Cynthia Wandia
Updated 26.05.2025

General Credit Assistance in Kakamega

Amount, KSh
70 000

Loans up to 7,000,000 Kenyan Shillings.

Dear borrowers! I offer cash loans or transfers to your card, with amounts up to 3,000,000 KES. No collateral, guarantors, or any prepayment required. You can receive the loan on the same day if you contact me before 6:00 PM Nairobi time! I work with almost any credit history. CONTACT INFORMATION: EMAIL or WhatsApp details in the announcement. Feel free to write at any time.

140 000 KSh
12 months
9,23% per annum

Quick Loans with No Upfront Payments through Our Bank Staff

Our specialists will select bank offers available to you, prepare your application, and our regional representatives will accompany you to the bank branch to obtain the loan. We work with credit histories ranging from zero to highly negative, assisting you in obtaining the desired amount even if your credit history is significantly flawed. No upfront payments or various fees upon deal completion or approval. We only charge for the actual assistance provided, meaning after you receive the loan funds. Contact us via email.

10 000 KSh
2 months
9,06% per annum

Personal Cash Loans: Apply Online, Meet in Person, Tailored Conditions

* Get a loan on the same day, ranging from 50000 to 5000000 KES.
* We work with all Kenyan citizens, aged 18 to 80.
* For both employed and unemployed individuals. Business owners and individual entrepreneurs. Civil servants and retirees.
* Special offers for employees of government institutions and large companies!
* You only need to provide your ID and a second document (NSSF, PIN, or driving license).
* We work with zero credit history, positive credit history, high debt load, without proof of official income.
* PLEASE NOTE! WE DO NOT ASSIST WITH BAD CREDIT HISTORY (Closed delays up to 60 days are acceptable)
* We have connections in banks that ensure 100% approval.
* Pay commission upon receiving the loan.
* We look forward to working with you.
* Special conditions for all clients.
* Experience in the credit sector.

190 000 KSh
80 months
11,26% per annum

We offer official loan assistance on the day of application, with no upfront fees

We offer expert assistance in arranging and obtaining loans under truly favorable conditions. Bank interest rates are minimal, the terms are simple and transparent, processing is prompt, and receiving the loan is possible both in Nairobi and in regional bank offices. No income statements or additional contacts are required; we can arrange up to 7,000,000 Kenyan Shillings with just a national ID and PIN. We assist borrowers who have damaged their credit history, received rejections, or are heavily indebted. All problems are solvable, and all our clients are guaranteed to receive the necessary amount. No upfront payments, no mandatory insurance, and no paid contracts. First and foremost, you receive the loan amount, and only after that do you pay for our services. Applications are accepted via email.

15 000 KSh
28 months
21,87% per annum

Assistance with Obtaining a Loan Without Documentation and Advance Payments!

The maximum possible amount to receive is up to 8 million Kenyan Shillings within a week through five banks. The minimum request amount is from 1 million Kenyan Shillings. Applications are submitted remotely. Employment status, workload, residence, or closed delinquencies do not matter. Actual presence in Nairobi or preferably near Nairobi is required. The main conditions are: 1. Current credit score of 520 – 530 or higher. You can order a check from me if you do not have such a report. 2. No current debts with the bailiffs in the Directorate of Criminal Investigations (DCI); you can check your details on their website.

To apply, you need:
1. Scans of documents
– Passport (all pages)
– Social Security Number
– If available, driver’s license, both sides.
2. A chest-level photo, facing forward, on a white background
3. Open debit cards with Equity Bank, Cooperative Bank, KCB Bank, and NCBA Bank (each case is individual, after client evaluation by bankers).
Commission for the service is 33.3%
Please write to my email or contact me via WhatsApp.

90 000 KSh
24 months
7,16% per annum

Professional and Qualified Financial Assistance. Guaranteed Loan Approval.

Get a cash loan even if you have a bad credit history or have missed payments. We offer a ready-made credit program with our bank, ranging from 350,000 to 8,000,000 Kenyan Shillings. The loan term can be up to 120 months with an annual interest rate starting at 9.9%. Our connections enable us to approve the required amount without collateral, on the same day of application. For clients with a negative credit history, the loan is disbursed only in cash at the bank’s counter. The full amount is given on the day the contract is signed. – For Kenyan citizens, aged 25 to 60 years. – Loan approval and disbursement in Nairobi. Payment for services upon successful approval.

200 000 KSh
32 months
21,22% per annum

Quick and Easy Loans for Any Situation, No Upfront Fees

Don’t miss this urgent opportunity! We are offering a limited-time loan for any large amounts starting from 150,000 KES. We do not check the credit history of our clients, as we understand that life can present various challenges. The loan term ranges from 1 to 7 years, with the possibility of extension without any penalties. The application process takes just 30 minutes. Our interest rates are comparable to those of banks and, in some cases, even lower, depending on the amount and duration of the loan.

