Interest-Free Loans in Kenya

Amount, KSh
70 000

Need a Quick Loan? We Can Help!

We will help you secure a loan, with the possibility of arranging it in several banks, depending on the situation. We work effectively with any credit history. No upfront fees or documentation required, genuine assistance. Applications are accepted via email.

130 000 KSh
18 Months
24,90% p.a.

Quickly assist in obtaining a bank loan with any credit history

We offer assistance in obtaining loans! No upfront payments or fees for fictitious lawyers or notaries, and so on. Our service fee is only charged after you receive the funds! We provide loans from 15,000 KES to 5,000,000 KES without collateral or guarantors, for individuals aged 18 to 70 years. Your credit history does not matter. If your credit history is severely damaged, you are blacklisted, or have debt collectors pursuing you, be prepared for a higher annual interest rate when you contact us. To apply, you will need to provide your personal information (if you are not ready or are afraid, do not contact us). Our advantages: No prepayment required, quick access to funds – from application to receiving money takes no more than one day! We do not make promises we cannot keep! Available across all regions of Kenya. Call us from 10:00 AM to 10:00 PM Kenyan time.

10 000 KSh
54 Months
1,94% p.a.

Bank Staff Will Approve Loans Instantly Without Advances or Fake Documents!

This offer is only available for responsible and creditworthy borrowers from 21 years old. Loans start from one million Kenyan shillings. Major banks in the country offer clear and attractive terms. Any credit history is considered, but it’s preferable to have no issues with debt collection agencies. No document gathering required and no dubious offers like purchasing work certificates or similar. No shady schemes involved. Guarantors are not needed, collateral options can be discussed individually with each borrower. Interest rates start at 17.3% per annum. Engagement with borrowers is solely through a service contract, and a personal meeting in Nairobi is mandatory. Remote collaboration is possible only under certain conditions. Broker’s commission is 10% of the loan amount.

400 000 KSh
48 Months
7,99% p.a.

Loan Assistance

Get your money today on fair terms. Special offer with a reduced interest rate. Only your ID is required. Up to 1,500,000 Kenyan Shillings at a rate of 10.9%. Receive funds the same day through various methods, including bank transfers. Simplified application process without collateral or income proof. Decision made in 15 minutes. Credit history is not an issue. Available for any region. Refinancing options available. Not a bank, not a microfinance institution. Applications are accepted via email daily.

80 000 KSh
12 Months
12,24% p.a.

M-PESA Bank Credit Card

Reliable and convenient loan processing services are available, ensuring legality and safety. We can assist you in obtaining a loan using a Kenyan ID and PIN. No income verification is necessary, and no passport scans are needed; we accept all information in printed form. You won’t need to run around to different banks; your presence at the bank is only required for signing the loan agreement and receiving the funds. We operate in all regions where we have branches, and approval is possible on the day of application or the following day. We cater to all credit histories and even assist borrowers with heavily damaged or burdened credit histories. There are no advance payments, no prepaid contracts, and no fees until the borrower has received the loan funds. Applications are accepted via email.

200 000 KSh
19 Months
10,89% p.a.

I offer assistance in obtaining loans, available to all citizens without upfront fees

Bank loans without hassle, special programs, debtor programs, programs for those with multiple loans, refinancing, donor lending – all of this is possible when you come to us. Don’t believe it? We are ready to prove it in practice that getting a loan is possible even if you have a bad credit history. Moreover, you won’t need to make any advance payments. Our fee is negotiable and only applicable upon successful loan acquisition. Reach out to us via email.

120 000 KSh
12 Months
1,75% p.a.

We can help you secure funds at a minimal interest rate, quickly and efficiently

I work with the right people at the bank, helping with credit history issues—overdue payments, high debt load, no credit history, lack of income documentation, large families, existing mortgages, etc. From age 21, loan amounts ranging from 250,000 to 7,800,000 KES. No payment required before loan approval. For all inquiries, please contact by phone.

300 000 KSh
21 Months
18,99% p.a.

Personal Loan with Passport: Apply at Your Local Bank

Dear Borrowers, I invite you to take advantage of my offer! Loans available on very attractive terms. I work under a contract, in compliance with Kenyan laws:
— Individual conditions;
— No upfront investments required;
— No income statements or employment confirmation needed;
— Age range: 18 – 68 years;
— Any credit history accepted.
I discuss the interest rates and terms individually with each client. Loans up to 2,500,000 Kenyan Shillings.

