Cynthia Wandia
Updated 26.05.2025

Bad Credit Loans in Karuria

Amount, KSh
70 000

Financial Assistance for Everyone: Private Loan Available.

Legal and transparent lending, without upfront payments or income verification, regardless of the borrower’s circumstances. We can arrange up to 7,500,000 Kenyan Shillings with minimal documentation and facilitate disbursement in the borrower’s region of residence. We operate without spam or empty applications; please contact us via email.

500 000 KSh
50 months
10,71% per annum

Quick Application Review! Competitive Rates and Flexible Loan Terms! Minimal Requirements!

Contact us today and get a loan of up to 3,000,000 Kenyan Shillings. Issuance in one bank within a day. Application process requires your national ID. We are open to borrowers facing current credit history challenges such as high debt levels, poor credit history, and overdue payments (both open and closed). We provide full support throughout the entire process up to disbursement. Your visit is only required for contract signing and cash disbursement. Reliable support ensures a guaranteed positive outcome. We only consider Kenyan citizens without a criminal record, aged between 19 to 69 years. Decision and issuance occur within a few hours. Applications are accepted via email.

70 000 KSh
22 months
1,88% per annum

Get Cash in 2 Business Days: Professional Assistance from a Private Lender

I am ready to provide you with the funds you need right away. Under interest, with a loan agreement. Monthly payments like bank terms. Residence in any region. All details available via email.

190 000 KSh
96 months
15,95% per annum

Denied a loan? We will quickly and efficiently help you secure a loan with no upfront fees!

Assistance in obtaining a loan up to KES 750,000 in a single bank. Credit history is not important (can be improved). Residence can be anywhere except Lamu or Turkana. Age range from 21 to 50 years. Possible without formal employment (individual basis). Application submission is remote. Presence required upon receipt in Nairobi.

500 000 KSh
54 months
10,13% per annum

We are the best in providing loans without requiring an upfront payment!

When life throws you into a situation where urgent financial investments are needed, it often leads you to approach numerous financial institutions, which may not always yield results. Whether it’s a damaged credit history or the inability to provide documentation, bank managers often lack the ability and desire to understand your situation. Applications remain impersonal and are assessed solely on documentation. Therefore, I suggest an alternative financing method—receiving funds from a private individual. I don’t judge a person by “paperwork”; it’s much more important for me to understand the situation and solve it without relying on documents or credit history assessments.

160 000 KSh
12 months
11,43% per annum

Reliable Assistance in Obtaining Loans, Immediate Help Available

We assist with document selection, online application submission, and bank processing. We work with all regions of the country. Loan amounts start from 500,000 KES at a minimal annual interest rate of 15% for the maximum term. We offer a separate lending program for companies and legal entities. You only need to provide a Kenyan passport. Available in all regions, with disbursement in your city of residence. For more details, call us.

60 000 KSh
240 months
8,12% per annum

Professional Assistance in Obtaining a Loan. Get Your Money Instantly.

Do you have overdue credit obligations? Are collection agencies already calling you frequently? Tired of paying microfinance loans? Can’t afford to pay the exorbitant interest anymore? Want to free yourself from endless payments to various banks? Interested in consolidating into one loan with a good and favorable interest rate? Call us immediately. We can solve all your issues and problems. We await your calls! Submit your applications through our email!

350 000 KSh
20 months
9,23% per annum

Loans for Everyday People Who Want to Avoid Advance Payment Scams!

Private Individual! ! ! NOT A COMPANY ! ! ! Get results the same day you apply. . ! ! ! I offer financial support to individuals today. No intermediaries involved. Through an agreement. Credit history is not a major concern during consideration. Available across all regions. No insurance needed. No need to run around banks hoping for a chance. Loan amounts from 70,000 to 7,000,000 KES. Interest rate at 11% per annum. I consider clients from 18 years of age from all regions of Kenya, and also work with retirees up to 70 years old. To receive cash, all you need is an ID card. Email me to take advantage of my unique offer!

