Cynthia Wandia
Updated 26.05.2025

Bad Credit Loans in Kakamega

Amount, KSh
70 000

Professional and Qualified Financial Assistance.

I can assist with obtaining a bank loan ranging from 600,000 to 7.5 million KES. Even if you: – Lack income verification. (Support for the unemployed and those working unofficially) – Have numerous loans (We refinance existing loans and reduce payments) – Are rejected by banks (I will help approve the application even with a low credit score) – Need help as a borrower with no credit history. I consider clients with residency in Kenya, actual residence strictly in Nairobi and surrounding areas. Age range from 24 to 60 years. No upfront payments. Payment for services upon successful loan acquisition. Personal meeting and full guidance provided.

90 000 KSh
18 months
7,74% per annum

Fast Assistance in Obtaining Loans: Supporting Debtors and Over-Indebted Individuals

Quick lending service: you reach out to us and provide two documents – your passport and an additional document such as a NSSF number, PIN certificate, military ID, or driver’s license, whichever you have. We will handle all the necessary work to ensure you receive your loan.

80 000 KSh
60 months
7,89% per annum

Loans for All Borrower Categories: Solutions Available for Everyone Without Upfront Fees or Documentation

We do what others don’t – we provide a guarantee for getting a loan! You don’t pay any upfront fees for our guarantee of disbursing money. And you won’t need to buy fake documents since payment is one-time upon completion! Even if you’re unemployed, no need to purchase any documents, just give us a call! You don’t need to provide collateral or find someone to co-sign! Why? Because we genuinely help you get the money, so reach out to us!

200 000 KSh
48 months
3,05% per annum

Get a Consumer Loan of Up to KES 2,000,000 with Immediate Assistance on Application Day

Denied a loan? Do you have an outstanding delay and a heavy financial burden? Reach out to us, and we can guide your application through our bank to a positive decision within one day! We offer loans for any amount from 300,000 to 5,000,000 KES. We consider any challenging situations, including debtors and the unemployed, and work with all credit history cases. Loans are processed through bank employees with two identification documents (ID, NHIF card). Receive your loan in Nairobi or Mombasa. Guaranteed approval of the required amount within an hour. No upfront fees.

100 000 KSh
96 months
9,23% per annum

WHEN BANKS DENY YOUR LOAN APPLICATION, DON’T LOSE HOPE – THERE’S ALWAYS A SOLUTION!

Loan approvals without upfront payments or paperwork. Low commission, and only charged once the funds are received! We don’t consider your credit history or existing debts. Late payments and blacklists are acceptable. We work with all regions of Kenya. We provide assistance to both employed individuals and those who are temporarily unemployed. For more detailed information, please contact us via email or phone.

200 000 KSh
45 months
7,16% per annum

Bank and Non-Bank Loans Available for Everyone

I offer assistance in obtaining a loan with minimal requirements for clients. No collateral or advance payments needed. No hidden fees, and everything is legal! Loans are available from 100,000 to 5,000,000 Kenyan Shillings at an annual rate of 10% without insurance. I focus on consumer loans for any purpose. Requirements for clients: must be over 20 years old, with Kenyan citizenship and registration in any region of Kenya. For assistance, please contact via email.

140 000 KSh
72 months
7,28% per annum

Loan without Documentation in Nairobi

We assist in obtaining funds during challenging situations. Key obstacles to securing a loan independently…

110 000 KSh
42 months
6,45% per annum

Quick Loan Approval, Personal Lending for Challenging Situations

All our clients solve their financial issues on the same day they apply. The only document required is a national ID. We do not focus on credit history and do not request it. Any borrower without active loans in our bank is eligible. We offer guaranteed and quick assistance, with amounts up to 2,500,000 Kenyan Shillings available for those in debt, over-leveraged, or informally employed. Loans can be disbursed both in Nairobi and at our regional bank branches. Applications are accepted via email.

110 000 KSh
54 months
26,75% per annum

Need urgent cash before the New Year? Contact us, we’ll solve any financial issues

Private Loan Without Checks or Rejections.
Do you urgently need a large sum of money but don’t have time to gather documents and wait for them to be reviewed? Is your credit history damaged or do you lack a P9 form? Don’t despair! There is a solution! Private lending from a trusted creditor.
Any credit history is welcome. I assist debtors and those with overdue payments.
I don’t check credit history as it doesn’t affect the positive outcome. The maximum amount I can provide is 3 million Kenyan Shillings. At a low interest rate.
For more detailed information, contact me through the details provided.

