Cynthia Wandia
Updated 12.06.2025

Bad Credit Loans in Gilgil

Amount, KSh
70 000

Quick and Easy Low-Interest Loans for Pensioners

We offer the best lending conditions in the market and guarantee a quick decision-making process. We accompany the client to the bank and support them throughout the loan acquisition process. Borrower requirements: – Age between 25 – 60 years. – Registered in any region of Kenya. Credit history requirements: we will find a solution for any situation, even the most challenging. Loan amounts range from 350,000 to 8,000,000 Kenyan Shillings. Term up to 10 years. Payment upon successful completion on the day the loan is received. Call us now.

150 000 KSh
54 months
14,25% per annum

Private Lending with a Promissory Note

I offer professional assistance in obtaining loans or credit without collateral, and refinancing overdue loans. No upfront payments required! All services are provided strictly within the legal framework of Kenya. My work process involves several stages: 1. Initial consultation with the client to understand their situation, preferences, and credit history, which will help determine what the borrower can expect and the future work strategy. 2. Correcting errors in the credit history 3. Analyzing available credit programs 4. Jointly reviewing the most suitable options and making a final decision 5. Compiling the required documentation 6. Providing full support during the signing of the loan agreement and throughout the loan term. – I assume all risks and take responsibility for the result. – I work for the client, with the client, and thanks to the client. I will do everything to ensure that our cooperation yields more benefits for the client than resolving the issue independently! Payment is required only upon successful receipt of the loan.

200 000 KSh
72 months
11,43% per annum

Get a Loan without Investment, Quick Approval

We quickly approve bank loans for anyone interested, without any advance payment or paperwork! As bank employees, we guarantee 100% money in hand! No need to purchase fake documents, even if you’re currently unemployed! Get from 50,000 Kenyan Shillings within 15 minutes up to 500,000 Kenyan Shillings in 2 hours! From 500,000 to 1,500,000 Kenyan Shillings, we provide within one day! From 1,500,000 to 6,400,000 Kenyan Shillings, we provide in no more than three days! We guarantee money only if there are no open defaults! All other cases, regardless of complexity, we solve just as quickly!

250 000 KSh
5 months
19,53% per annum

Offering Comprehensive Assistance with Current Delinquencies

Are you in urgent need of a loan today? I offer assistance to clients with any type of credit history, even those with heavy credit loads and current overdue payments, as well as individuals not officially employed. No paperwork or commissions are required. Large sums available starting from 150,000 Kenyan Shillings with just a national ID, and amounts up to 4.5 million Kenyan Shillings require two documents (ID and Social Security card) with no hidden charges. Mortgage options with online approval. If you have any bank card from a Kenyan bank, the loan can be processed directly to your account, making this offer valid across all regions of Kenya. You are eligible for a 100% pre-approved, personalized loan offer from a major Kenyan bank. I guarantee help for all who reach out. I operate honestly, without imposed commissions or insurance fees. Please contact me via EMAIL (provided in contacts), and you could have your funds as soon as today.

120 000 KSh
180 months
1,51% per annum

Quick Assistance in Securing Funds Across Cities and Regions, No Upfront Payments or Insurance Required, Bad Credit History is Not a Problem

Offering loans to Kenyan citizens with a minimal set of documents, no need for income proof, no hassle, and certainly no upfront fees. We enroll our clients in special banking programs that allow almost all borrower categories to qualify for loans. We address various issues such as long-term delays (up to three years), low credit scores, and legal challenges. In seemingly hopeless situations, we assist in obtaining donor loans. Our commission is up to 15%, paid upon receiving the loan funds, not just upon approval.

400 000 KSh
7 months
13,68% per annum

Quick and Easy Loans: Pay Fees Only Upon Receiving Funds

Guaranteed Financial Assistance from a Private Investor. No collateral or guarantors needed. Quick application review. No hidden fees. Age range from 18 to 67 years. Loan amounts from 10,000 to 1,000,000 KES. Annual interest rate of 13%. I work with any delinquencies and blacklists. For more information, please contact me via email.

30 000 KSh
72 months
11,04% per annum

Loan with Bad Credit, High Loads, and Defaults up to 1.5 million KES

Facing urgent financial issues? Is your credit history holding you back? Get private funds on credit without involving banks or financial institutions, and have the money in just 20 minutes, directly transferred to your bank account with free processing. Loans are available starting from 70,000 Kenyan Shillings at an annual interest rate of 12%. Want to secure a loan right now? Contact us via email.

100 000 KSh
12 months
7,99% per annum

Money on Loan with Just an ID Required

An alternative to the bank. Get a loan from a private individual with a simple promissory note. Quick processing regardless of your credit history. Loan amounts start from one hundred thousand. Please message on WhatsApp +254700299826

10 000 KSh
60 months
8,12% per annum

Assistance in Obtaining a Loan. Approval with Two Documents.