500 000 KSh
24 months
7,53% per annum

Unsecured Loan with Delayed Payments and Poor Credit History

Non-bank loans and refinancing on the best terms in the ‘Lend Money’ section 📖 We provide loans for all life’s needs Refinancing of existing overdue debts The opportunity to consolidate existing loans into one Regardless of credit history, we offer up to two million Kenyan shillings Minimum loan amount of fifty thousand Kenyan shillings We provide personal funds for a term of up to eight years With the right to early repayment of the loan with interest recalculation Loans are available to individuals with Kenyan citizenship

180 000 KSh
56 months
1,49% per annum

Poor Credit History Isn’t a Life Sentence

There is a genuine opportunity to assist in obtaining a loan by bypassing most of the checks and bank formalities. We consider Kenyan citizens as borrowers who do not have existing credit obligations with our bank. Any credit history with other banks and microfinance institutions is acceptable. We provide full services, and the borrower visits the bank branch only when the loan is approved and ready for disbursement. We collaborate with regions where the bank has branches, and regional representatives will coordinate your visit time with the bank. Please contact us via email.

5 000 KSh
80 months
9,59% per annum

Genuine Assistance in Securing Loans for Pensioners and Unemployed Individuals Without Upfront Fees

I urgently need a private loan with no upfront fees or commissions, under real conditions, for the treatment of my disabled child. I reside in Nakuru County and can meet in person in Nakuru or Eldoret.

5 000 KSh
36 months
24,17% per annum

Alternative to the Bank: Borrow Money with a Promissory Note from a Private Individual

I offer urgent loans on flexible terms. From my personal funds, I can provide a loan of up to 5,000,000 KES. Available to residents from all regions of Kenya, with both good and poor credit histories. Loans can be granted to individuals of retirement age, the unemployed, and students of universities and colleges. I work individually with each client. No guarantor is required. I offer the following loan conditions: Term: from 3 months to 10 years. Amount: from 50,000 KES to 5,000,000 KES. Your age: 20 – 70 years. Interest rate: 11% per annum. We formalize the transaction with a loan agreement. To apply for funds, please contact me by email without delay.

70 000 KSh
54 months
4,48% per annum

We Assist in Securing Loans, Minimal Borrower Requirements, Even with Bad Credit

Money for personal needs. The interest rate depends on the loan amount. You have the option to repay early without incurring interest on the remaining balance. Applications are accepted from any region. No refusals guaranteed. Everyone who applies is assured of receiving the funds. Feel free to reach out via email at any time.

200 000 KSh
60 months
5,33% per annum

Attractive Loan Offers, No Advance Payment, Loans up to 5000000 KES

Personal loans with reliable support. Amounts range from 500,000 to 9,000,000 Kenyan Shillings, processed with just two documents, without income statements or collateral. A positive decision is possible even if the borrower has negative marks in their credit history. Requires residence in any region of Kenya, age between 25 – 59 years. Must reside in Nairobi or surrounding areas. Decision made within a day. Cash disbursed within 1 – 3 days, depending on the required amount. We work for results. You pay for services upon completion.

40 000 KSh
16 months
24,90% per annum

Get Instant Loans Approved Without Checks or Denials

A great offer for those who urgently need money without the hassle of paperwork and long waits. Get a quick loan in just 30 minutes from a private lender. Perfect for repaying debts, covering overdue bills, or simply for your personal needs. No hidden fees, including insurance! The process is completely online and hassle-free with just an ID. You can borrow up to 3,000,000 Kenyan Shillings with a repayment period of up to 10 years. No collateral or upfront payments required. Apply now and receive a prompt response. Funds are transferred instantly to any bank account. Available to residents in any region. The annual interest rate is lower than that of banks! Send your application to my email, and I will reply promptly.

300 000 KSh
144 months
4,99% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
5,0/5 5,2% 3 000 000 KSh
SMEP Microfinance Bank Limited
4.9,0/5 13,6% 5 000 000 KSh
Kenya Women Microfinance Bank PLC
5,0/5 4% 400 000 KSh
Faulu Microfinance Bank Limited
4.2,0/5 7,1% 3 500 000 KSh
Ecobank Kenya Limited
4.8,0/5 7% 4 200 000 KSh
Family Bank Limited
4.7,0/5 3% 100 000 KSh
Diamond Trust Bank Kenya Limited
5,0/5 1,5% 2 800 000 KSh
Stanbic Bank Kenya Limited
4.2,0/5 3,4% 500 000 KSh
Co-operative Bank of Kenya Limited
4.4,0/5 5,3% 3 600 000 KSh
Equity Bank Kenya Limited
4.7,0/5 12,5% 3 800 000 KSh
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