Cynthia Wandia
Updated 12.06.2025

Private lender in Bungoma

Amount, KSh
70 000

Get a Loan Quickly

Guaranteed access to bank funds regardless of credit history or overdue payments. No income verification or other paid checks required. All you need to do is decide how much money you need, up to 4,000,000 KES, and come to collect it. We operate without upfront fees and paid verifications.

300 000 KSh
21 months
26,75% per annum

Exclusive Offers for Students! Get Your First Loan at a Low Rate

We provide actual assistance in obtaining funds, ensuring positive responses from banks for our clients’ applications. We offer help in any complex or non-standard situations related to credit history, scoring, and employment. Our services cover all regions, and we have solid support from banks to ensure quick and straightforward approval and disbursement. No upfront payments, no prepaid contracts, and no fees until the borrower receives the loan amount. Applications can be submitted via email.

350 000 KSh
60 months
23,58% per annum

Assisting You in Acquiring a Loan with No Upfront Fees.

I provide urgent loans to all citizens of Kenya and neighboring countries. I do not collaborate with banks, brokers, or intermediaries. To apply for a loan, only a passport is required. The purpose of the loan can be any. Your past credit history does not matter! Loan amounts range from 50,000 to 5 million Kenyan shillings. Available to individuals aged 18 to 70, including pensioners. With a favorable repayment schedule, at an annual rate of 10 percent. You can receive the loan into any bank account or on a bank card. I will solve your financial problem within the working day. Initial inquiries can be made via email, and I will respond quickly. Don’t delay—contact me now!

180 000 KSh
240 months
12,49% per annum

Loans for Everyone: No Matter Your History or Credit Score. Starting from KES 100,000, No Advance Payments or Fees.

We assist in obtaining credit cards even with existing delinquencies and a low credit score. Credit limits can reach up to 800,000 Kenyan Shillings, and applicants must be at least 18 years old. No official employment is required, and any type of credit history is accepted. Our services are offered on a fee basis, with payment due upon receipt of the credit card. A negative credit history will not affect the approval of a credit card. For more details, feel free to contact us via email from 9:00 AM to 8:00 PM EAT. We also invite regional credit brokers to collaborate with us for a substantial commission.

40 000 KSh
48 months
13,68% per annum

We offer comprehensive credit assistance with bad credit history and no upfront fees.

Assistance in obtaining a loan with a minimum interest rate of 10%. No prepayment or processing fee required. I am open to considering borrowers from the age of 20, even those with a negative credit history. I enter into a personal agreement with each borrower, and the deal is certified by a notary’s signature. I request that you come to my location for the registration of transactions. Large sums are always available, and I am ready to provide up to 5,000,000 KES without collateral. If you need a larger loan, please offer security. My investments must generate returns, so I am keen on finding new clients and arranging private deals. From your side, I am interested in a stable monthly income that can ensure the loan is repaid without delays. Contact me if you are confident in your ability to pay.

70 000 KSh
72 months
29,95% per annum

Loans for Complex Situations. Fast Service.

We approve loans for all regions of Kenya regardless of credit history. From 100,000 to 3,000,000. Minimal documentation required, available for ages 21 to 50.

500 000 KSh
6 months
11,85% per annum

Exclusive Offer for Our Clients: Best Loan Terms, Low Interest Rates, No Upfront Fees or Commissions

I offer loans with interest for any purpose and regardless of your credit history. I work with all regions. Repayment is done monthly in equal installments, similar to bank terms. Minimal paperwork and favorable conditions. I will explain everything in detail via email, so feel free to reach out.

