Cynthia Wandia
Updated 12.06.2025

Consumer Сredits in Kenya

Amount, KSh
70 000

Urgent Assistance in Securing a Large Loan! Loans up to 3,000,000 KES

I offer private loans directly to your card or account from my personal funds. I am not concerned with your credit history, nor do I verify your place of employment. All I require is your ability to pay and a sense of responsibility. For more detailed information, feel free to reach out via email.

50 000 KSh
60 months
1,42% per annum

I can assist with obtaining a loan despite having a negative credit history and financial burden.

Private investor loan offer. Funds provided strictly against a promissory note. Interest rates start at 2% per month. Loan term of up to 7 years. Each loan application is evaluated on a case-by-case basis. Notarized loan agreements are welcome. I am interested only in creditworthy borrowers with Kenyan citizenship who are over 19 years old. My offer is not applicable to residents of certain regions in Kenya.

170 000 KSh
36 months
9,41% per annum

Offering Loan Services for Those with Negative Credit History

I approve loans for all applicants up to three million Kenyan shillings. Repayments are made monthly in equal installments to my account details. A personalized approach for each client. Residence registration in any region of Kenya. More detailed information can be obtained via email.

110 000 KSh
72 months
10,71% per annum

Loan for Everyone! No Advance Fees!

Real financial assistance from a private individual on the day of application. Loans available from 100,000 to 3,500,000 Kenyan shillings for any needs. Positive decisions in most cases, including those with poor credit history, unofficial employment, and overdue payments. The loan is formalized through a loan agreement. For application, you will need a Kenyan passport, permanent registration within any region or settlement in Kenya, and you must be between the ages of 23 and 65. The loan term is up to 96 months (up to 8 years). The interest rate is 20% per annum, with the possibility of early repayment. To apply for a loan, contact us via email or through the “send message” form on this website. Your financial problems are SOLVABLE!

80 000 KSh
108 months
16,29% per annum

Urgent Loans from a Private Investor up to KES 4,000,000.

Same-day loan approval, requiring only your Kenyan ID card. This is not a mass distribution; applications are submitted to one bank with full support, and approval is guaranteed with the assistance of bank employees who are invested in the outcome. Issues with collections or late payments in other banks do not matter, as long as you have no existing loans with our bank. We resolve any complex situations, allowing our clients to bypass most checks. Loan amounts up to 2,000,000 KES for a term of up to 5 years. Contact us; we operate throughout all regions. Fee ranges from 20 to 25% of the loan amount received.

110 000 KSh
80 months
11,04% per annum

Loan without Documentation or Guarantors up to 500,000 KES

I offer loans without collateral with just one document required. The deal is confirmed with a contract. Quick decision on the disbursement of funds. You can receive the money on the same day. It’s fast and convenient to arrange the amount you need within the next few hours, without paperwork or any unnecessary services. Various payment methods are available, including transfer to a mobile wallet, which allows you to get the loan instantly without wasting time. The interest rate is fixed at 9.9% per annum. I offer amounts up to 1,800,000 Kenyan shillings, for a term of up to 15 years. Residents from any region with permanent registration can apply for a loan for any purpose. Credit history is not an issue. Send your application to the email provided.

100 000 KSh
60 months
7,39% per annum

Get a Loan from Personal Funds at a Reasonable Interest Rate.

We offer fast and highly favorable terms for obtaining a bank loan. We consider all categories of borrowers, including those with poor credit history. We tailor financing options to each individual situation. Our expertise ensures bank approval even for those who have faced multiple rejections. We operate in regions where our bank branches are present, covering nearly all of Kenya. There are no upfront fees, hidden schemes, paid contracts, or approval commissions. We charge our service fee only after the borrower receives the loan funds at the bank’s counter. Applications are accepted via our contact email.

10 000 KSh
14 months
9,76% per annum

Offering Attractive Private Loan Options for Those Seeking Funds

Get a loan at a bank branch of up to 9,000,000 Kenyan Shillings for 7 years with no upfront fees. We’ll guide you on what to say, and you only need to visit the bank once to get the loan. We work with all Kenyan citizens aged 18–65. The loan is at 9.4% annual interest, processed in 1–2 days. Bad credit history? Open defaults? No official job? On a blacklist? Then call us. We guarantee assistance even for the most desperate in securing a loan. To get the loan, you will only need your ID and a secondary document (KRA PIN/Service Card/Military ID).

100 000 KSh
150 months
11,04% per annum

Loans with Interest Rates in Kenya

Are you having trouble getting a loan? With us, bank loans have become easy to apply for and accessible to everyone! We offer low-interest rates and favorable terms! Without the need for guarantors, prepayments, collateral, or hidden fees, we help secure bank loans on the same day you apply in your region of residence! We provide professional assistance to borrowers with existing defaults, poor credit history, high debt burdens, or those who are working informally without income verification! By submitting a minimal set of documents, with our help, you can be guaranteed a loan ranging from KES 150,000 to KES 10,000,000 in cash for any purpose. We work diligently and support you at every stage: from gathering documents and submitting your application to receiving your loan funds. Send your loan applications to our email, and we will promptly begin our cooperation with you.

400 000 KSh
240 months
3,92% per annum

Low-interest loans from personal funds

We approve credit cards with limits up to 840,000 KES and terms up to 3 years, regardless of your credit history. Simple remote application process with two documents. Annual interest rate not exceeding 18.9%. Applications are accepted from 9:00 AM to 6:00 PM EAT, except on Sundays. Payment for our services is made prior to receiving the credit card. We invite regional credit brokers and intermediaries to collaborate with us.

300 000 KSh
132 months
7,28% per annum

Bank Staff Will Provide Expert Assistance

Cash Consumer Loan. Get approved through a reliable program. ☑️ Same-day approval. ☑️ Guaranteed result without any upfront fees or purchase of certificates. ☑️ We consider any credit history and load. ☑️ Residency in any region of Kenya. ☑️ Actual loan disbursement in Nairobi. ☑️ Age from 27 to 62 years. ☑️ No collateral required. ☑️ Amounts from 500,000 to 7,000,000 Kenyan Shillings. We operate daily. Call now.

50 000 KSh
9 months
11,04% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.9,0/5 5,7% 1 500 000 KSh
SMEP Microfinance Bank Limited
5,0/5 10,3% 200 000 KSh
Kenya Women Microfinance Bank PLC
4.3,0/5 13,9% 3 800 000 KSh
Faulu Microfinance Bank Limited
4.5,0/5 6,9% 2 600 000 KSh
SBM Bank Kenya Limited
4.7,0/5 14,9% 1 700 000 KSh
Ecobank Kenya Limited
4.5,0/5 12,4% 3 400 000 KSh
NCBA Bank Kenya PLC
4.6,0/5 14% 1 100 000 KSh
Stanbic Bank Kenya Limited
4.2,0/5 14,7% 2 700 000 KSh
Absa Bank Kenya PLC
4.7,0/5 11% 400 000 KSh
Co-operative Bank of Kenya Limited
4.9,0/5 14,3% 3 200 000 KSh
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