Cynthia Wandia
Updated 12.06.2025

Loans with Existing Arrears in Eldoret

Amount, KSh
70 000

Flexible Loans with Instant Approval in Any Situation

Loans are available to residents of Nairobi and its surrounding areas who have a positive credit history. Applicants must be over 25 years old and hold Kenyan citizenship. Our bank staff will do everything possible to ensure you walk away with the funds you need.

30 000 KSh
12 months
7,95% per annum

One-Stop Loan Solutions. Approval Assistance Available.

Stop receiving rejections and just give us a call—we will definitely help you get the money you need!
No advance fees, no charges for documents, we work at a bank and are here to assist you!
Amounts from 200,000 Kenyan shillings in 30 minutes, up to 2,000,000 Kenyan shillings available the same day!
Up to 4,500,000 Kenyan shillings approved in 2 days, and up to 7,000,000 Kenyan shillings available in 3 days!
We help in any situation as long as there are no open delinquencies on loans or advances!
Our process is simple: come in, submit an application, wait, and receive—payment upon approval!
This means you don’t need to pay anything until you get the money. We look forward to your call!

350 000 KSh
360 months
2,18% per annum

Genuine Assistance in Securing a Loan from Bank Experts.

I am offering personal loans from my own funds. This is not a bank loan, so your credit history doesn’t matter. I can lend up to 1,000,000 KES with a term of up to 5 years. I am also open to working with individuals who have criminal records or are unemployed. All you need is a national ID and any other form of identification. I personally respond to all messages. I tailor the terms to fit each individual’s needs. Contact me via email.

190 000 KSh
36 months
29,95% per annum

When New Year approaches and you need a loan but don’t want to make an advance payment!

Contact us today and receive a loan of up to 3,000,000 Kenyan Shillings. Issuance is done in one bank within a day. Processing requires your ID and social security documents. We consider borrowers with current difficulties in their credit history, such as over-indebtedness, poor credit scores, and overdue payments (both open and closed). We provide full support throughout the entire process until the loan is disbursed. You only need to visit us for the contract signing and cash collection. Reliable support ensures a positive outcome of the transaction. We will consider only Kenyan citizens with no criminal record, aged between 19 and 69 years. Decisions and disbursements are made within a few hours. Applications are accepted via email.

500 000 KSh
50 months
7,53% per annum

Cash Loans for Those with Poor Credit History

Good day! Dear Borrowers! We work in a bank and have strong connections with several other banks and financial organizations. We can arrange, approve, and provide a cash loan: 500,000 KES within an HOUR! NO DOCUMENTATION REQUIRED! NO UPFRONT FEES! NO COLLATERAL! Your credit history does not play a significant role! Open and closed delinquencies, high credit load (many loans and microloans) are NOT a problem for us! The requirements are simple: 1) Age between 21 and 70 years; 2) Kenyan citizenship and registration. Contact us via email.

5 000 KSh
24 months
7,39% per annum

Offering Financial Assistance at Competitive Rates

Have you damaged your credit history, missed a payment, and now banks are rejecting your applications? We advise you not to worsen this already challenging situation. Stop reaching out to banks on your own and trust us to resolve this issue. We have strong partnerships with several banks, allowing us to guide our clients through a simplified process, bypassing the usual formalities and red tape. We assist even the most challenging clients in obtaining loans; there’s no such thing as a hopeless situation. Contact us and see for yourself. When working with us, you can be assured of no empty applications or advance payments. We don’t charge any upfront fees or provide fake documents; we simply help our clients secure a loan. We only take our commission after the client has received the loan money in hand. We accept applications from all over Kenya via email.

90 000 KSh
12 months
21,22% per annum

Receive financial assistance from a private individual on the same day of request.

All regions and cities! Assistance in obtaining loans for debtors, individuals with a bad credit history, and more. We help arrange a loan without leaving your home. No certificates, no prepayment, and no unnecessary questions. Just two main documents and age 18+. Loan rates depend on the amount and loan term (9.8% – 18%). It is possible to get a private loan on a contractual basis.

180 000 KSh
72 months
7,89% per annum

Get a Loan on the Same Day You Apply!

Obtain a loan for any purpose ranging from KSh 400,000 to KSh 5 million. I consider borrowers facing various challenges: negative credit history, open/closed delinquencies, and ongoing debt collection processes. (Everything is strictly individual.) Once I start working with you, a loan is guaranteed. I consider borrowers from any region in Kenya. Age requirement is from 24 years. Disbursement is strictly in Nairobi with personal assistance at every step until issuance. Approval is based on two documents – National ID and NHIF card. No income proof required. No upfront fees. Payment for results. Issuance within 2 days. Call now. More detailed information is available over the phone.

