Cynthia Wandia
Updated 12.06.2025

Credit Facilitation Services in Kenya

Amount, KSh
70 000

We offer private loans without credit history checks!

Get a large loan quickly up to 5,000,000 KES for 84 months, with a low annual interest rate, which is important for the client. Receive professional assistance focused on results, with many approved applications (see for yourself). Applications are reviewed within a few hours depending on the client’s credit history and situation: NEGATIVE CREDIT HISTORY. WE WORK WITH OPEN DEFAULTS, ANY CREDIT HISTORY, BLACKLISTS. BAD CREDIT, STOP LIST – NOT A PROBLEM! THERE ARE NO HOPELESS SITUATIONS! THERE IS A SOLUTION FOR EVERY SITUATION! We do not charge upfront fees for our services. The loan offer requires no collateral or guarantees. The offer is valid for all regions of Kenya, borrower age 19+. Besides Nairobi, I work with individuals from other regions, and I invite clients in person or arrange online transfers for loan issuance. Full information is available upon request via email. Initial interaction with borrowers is conducted through email.

250 000 KSh
36 months
8,54% per annum

Quick and Easy Approval! No Advance Payment, Honest and Transparent! Our Bank Staff Ensures Cash in Hand and Payment Upon Completion!

You don’t need to search through thousands of suspicious offers in newspapers and across the internet to find lenders. Most of them are scammers, looking to take advantage of your trust and lack of discretion. We’ve done all the legwork for you in finding reliable lenders! Our database is updated daily with dozens of new offers for taking out loans with interest. Every lender is checked for reliability and accountability, minimizing your risk of being deceived. Our Loan Service will assist you in borrowing money from a private individual to solve your financial issues today.

50 000 KSh
30 months
19,53% per annum

If there is no active delinquency, we will assist in providing a loan in any situation without any upfront payment!

Access long-term loans with interest rates up to 15% annually, even if you have a poor credit history. Loans are available from private funds without the need for income verification or guarantors. The arrangement can be completed at the borrower’s residence, with prior agreement. Early repayment is possible after 6 months. Approval in just 20 minutes and disbursement on the same day as the application. Loan amounts available up to KES 1,500,000. Eligible for individuals aged 19 and above who are Kenyan citizens with permanent residency in the country.

400 000 KSh
50 months
1,42% per annum

Highly Beneficial Loan Offers for All Borrowers with Reliable Banking Connections

I offer loans at interest. A promissory note is required, and you can be located in any city in Kenya. I operate nationwide. I don’t ask unnecessary questions. A passport and NHIF are required. Terms will be provided via email.

40 000 KSh
84 months
15,40% per annum

We hope you haven’t paid anyone in advance; we assist without upfront fees!

Loans without upfront payments from banks and private investors for Kenyan citizens. Large amounts ranging from 400,000 to 6,000,000 Kenyan Shillings for any purpose! At a favorable rate for 7 years. Complicated situations are no longer a problem! Clients with poor credit histories, current delinquencies, unofficial income, blacklists, and bank rejections can confidently count on assistance. Only positive results!

Minimum time required! Obtain a loan in Nairobi, Mombasa, Nakuru, or Eldoret. No upfront fees are taken.

You can receive borrowed funds by contacting us via email or calling our phone number.

15 000 KSh
17 months
6,45% per annum

You will only need to visit the bank to sign documents and receive funds Guaranteed assistance even with negative factors in your credit history

I operate only under clear and completely legal terms, focusing solely on achieving positive outcomes. If obtaining a loan is not possible, I will inform you immediately, saving both time and effort. Various loan programs and long-standing productive relationships with partner banks enable the swift acquisition of substantial loans without the need for extensive documentation and regardless of credit history. Average loan interest rates are 10.8% per annum, with repayment terms up to seven years. Confirmed income is preferred but not mandatory. There is an option for non-bank lending. Kenyan citizens aged 21 and above, who have no criminal record and are financially stable from any region except the Northern regions, if you are ready for constructive collaboration and genuinely need funds, feel free to reach out. Services are offered in Nairobi and strictly under contract. We can discuss the possibility of obtaining a loan in your region.

120 000 KSh
24 months
2,94% per annum

Loans for Kenyan Citizens Starting from 300,000 KES.

We offer loans to borrowers across all regions of Kenya, with your visit to the bank required only for the disbursement of the loan. No advance payments are needed. We assist in the most challenging situations: – Open delays in payments; – Lack of official income; – High credit load. We consider loan amounts from 150,000 to 7 million Kenyan shillings for a period of up to 15 years. Consultation is free, call our specialist.