15 000 KSh
6 months
7,68% per annum

Offering Loans and Credits in One Day for Any Complex Situations

Reach out now if you’re searching for a beneficial loan option, but have a damaged credit history or high credit load. Sending mass mailings or purchasing documents will not solve your problem and may only make it worse. I offer a different approach. By using proven brokerage schemes, I minimize the risk of rejection. I successfully help all categories of borrowers obtain loans. I can get a positive response within 24 hours. I can process a loan application for up to 5,000,000 KES through my channels in a partner bank. Several effective strategies have been developed over a long period of work. Citizenship of Kenya is required. Age from 24 to 60 years. The approved loan is strictly issued in Nairobi. Available daily, contact me via email or call the provided number.

140 000 KSh
36 months
24,17% per annum

Loans and Advances for All Borrower Categories. Legal and No Upfront Fees.

I invite responsible clients to collaborate. I will help you secure approval from a reliable credit organization with minimal overpayment. I work with trustworthy financial companies and have access to a range of preferential rates without additional services or imposed insurance. With my assistance, you will receive funds at a minimal rate starting from 12%, and no one will require you to undergo additional checks. Initially, I will select a convenient program with flexible terms that align with your financial needs. I will handle all the paperwork. You only need to describe your issue and transfer my commission after the funds are disbursed. I work with clients daily and do not take breaks. My services are available to borrowers from any region. Minimum requirements: age 20+, proof of residence in Kenya, and possession of a national ID card. Feel free to seek assistance any day of the week; I am ready to provide services to each of you.

60 000 KSh
100 months
6,79% per annum

Same-day Loan Approval Available Nationwide – Fast and Reliable

I offer a private loan.
Amount from 50,000 to 500,000 Kenyan Shillings
Term from 12 to 24 months. Option for contract extension.
Depending on the credit history status (which is checked!), interest rate ranges from 20 – 50% per year.
Notarized arrangement based on a loan agreement between individuals.
Requirements for applicants:
Kenyan citizenship
Age from 20 to 65 years
Stable source of income.
No criminal record and no health issues.

10 000 KSh
2 months
11,85% per annum

Online Loans on Favorable Terms for Citizens Aged 23 and Above, No Employment Required

The project provides a selection of credit products tailored to fit your specific situation. Using our unique credit technology, we can assist any borrower with a loan and help alleviate any financial issues during a crisis. Terms include: – Interest rate starting at 7.6% per year. – Loan amounts from 350,000 to 6,000,000 KES. – Must be a citizen of Kenya. – No criminal record or bankruptcy history. – Age between 25 and 59 years. – Financial status and bank delays do not matter. – Processing and disbursement at a partner bank branch. We also offer a range of other financial services. Payment for services rendered is agreed upon in the contract, which is settled after the conclusion and completion of the transaction.

170 000 KSh
48 months
4,25% per annum

We work towards positive results with any credit history, truly helping where others only promise.

We assist in obtaining loans with a poor credit history. We work with any registration. No official employment required.

80 000 KSh
27 months
4,72% per annum
Borrower Rating Interest rate Amount
Rafiki Microfinance Bank Limited
5,0/5 8,3% 1 500 000 KSh
Kenya Women Microfinance Bank PLC
4.3,0/5 7,9% 4 500 000 KSh
Faulu Microfinance Bank Limited
4.7,0/5 14,6% 2 900 000 KSh
Prime Bank Limited
4.4,0/5 1,8% 1 400 000 KSh
Family Bank Limited
4.6,0/5 2,3% 2 500 000 KSh
Diamond Trust Bank Kenya Limited
4.7,0/5 14,3% 4 900 000 KSh
NCBA Bank Kenya PLC
4.6,0/5 6,6% 100 000 KSh
Standard Chartered Bank Kenya Limited
4.1,0/5 0,2% 4 600 000 KSh
Co-operative Bank of Kenya Limited
4.3,0/5 10,7% 3 800 000 KSh
KCB Bank Kenya Limited
4.7,0/5 10,6% 3 400 000 KSh
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