180 000 KSh
27 months
7,95% per annum

Same Day Loan Approval and Disbursement – Assistance for Challenging Loan Applications

Loans are offered without the need for guarantors or intermediaries. Applicants must be between 18 and 65 years old. The interest rate is set at 13%. If there are no defaults on the annuity, the interest rate may be reduced! Applicants need to be residents of Nairobi County and provide identification documents. The loan amount ranges from 50,000 to 2.15 million KES. Repeat loans are possible if the agreement is fulfilled, and a partnership loan option is also available.

120 000 KSh
12 months
23,58% per annum

Instant Cash Loans Without Upfront Payments and Income Verification

Hello! The New Year is just around the corner. This year has been tough for many, and I hope that the next year brings improvements for you, especially in financial matters. I offer personal loans of up to 1,200,000 Kenyan Shillings. The maximum loan term is 12 years.

Amounts exceeding 1,200,000 Kenyan Shillings are discussed individually and require collateral.

Plan your budget wisely. Given the current situation in the country, loans are issued at an interest rate of 8.4% per annum. There is a grace period: a payment deferral for the first 6 months, which is particularly beneficial for those temporarily unemployed. Military personnel, pensioners, and students can access loans at 5% per annum.

The arrangement is through a promissory note. Funds are transferred directly to your personal bank account.

To consider your loan application, please provide the following information: a photo of your ID, including the first page and address, a personal photo, marital status, any second document (such as a driving license), employment details (job location, position, income, duration, and contact number), and for the temporarily unemployed, the option for a first payment deferral for up to 6 months. Also, share the number of recent loan inquiries and where they were made. This information is needed to assess your status. Your total family income is essential for the application review. If you have questions, please ask directly. If I don’t respond immediately, please be patient, as I receive between 5 to 25 applications daily, but will respond.

To those expecting loans to be given to everyone, please move along. I don’t make calls before reviewing documents and only proceed after a positive decision on my part due to time constraints.

No official employment or certificates are required. Provide information as it is. Meetings are possible if needed.

The process is completely transparent. I send all necessary documents and a statement proving that I have available funds. I can also provide evidence of prior transactions with other clients.

Applications are reviewed within 30 minutes to 2 hours.

40 000 KSh
42 months
3,05% per annum

Receive Financial Assistance from Personal Funds on the Day of Application.

WE WILL ARRANGE AND APPROVE YOUR LOAN: Credit limit from 150,000 to 4,500,000 KES quickly and without paperwork. No time wasted and no upfront fees. Our connections in the bank are strong and time-tested. Approval and monitoring at every stage of the loan application process. We assist borrowers in obtaining loans: – with no credit history; – with outstanding delinquencies; – with a loaded credit history; – without official employment or documentation. Assistance is provided to all Kenyan citizens aged 19-68. Contact us via email.

200 000 KSh
12 months
5,33% per annum

Assistance with Obtaining a Loan, Even with Current Delinquencies and No Upfront Fees

We are here to help you solve your financial challenges by assisting you in obtaining a personal loan. All our staff are experienced and have been working in the banking sector for a long time. If you live in Nairobi County, feel free to use our services. Call us to find out more!

140 000 KSh
36 months
7,74% per annum

We Provide Comprehensive Credit Assistance with No Upfront Fees

I offer mutually beneficial cooperation with credit brokers and intermediaries. We have banks in Nairobi. From you, the clients, from us, the banks. 6%

20 000 KSh
30 months
13,33% per annum

Loans for Any Situation: We Can Assist Regardless of Your Credit Score

An investor is ready to provide a loan directly to your bank card. Your location does not matter. A credit history is not a barrier to receiving financial assistance. The loan is processed officially with a contract signed. For more detailed information, please contact via email.

200 000 KSh
36 months
11,04% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
4.5,0/5 11,9% 1 700 000 KSh
Bank of Africa Kenya Limited
4.9,0/5 11,8% 1 000 000 KSh
Ecobank Kenya Limited
4.2,0/5 2,6% 3 100 000 KSh
I&M Bank Limited
5,0/5 10,7% 3 800 000 KSh
Stanbic Bank Kenya Limited
4.9,0/5 5% 2 100 000 KSh
Standard Chartered Bank Kenya Limited
4.5,0/5 14,8% 2 600 000 KSh
Absa Bank Kenya PLC
4.4,0/5 2,5% 700 000 KSh
Co-operative Bank of Kenya Limited
4.3,0/5 3,9% 2 500 000 KSh
Equity Bank Kenya Limited
4.1,0/5 11,8% 3 700 000 KSh
KCB Bank Kenya Limited
4.7,0/5 5,4% 300 000 KSh
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