100 000 KSh
6 months
24,17% per annum

Private Loan with Written Agreement, No Upfront Fees

We provide prompt financial assistance to residents of Kenya on the most favorable and completely transparent terms. From our side, we ensure quick processing and organization of the entire process. From your side, you need to provide two documents and visit a bank branch or investor’s office to sign the agreement and receive the funds in hand. The maximum possible amount without collateral is 5,000,000 Kenyan Shillings for a term of up to 7 years. There are no costs required from the borrower, not even minimal ones; there are no paid contracts, no approval fees, insurance, or any kind of advance payments. We operate throughout the entire territory of Kenya. Please contact us via email.

40 000 KSh
150 months
12,73% per annum

Assistance in Securing Loans from Bank Officials

Assistance in Obtaining a Loan Even with a Bad Credit History.
Support in securing a loan regardless of your credit background. Having overdue payments is not a reason for refusal.
We assist borrowers from any region in Kenya.
I can help you get a loan starting from 100,000 KES without income statements!
No mass distribution to banks. I work directly through security channels.
Processing without personal documents.
Assistance without prepayment, collateral, or guarantors.
Arrangement without visiting the bank, but you must receive it personally.

160 000 KSh
12 months
10,89% per annum

Assistance in Obtaining a Loan Anywhere in Kenya.

We provide expert assistance in obtaining a personal loan. We offer favorable terms upon approval and assist with employment opportunities. Applicants must be between the ages of 21 and 65 and be citizens of Kenya. No mass distribution to banks. Loan amounts range from 500,000 KES to 5,000,000 KES. Each case is considered individually, with a decision made within one working day. We also offer assistance with mortgages and loans secured by private investors. Low interest rates. We process through our contacts in banks. We do not work with clients having negative credit history. We operate in regions across the country.

5 000 KSh
108 months
19,53% per annum

Loans from One Million Kenyan Shillings. Affordable and Accessible.

Are you being denied a loan? Do you have a damaged credit history? Are there any overdue payments on loans? We offer a bank loan in cash from KES 100,000 to KES 5,000,000 for up to 7 years. Requirements include: – Residency in any region of Kenya. – Age between 18 and 70 years. – Kenyan citizenship and registration. Response today. Issuance within 2 days. No advance payments or purchase of certificates. Payment for the service upon receipt of the loan. The offer is current and guaranteed.

100 000 KSh
72 months
15,40% per annum

Quickly assist you with obtaining funds on favorable terms

A private investor offers loans from personal funds without any upfront payments!
You don’t pay anything under any pretext until you receive the money!
You can get the money on the same day you apply.
Works with all regions including Lamu.
Amounts range from 100,000 to 10,000,000 Kenyan Shillings.
Credit history does not matter.
Considers and helps even in the most difficult cases.
There are no tricks, everything is honest and transparent.
More detailed information is available via email.

5 000 KSh
30 months
16,83% per annum

Genuine Assistance with Any Credit Score

I offer up to 3,000,000 KES to individuals in need of an urgent loan. I am one of the few investors who do not require upfront payments. We will sign an agreement using your main documents, ID and PIN. I will prepare a customized repayment schedule for you, allowing you to choose the payment date. No commission fees at a low rate that no bank can offer you. I do not check credit history and do not limit the age of clients; you can apply even with overdue loans. Positive outcomes for most applications with bad credit history, blacklists, debts, and low income, without the need for collateral. Your place of registration is not important; reach out for financial support from any city in Kenya.

110 000 KSh
36 months
13,33% per annum
Borrower Rating Interest rate Amount
SMEP Microfinance Bank Limited
4.7,0/5 11,9% 500 000 KSh
Faulu Microfinance Bank Limited
4.8,0/5 9,4% 2 800 000 KSh
Bank of Africa Kenya Limited
4.9,0/5 4,5% 2 800 000 KSh
Prime Bank Limited
4.3,0/5 11% 2 500 000 KSh
Diamond Trust Bank Kenya Limited
4.7,0/5 10% 2 800 000 KSh
NCBA Bank Kenya PLC
4.9,0/5 8,5% 500 000 KSh
Standard Chartered Bank Kenya Limited
5,0/5 3,2% 4 400 000 KSh
Co-operative Bank of Kenya Limited
4.5,0/5 0,3% 3 300 000 KSh
Equity Bank Kenya Limited
5,0/5 12,9% 2 600 000 KSh
KCB Bank Kenya Limited
4.2,0/5 6,2% 200 000 KSh
Submit application
Your name*
Email address*
Your phone number*
Log in
Email
Password
Forgot password?
Email