and flexible repayment options, including payment deferrals.

Our partner banks typically handle larger loan amounts, starting from KES 700,000.

All applicant information is thoroughly verified. Please note, we cannot assist individuals with a criminal record. Our terms are fully transparent and will be clearly detailed in your agreement with us as your broker.

Loan approval is centralized in Nairobi. However, you can usually access your funds in your local region of residence. For those in Nairobi, an in-person meeting to sign the agreement is required.

Contact us – let us help you overcome your financial challenges.

20 000 KSh
15 months
16,29% per annum

Facing financial challenges? Reach out and apply

Get between 15000 and 100000 in 15 minutes with just your ID in Nairobi.
– we offer the LOWEST interest rate
– results are provided over the phone, and cash can be collected at our company office
– any credit history accepted
– no employment verification required
– funds issued 15 minutes after application
To obtain the loan, simply give us a call.
15

100 000 KSh
12 months
7,39% per annum

Get a Loan in Just One Day Without Advance Payments, Prepaid Contracts, or Documentation in Kenya

End-of-year offer from a private investor – reduced interest rates as we close 2023. Available for individuals aged 18 to 68. Any large amounts can be provided with no term limits up to 8 years. We collaborate with all regions of Kenya. We process applications even with poor credit history, negative banking past, and current overdue payments. Proof of income is not required! Interested in detailed conditions – write to us via email or call. Don’t miss the chance to solve your financial issues this year!

10 000 KSh
10 months
16,29% per annum

Access up to KES 5,000,000 without upfront fees or documentation

With two documents and any credit history, I can arrange a loan of up to 1,000,000 KES on the day of your application within your region of residence. No income or employment verification is required. Collateral is not necessary. You do not need to purchase documents or pay for various guarantees, transfers, and so on. You will only pay for the service if the bank approves your loan. In case of refusal, you pay nothing. You can contact us any day via email.

150 000 KSh
2 months
8,79% per annum

Get Your Loan Quickly with a Small Fee.

We professionally assist in obtaining bank loans with any credit history.
We facilitate the refund of loan insurance.
From KES 50,000 to KES 3,000,000. Interest rates from 10.2% per annum. Borrowers aged 21 to 65 years. We assist the unemployed.
Payment for services only upon receipt of funds from the bank. We sign a brokerage service agreement with no upfront fees. Free consultations provided.
We also assist in refinancing your loans, securing a mortgage, car loan, or a loan against property or vehicle logbook.

5 000 KSh
6 months
17,91% per annum

Loan for Everyone: No Upfront Payment Required, Direct to Your Bank Account

100% Approval.
We work with all regions of Kenya, including Nairobi and Mombasa.
No upfront fees or purchase of certificates required.
Loans up to 100,000 KES.
But we guarantee 100% approval.
With ANY CREDIT HISTORY, WITH ANY DELAYS.
Approval is guaranteed because the decision is made by one of our office staff, not by a program or scoring system.

5 000 KSh
84 months
21,22% per annum

Assistance in Obtaining a Loan with No Upfront Fees!

With extensive experience in assisting clients in need of credit, the lending process typically takes 1 to 2 days. The current maximum loan amount is 4,000,000 Kenyan Shillings. No collateral or guarantor is required. Simplified application process available through your bank. Two documents needed: Passport and NHIF. I work personally with the client. I do not require any money transfers to accounts or anything else. Once approved, the credit is issued in Nairobi. Therefore, clients residing in Nairobi or the surrounding area are prioritized. Credit line can be opened on the day of application. I am open to considering a variety of credit histories, from none to damaged. For more details, please call. I do not work with intermediaries. Borrowers should call directly.

190 000 KSh
180 months
9,92% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
5,0/5 4,6% 4 900 000 KSh
SMEP Microfinance Bank Limited
4.6,0/5 6,9% 100 000 KSh
Kenya Women Microfinance Bank PLC
4.6,0/5 5,5% 3 600 000 KSh
Bank of Africa Kenya Limited
4.1,0/5 11,4% 3 700 000 KSh
Ecobank Kenya Limited
4.6,0/5 6,9% 600 000 KSh
Diamond Trust Bank Kenya Limited
4.8,0/5 14,7% 3 300 000 KSh
Absa Bank Kenya PLC
4.1,0/5 9,6% 1 200 000 KSh
Co-operative Bank of Kenya Limited
5,0/5 1,2% 3 300 000 KSh
Equity Bank Kenya Limited
4.5,0/5 7,9% 3 600 000 KSh
KCB Bank Kenya Limited
4.3,0/5 1,9% 4 000 000 KSh
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