200 000 KSh
108 months
12,73% per annum

A Sole Proprietor Offers Official Loans

I offer real assistance in obtaining a loan without rejections, even with a bad credit history and overdue payments. Loan amounts up to one million Kenyan Shillings are available. I do not use any unethical methods to secure loans, such as creating fake documents or spamming banks with applications. By leveraging personal connections with partner banks, I can help you get loan approval even in the most challenging situations. No collateral is required, and there is no need to provide false income verification, with a favorable interest rate. Loan terms range from six months to seven years. You can receive the funds either online to your card or in cash. I oversee your bank application at every stage until you receive the loan. All interactions with bank employees are thoroughly refined. Please send your initial application to my email address provided on the website. Remember to provide accurate passport details; you will present the actual documents upon processing. The application review and decision process takes from 30 minutes to two days during business days.

80 000 KSh
27 months
12,09% per annum

Loan Options for Kenyan Citizens with Two Essential Documents.

If you urgently need real assistance in obtaining a loan, contact us. This offer is available even for borrowers whose credit history has been affected by overdue payments and multiple rejections. Notarial registration is provided. Loan terms are up to 7 years. We offer the option of early repayment. Credit history does not matter. Age from 21 years. Get your money NOW!

250 000 KSh
60 months
22,46% per annum

Instant Credit: Get a Loan without Collateral or Upfront Fees

I offer financial assistance with a simple promissory note. All you need is your national ID and a card in your name. No bank involvement, so your credit history is not important. Payment is due strictly one month after receipt. You can apply online or visit our office in Nairobi. The funds will be transferred directly to your card without the need to leave your home. You can reach me anytime via email or Whatsapp.

110 000 KSh
42 months
7,89% per annum

Guaranteed Approval with No Upfront Fees!

Do you already know how you’re going to spend the loan you’ll receive through bank employees without any advance payment? We do not require any upfront fees and provide real assistance. To get started, you only need two documents! Just provide your ID and any second document, so feel free to call us!

We offer different amounts:
– 300,000 KES available within 1-2 hours!
– 800,000 KES available within 2-4 hours!
– 1,500,000 KES available in 1 day!
– 4,000,000 KES available in 2 days!

It is also possible to apply for a larger amount, depending on your credit history. You will only need an ID and any second document, nothing else!

120 000 KSh
13 months
22,99% per annum

We will promptly arrange and issue the necessary amount to you at a reasonable rate

I am offering loans on loyal and flexible terms to citizens of Kenya. The process is straightforward: meet up, have a conversation, get approval, and finalize the deal with a notary. No collateral is required. You just need to provide your ID and a second document. I do not check credit history. The funds are my own, with interest rates determined individually, but not exceeding 19%. Please contact me via email, and I will call you back to start the process.

100 000 KSh
17 months
5,15% per annum

Get Large Loans at Low Interest Rates – Fast Approval

I am offering loans at a reasonable interest rate to those in need, even if you have existing debts with microfinance organizations or banks. The interest rate is determined individually after a discussion, but it will not exceed 17% per annum on the outstanding balance.

To qualify, you need to have an ID and be at least 24 years old. I do not check your credit history or contact your workplace. Simply write a promissory note, and you will receive the loan. No scams or hidden fees involved.

Please send an email to arrange a phone call where we can discuss details and schedule a meeting.

15 000 KSh
56 months
17,36% per annum
Borrower Rating Interest rate Amount
Caritas Microfinance Bank Limited
4.4,0/5 7% 4 900 000 KSh
Rafiki Microfinance Bank Limited
4.6,0/5 8,6% 1 200 000 KSh
Faulu Microfinance Bank Limited
4.9,0/5 13,4% 1 600 000 KSh
Bank of Africa Kenya Limited
4.5,0/5 10% 3 200 000 KSh
Prime Bank Limited
4.3,0/5 8,4% 1 400 000 KSh
I&M Bank Limited
4.7,0/5 5,5% 4 900 000 KSh
Diamond Trust Bank Kenya Limited
4.7,0/5 5,2% 2 300 000 KSh
Absa Bank Kenya PLC
4.9,0/5 7,9% 3 800 000 KSh
Equity Bank Kenya Limited
5,0/5 11,8% 3 000 000 KSh
KCB Bank Kenya Limited
4.6,0/5 7,2% 5 000 000 KSh
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