500 000 KSh
18 Months
7,47% p.a.

Get a Loan Despite Bad Credit from a Private Lender

Struggling to secure a loan on your own? Where do you turn if your credit history is tarnished? Consider reaching out to a credit broker. We’ll discuss your situation and, in most cases, find the right solution to your financial issues. We consider loan amounts starting from one million Kenyan Shillings, so it’s advisable to assess your ability to repay without trouble. We take into account overdue payments and the absence of official employment. There is an option to provide collateral as security. Targeted loan programs are available for purposes such as education or medical treatment. Average interest rates are 14.4% per annum. Borrower requirements: ages 21-72, Kenyan citizenship, and registration in any region except the Coast. Loan approval is facilitated in Nairobi, with the possibility of receiving it at the borrower’s place of residence open for discussion. If you’re ready to secure a loan on clear terms, feel free to reach out.

70 000 KSh
20 Months
7,61% p.a.

Financial Assistance Available

Real offer! Private loan! You can receive the funds remotely via (bank card, e-wallet, account transfer, fast money transfer, Western Union) or in cash. Professional service with quality processing. Response to your application within 15 minutes. Special offer available for retirees! Details via email. The interest rate depends on the loan amount and term. Loan amounts from 80,000 KES to 6.5 million KES. Loan terms from 6 months to 12 years. I welcome collaboration; if you have clients, let’s discuss. No employment proof required. Processing takes about an hour. Beware of scammers and advance payments; don’t waste your time! Contact me, and I will help resolve financial difficulties. I operate across all regions of Kenya. Early repayment without penalties! I will answer any questions you have. Email me.

200 000 KSh
24 Months
7,28% p.a.

Quick Assistance for Securing a Loan

Need cash urgently? Have banks turned you down? You’re in the right place. My name is James, and I am a private lender. I offer cash loans in Nairobi or directly to your bank account with no upfront fees or hidden surprises. I work exclusively with Kenyan citizens who have no criminal record. I consider all applications, so even if you have a poor credit history, you still have a good chance of getting a loan from me. Loan amounts range from 35,000 to 1,250,000 KES. The annual interest rate is 12.3%. This offer is valid as long as you see this advertisement. For more details, please contact me via email. I look forward to helping you!

90 000 KSh
24 Months
7,68% p.a.

Cash Loans, Refinancing, Available Without Collateral

Unsecured Loans Without Kickbacks
Loans Quickly, easily, and affordably. No collateral required, no hidden fees. We are always ready to accommodate our clients, professionally addressing the age-old question of where to get money. We tailor our approach to each individual, striving to assist everyone and reduce the interest rate for regular clients.
To clarify once more, you do not pay for obtaining or processing the loan—no upfront fees.
All payments are made after you receive the funds.
Loan Conditions:
Loan amount from 500,000 to 10,000,000 KES;
Loan term up to 5 years (with the possibility of early repayment);
Interest rate starting from 14.5%;
Loan processing time is 5 business days.
Main borrower requirements:
1. Individual aged 18 or older;
2. Permanent residency in Kenya.

100 000 KSh
48 Months
11,67% p.a.
Borrower Rating Rate Amount
Caritas Microfinance Bank Limited
4.9,0/5 5,8% 3 800 000 KSh
Kenya Women Microfinance Bank PLC
4.9,0/5 10,4% 500 000 KSh
Faulu Microfinance Bank Limited
4.9,0/5 3,5% 1 600 000 KSh
Bank of Africa Kenya Limited
4.2,0/5 15% 1 400 000 KSh
Prime Bank Limited
4.3,0/5 13,7% 1 200 000 KSh
NCBA Bank Kenya PLC
4.9,0/5 9,3% 1 900 000 KSh
Stanbic Bank Kenya Limited
4.4,0/5 14,7% 4 900 000 KSh
Absa Bank Kenya PLC
4.2,0/5 10,3% 4 600 000 KSh
Equity Bank Kenya Limited
4.1,0/5 1,8% 300 000 KSh
KCB Bank Kenya Limited
4.7,0/5 9,1% 3 500 000 KSh
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