170 000 KSh
15 months
1,63% per annum

No fee loans available for quick approval regardless of credit history, serving all regions

We are committed to delivering results by working directly with bank executives. We offer advantageous and transparent terms for deals, with quick application decisions (15 minutes). Loan limits range from 150,000 to 4,500,000 KES, with low interest rates and long terms. We handle cases such as: lack of official employment; existing overdue payments; a loaded credit history with many active loans; court decisions; no credit history. Employment certificates are NOT required! No collateral or advance payments are necessary! AVAILABLE DAILY AND WITHOUT BREAKS Contact us via email.

400 000 KSh
12 months
2,27% per annum

Get a Loan with Bad Credit, No Upfront Fees, Same-Day Approval

This offer is valid only until the end of the month, as the funds available for lending are limited. The ad is genuine if it is still posted on the website. My name is James, and I am offering my own funds on loan to Kenyan citizens with interest. I am open to working with individuals from any region. I am not a bank or an intermediary. Each borrower is treated individually. The interest rate is 15% per annum. Borrowers should not be older than 65 years. Transactions are handled through a notary. I offer loans up to 5,000,000 KES. I do not work with unemployed individuals. For full terms, please email me. Kindly include your city of residence and phone number right away. Feel free to reach out; I’m here to help.

120 000 KSh
72 months
9,06% per annum

Secure a Private Loan from a Genuine Lender with No Upfront Fees. Guaranteed Approval

I am offering loans with a promissory note to Kenyan citizens. The loan is available for up to 7 years, with amounts up to 600,000 KES. Your credit history is not important; I consider all cases. Loan repayment is required once a month after disbursement. A high approval rate for applications is guaranteed. Funds will be transferred to a card or account. Always available via email or WhatsApp.

350 000 KSh
30 months
26,75% per annum

Online Financial Assistance with No Hint of Fraud

Regardless of your region of residence, credit history, debts, delays, or other difficulties, we are here to provide financial assistance. You have the option to choose between a loan or a private lending solution. We do not require any upfront fees or investments—everything is transparent. All settlements with us are made after you receive the funds, ensuring there is no risk involved. For more detailed information, feel free to contact us via email or phone.

150 000 KSh
96 months
2,27% per annum

We offer comprehensive assistance in obtaining a cash loan with no upfront fees

If you are with us, nothing will stand in the way of securing your loan, without any refusals or upfront payments! By partnering with us, the loan is sure to be yours because we work within the bank and handle the approvals! No credit burden or unemployment will prevent us from approving the necessary amount for you! All you need is just two documents, nothing more, no need for purchased certificates! Then any reasonable amount will be yours, just give us a call and let’s make arrangements! Reasonable amounts range from 100,000 to 6,000,000 Kenyan Shillings, and we guarantee that the money will be yours! We have minimized the possibility of refusal to zero! All that is left is for you to give us a call!

30 000 KSh
25 months
9,76% per annum

Get a Loan Despite Delays and Poor Credit History at 10% with No Upfront Fees!

Do you need a loan but don’t want to pay for paperwork or upfront fees? If your answer is “yes,” then give us a call, and our current bank employees will approve the required amount! All you need is your ID and any second document, such as a KRA PIN, birth certificate, etc. So if you need an amount from 30,000 Kenyan Shillings up to 4,000,000 Kenyan Shillings, get in touch! If the amount you need doesn’t exceed 2,000,000 Kenyan Shillings, you’ll receive it within the day! We guarantee your application will be approved; you just need to dial our number! You will personally see that there is no upfront fee, only an approved loan waiting for you!

60 000 KSh
108 months
3,92% per annum

Private Investor in Nairobi.

I am seeking a loan of 280,000 Kenyan Shillings for a period of 36 months. I am employed at a government institution and currently have some overdue payments with microfinance organizations. I am looking for an unsecured loan and prefer a face-to-face meeting.

350 000 KSh
144 months
1,51% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.3,0/5 14,9% 700 000 KSh
Kenya Women Microfinance Bank PLC
4.7,0/5 14% 2 600 000 KSh
Faulu Microfinance Bank Limited
4.4,0/5 2,5% 3 400 000 KSh
SBM Bank Kenya Limited
4.6,0/5 1,8% 400 000 KSh
Ecobank Kenya Limited
4.8,0/5 10,4% 2 200 000 KSh
I&M Bank Limited
4.1,0/5 8,2% 3 300 000 KSh
Diamond Trust Bank Kenya Limited
4.4,0/5 10,4% 3 300 000 KSh
Stanbic Bank Kenya Limited
4.8,0/5 5,7% 800 000 KSh
Standard Chartered Bank Kenya Limited
4.1,0/5 10,3% 900 000 KSh
Co-operative Bank of Kenya Limited
4.3,0/5 3,3% 3 000 000 KSh
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