Get your money super fast on the same day of application without leaving your home. Upon approval, you receive the funds directly to your card. No upfront payment is required; all payments are made after you receive the money, not a shilling before. We operate in numerous regions. OUR CONTACTS FOR APPLICATIONS: WhatsApp +2547082678584

350 000 KSh
80 months
12,49% per annum

Assistance with obtaining a loan even with a negative credit history.

We offer favorable loan terms. No collateral or guarantors are required. Enjoy a low-interest rate from 14% annually for a term of up to 120 months. Early repayment at any time without any fees. Arrange your loan at our office or with a representative in your city. We operate in most regions of Kenya! Legal documentation includes a schedule of monthly payments. Borrowers with existing debt and poor credit history are welcome. We will find a solution and assist you in your situation. Loans available for Kenyan citizens aged 20 to 69 years. Flexible interest rates. No hidden conditions. Quick application review. Loan amounts up to 3,500,000 KES. Personalized approach for every borrower. You don’t need to pay us anything upon receiving your loan. We disburse funds as swiftly as possible. Open daily from 10:00 AM to 8:00 PM EAT. We look forward to working with you!

60 000 KSh
36 months
21,87% per annum

Loans for Kenyan Citizens with Outstanding Debts

I offer private loans to individuals without income verification, regardless of credit history, even if there are issues or debts. The maximum amount is 4 million Kenyan Shillings, and the minimum is 300,000. The interest rate is significantly lower than that of banks! Guaranteed cash loans under a notarial agreement within a few hours. Officially. Reliable. Fast processing. No collateral or guarantor required. For more detailed terms, please contact via email.

50 000 KSh
15 months
11,85% per annum

Assistance with Loans with Extended Delays

Assistance with obtaining a loan, submitting applications remotely, monitoring and support at all stages of the process, and personal receipt at Nairobi and regional bank branches. No upfront payments for anything, no imposed paid contracts, no purchase of certificates, etc. We work with any credit history, not an issue if there are delays on current loans, high credit load, or low scoring. From 200,000 to 4,000,000 Kenyan Shillings, with two documents, payment for services is made by the borrower after receiving the funds. Contact via email.

70 000 KSh
2 months
19,53% per annum

We assist in securing loans with no upfront fees

Today, we can help all types of borrowers get rid of their debts! We are not concerned with your credit history or your relationships with financial organizations. We offer large sums up to three million Kenyan Shillings. The maximum term is up to 8 years. Loan interest rates do not exceed 20% annually. No collateral, no upfront payments, no guarantors required! To apply, you only need your ID and contact information. We handle the rest!

200 000 KSh
1 months
6,62% per annum

Quick Credit Assistance in Nairobi and Across Kenya – Apply and Receive Your Loan Today

I offer urgent loans to everyone. I do not work with banks, brokers, or intermediaries. To process the loan, only a national ID is required. The purpose of the loan can be any. Previous credit history does not matter! Loan amounts range from 50,000 to 3 million Kenyan shillings. Age from 18 to 70 years old (I also work with pensioners). With a favorable repayment schedule at 10 percent per annum. It’s possible to receive the loan into any bank account or bank card. I will solve your financial problem within the working day. Initial contact via email. I will respond quickly. Don’t put it off—write now!

100 000 KSh
42 months
7,99% per annum

Loan Approval with Bad Credit History and Bank Rejections Made Easy

All types of bank lending, including donor programs, are available with us. Solve your credit issues in just one day with a single visit to the bank. We handle even the most complex situations and find lending opportunities for every client, working diligently towards positive outcomes. There are no risks involved; we do not engage in mass mailings or force prepaid contracts. We only take a commission for services genuinely provided, meaning after the client has received the loaned funds. No fake documents are involved; with your ID and personal tax number, we arrange amounts up to 5,000,000 Kenyan Shillings, with disbursement available in various regions. Please contact us via email.

400 000 KSh
72 months
9,92% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.4,0/5 8,1% 4 800 000 KSh
Kenya Women Microfinance Bank PLC
4.6,0/5 0,7% 200 000 KSh
Faulu Microfinance Bank Limited
4.1,0/5 7,1% 3 700 000 KSh
SBM Bank Kenya Limited
4.7,0/5 1,6% 2 800 000 KSh
Prime Bank Limited
4.5,0/5 2% 2 300 000 KSh
I&M Bank Limited
4.1,0/5 7,1% 700 000 KSh
Diamond Trust Bank Kenya Limited
4.1,0/5 3% 3 500 000 KSh
Stanbic Bank Kenya Limited
5,0/5 12,6% 1 200 000 KSh
Absa Bank Kenya PLC
4.5,0/5 5,8% 2 800 000 KSh
Equity Bank Kenya Limited
4.7,0/5 13,8% 3 700 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email